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34 comments
Im not seeing the 90K Quest offer, did I miss it?
I have a question. It has been 1 year since I got CSP, I wanted to ask if I upgrade to CSR will this affect the 48 month for new sapphire bonus?
Will you be eligible for the sign up bonus for the freedom if you downgrade from Sapphire? Wait what?! You can have multiple freedom? Like 2 Chase Freedom Flex?
Does the 48 month rule start from when you're approved for a card, or from when you earn the sign up bonus?
Hey Ben,
Can you answer this? I currently have the Chase Sapphire preferred that I have had for four years as of March 18. Can I apply for the Preferred/reserve and get the signup bonus again? Since I'm over the 4-year rule? Or will I need to close my current card and wait a few months to apply?
Is Chase Freedom (plain, not Flex or Unlimited) only available as a downgrade option now? Thanks!
Capital One will not honor offers they mailed that you get after you applied for the card. Just do you want to apply for a second card?
I applied last year to get 80K before the 100K came out. Can I still call and get it😂
chase stopped matching sign up bonus, i got CSP 25 days before this and they declined when i called.
Excellent seminar
If I have downgraded to a regular sapphire (not a CSP or CSR) a few years ago. Will that work against me when I reapply for the CSP with the 80,000 pts? Thanks!
I hate Amex. They never increase my cards.
I am considering downgrading my CSR to CSP. I am coming up on my annual fee for my CSR and I really don't see the benefits of my CSR as I use to.
11:14 I have to call the reconsideration limit to shuffle around and reallocate credit limits every time I get a new card. For me it’s much less than 50% of personal income, I make $1M/year, and my total credit limits sum to $110K.
Ben, I had an issue with my current down grade. I had the CSP and tried to down grade to a regular freedom card and they said I wasn't able to do that. I was only able to choose between the Unlimited or the Flex.
I was approved for CSP and I'm over 5/24. I've had a loan with them in the past (auto loan a few years ago) but otherwise made it through the process successfully. I was pre-approved through Experian for another chase card and applied online for the CSP instead and was subsequently approved. They seem to definitely be relaxing the rule in 2022.
So the 48 month rule for the sapphire start when you received the bonus from the first sapphire not when you got approved for the card? It took awhile before i got the point after making the spend from the first sapphire. I received the card in late 2019 but i think i got the spend early 2020. So wait till 2024 to be safe?
I got preapproval offers at the ATM
Ooof above my head
Hey Ben. This is incredible. I missed an opportunity to credit card stack when I applied for my new NF Go Rewards CC which I got 25,000 credit limit YAY!!! My FICO score was 830-840 by the time I applied for the NF Card and I had been a member of NF for 1 year. I don't have any chase cards and the only other credit card is my Discover It Card. I didn't think to apply for Chase Safire Preferred or any of the cards until it was too late. I'm still waiting for my NF CC in the mail. When do you think is the best time for me to apply for a Chase card whether it be Chase Flex or Safire Preferred? Thanks in advance.
Hi BEN, ONCE AGAIN GREAT VIDEO, MY QUESTION IS FOR AU, WHICH THE CREDIT LIMIT CAN HAVE OR THAT DEPENS OF THE PEROSN WHO ADD YOU
I thank God I met this man at the top 👆he is the best man on earth 🌏 he really save me from going to prison..I am very happy 😃..and I got $3k to my credit card 💳 account..you are very wonderful man
I thank God I met this man at the top 👆he is the best man on earth 🌏 he really save me from going to prison..I am very happy 😃..and I got $3k to my credit card 💳 account..you are very wonderful man
Maybe I’m just a weirdo; but I I feel like I may never get a Chase credit card because I like applying for new credit cards too much lol. I’d probably add Citi and US Bank to that list as well. AmEx FTW!!!
I was approved for the Chase Sapphire Card on 1/20 and received my 60k signup bonus the day that the 80k offer was announced. I did call in that day and was denied for the match.
I’m well over 5/24, but today I logged into my chase account and scrolled down to see special offers. They said I was already approved for either a freedom flex, and freedom unlimited, or a sapphire preferred all with 5k limits. I was super geeked when I saw that and I thought it was some glitch or maybe a preapproval offer. Nope, my freedom flex is already showing up in my chase account and my card is on its way.
Can i apply CSP 80k bonus immediately after downloading CSR to freedom? Is there any waiting requirement in between?
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