10 Chase Credit Card HACKS You NEED to Know – The Credit Shifu

by YouTube Team

💳 Learn more on the Sapphire Preferred:
🚨 Download MaxRewards: USE CODE: shifu
⬇️ Click “show more” for Freedom card links and ad disclosure

In this video we look at 10 Chase Credit Card hack that can save you money, earn you more points etc…
Credit Shifu Wallets:
Like Credit Shifu on FACEBOOK:

Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.

source

Related Articles

Leave a Reply

34 comments

Wilson Benitez April 20, 2022 - 6:27 am

Im not seeing the 90K Quest offer, did I miss it?

Reply
Fahad Moh April 20, 2022 - 8:56 am

I have a question. It has been 1 year since I got CSP, I wanted to ask if I upgrade to CSR will this affect the 48 month for new sapphire bonus?

Reply
Jefford717 April 20, 2022 - 9:07 am

Will you be eligible for the sign up bonus for the freedom if you downgrade from Sapphire? Wait what?! You can have multiple freedom? Like 2 Chase Freedom Flex?

Reply
TommyJohn_ April 20, 2022 - 11:14 am

Does the 48 month rule start from when you're approved for a card, or from when you earn the sign up bonus?

Reply
Jason Sergott April 20, 2022 - 1:30 pm

Hey Ben,

Can you answer this? I currently have the Chase Sapphire preferred that I have had for four years as of March 18. Can I apply for the Preferred/reserve and get the signup bonus again? Since I'm over the 4-year rule? Or will I need to close my current card and wait a few months to apply?

Reply
sudhisira April 20, 2022 - 1:38 pm

Is Chase Freedom (plain, not Flex or Unlimited) only available as a downgrade option now? Thanks!

Reply
Mitchell. April 20, 2022 - 2:10 pm

Capital One will not honor offers they mailed that you get after you applied for the card. Just do you want to apply for a second card?

Reply
Sky April 20, 2022 - 4:12 pm

I applied last year to get 80K before the 100K came out. Can I still call and get it😂

Reply
Hassan Awal April 20, 2022 - 8:53 pm

chase stopped matching sign up bonus, i got CSP 25 days before this and they declined when i called.

Reply
SamsungLG April 20, 2022 - 9:24 pm

Excellent seminar

Reply
Sunshinen Coastlines April 20, 2022 - 10:40 pm

If I have downgraded to a regular sapphire (not a CSP or CSR) a few years ago. Will that work against me when I reapply for the CSP with the 80,000 pts? Thanks!

Reply
kauigirl808 April 21, 2022 - 12:23 am

I hate Amex. They never increase my cards.

Reply
Emerb April 21, 2022 - 5:54 am

I am considering downgrading my CSR to CSP. I am coming up on my annual fee for my CSR and I really don't see the benefits of my CSR as I use to.

Reply
iTzDritte April 21, 2022 - 12:02 pm

11:14 I have to call the reconsideration limit to shuffle around and reallocate credit limits every time I get a new card. For me it’s much less than 50% of personal income, I make $1M/year, and my total credit limits sum to $110K.

Reply
Sal Gonzalez April 21, 2022 - 2:20 pm

Ben, I had an issue with my current down grade. I had the CSP and tried to down grade to a regular freedom card and they said I wasn't able to do that. I was only able to choose between the Unlimited or the Flex.

Reply
Yair Ramos April 21, 2022 - 8:52 pm

I was approved for CSP and I'm over 5/24. I've had a loan with them in the past (auto loan a few years ago) but otherwise made it through the process successfully. I was pre-approved through Experian for another chase card and applied online for the CSP instead and was subsequently approved. They seem to definitely be relaxing the rule in 2022.

Reply
21MARK45 A April 21, 2022 - 9:23 pm

So the 48 month rule for the sapphire start when you received the bonus from the first sapphire not when you got approved for the card? It took awhile before i got the point after making the spend from the first sapphire. I received the card in late 2019 but i think i got the spend early 2020. So wait till 2024 to be safe?

Reply
grady bolton April 22, 2022 - 12:33 am

I got preapproval offers at the ATM

Reply
Nursekaz April 22, 2022 - 1:43 am

Ooof above my head

Reply
Loose Joint April 22, 2022 - 5:22 am

Hey Ben. This is incredible. I missed an opportunity to credit card stack when I applied for my new NF Go Rewards CC which I got 25,000 credit limit YAY!!! My FICO score was 830-840 by the time I applied for the NF Card and I had been a member of NF for 1 year. I don't have any chase cards and the only other credit card is my Discover It Card. I didn't think to apply for Chase Safire Preferred or any of the cards until it was too late. I'm still waiting for my NF CC in the mail. When do you think is the best time for me to apply for a Chase card whether it be Chase Flex or Safire Preferred? Thanks in advance.

Reply
Xabier Landa April 22, 2022 - 4:27 pm

Hi BEN, ONCE AGAIN GREAT VIDEO, MY QUESTION IS FOR AU, WHICH THE CREDIT LIMIT CAN HAVE OR THAT DEPENS OF THE PEROSN WHO ADD YOU

Reply
Renee🌎 Maxmillhack on IG 🌍 April 22, 2022 - 10:55 pm

I thank God I met this man at the top 👆he is the best man on earth 🌏 he really save me from going to prison..I am very happy 😃..and I got $3k to my credit card 💳 account..you are very wonderful man

Reply
Renee🌎 Maxmillhack on IG 🌍 April 22, 2022 - 10:55 pm

I thank God I met this man at the top 👆he is the best man on earth 🌏 he really save me from going to prison..I am very happy 😃..and I got $3k to my credit card 💳 account..you are very wonderful man

Reply
Daniel Crotty April 23, 2022 - 1:15 pm

Maybe I’m just a weirdo; but I I feel like I may never get a Chase credit card because I like applying for new credit cards too much lol. I’d probably add Citi and US Bank to that list as well. AmEx FTW!!!

Reply
Travel Hackers April 23, 2022 - 6:26 pm

I was approved for the Chase Sapphire Card on 1/20 and received my 60k signup bonus the day that the 80k offer was announced. I did call in that day and was denied for the match.

Reply
Jake Karll April 24, 2022 - 3:28 am

I’m well over 5/24, but today I logged into my chase account and scrolled down to see special offers. They said I was already approved for either a freedom flex, and freedom unlimited, or a sapphire preferred all with 5k limits. I was super geeked when I saw that and I thought it was some glitch or maybe a preapproval offer. Nope, my freedom flex is already showing up in my chase account and my card is on its way.

Reply
Aamra April 24, 2022 - 4:49 am

Can i apply CSP 80k bonus immediately after downloading CSR to freedom? Is there any waiting requirement in between?

Reply
Tee Bee. Hackerviper221 via telegram April 24, 2022 - 2:44 pm

I'm so happy to be with 👆
No disappointment ❌
No doubt ❌
Everything works out the way I want it ✅

Reply
Farrah Thramer.. Hackerviper221 on telegram April 24, 2022 - 2:51 pm

⬆️⬆️🔝
He made me feel at ease and that I wasn't wasting my time . Also thank him for the investment in bitcoin keeping me calm and getting those stolen coin to me Thank you.

Reply
Private maren altman. Hackerviper221 on telegram April 24, 2022 - 3:16 pm

Thanks alot I'm so greatful 👆🏼👆🏼for getting my credit card access back you're gods among us

Reply
Exchange goods..HACKERVIPER221 on TELEGRAM April 24, 2022 - 3:23 pm

Thanks to 🔝🔝🔝for always being a reliable person.

Reply
Lontor Package👉🏽Hackerviper221 on telegram April 24, 2022 - 3:50 pm

You are the best of all dude👆 TOP UP my credit card with just a little fees you are superb

Reply
O J👉Hackerviper221 via telegram 👈 April 24, 2022 - 5:10 pm

Incredible…. 🔝🔝your work sound good an parcfect

Reply
Contact, HACKERVIPER221 on TELEGRAM April 24, 2022 - 5:23 pm

positive feedback from ☝️ I received the maximum of $10,000 top up credit card I really appreciate his effort…

Reply