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Hey credit warriors, welcome to the show, now you are all credit card enthusiasts who watch this channel, we love using credit cards to collect points and miles to take luxury vacations almost for free. But there are scams out there targeting credit card users that can steal your money and your personal information. I was reading a news article recently which detailed some of the most common types of credit card scams. So I combined this with a bit of my own research to bring you 5 Credit Card Scams You NEED to Watch Out For. And this video is sponsored by Aura, but more on that later…
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22 comments
1
Hmm
You know I had the phone scam tried on me about 2 days ago oh, they were trying to be Chase Bank and told me there was a problem with my debit card, talk about stupid. I have all my Chase Credit Card customer service numbers in my phone so I called up case and asked if there was a problem with my debit card and they said no. Talk about a pathetic amateur, LOL.
The biggest credit card scam is all the youtubers who push people to get cards they don't need.
4:39
Kitboga? Anyone else a fan of both creditshifu and kitboga?
What about paying with Apple Pay
One way to avoid phone scams is to not answer the phone if you don’t recognize the number. If it’s legitimate, they’ll probably leave a message.
I love when those indians and nigerians call me. I have conversations with them untill they get mad and hang up
This is a great video with great info that we need to be reminded about or for first timers to know. Good stuff bro.
To combat against skimmers and such, you may pay using your mobile app that provides tokens to act as decoys encrypting your cards' information. These tokens are useless on their own when they are not backed by your cards' original signature reading. Tokens are only backed (and effective) within the card holders' mobile devices, while scammers may have stolen your token readings which is just a decoy at best they still cannot pay using your accounts
What if you use contactless, mobile pay or chip readers? Would skimmers be able to steal your info?
Scammers have no idea that they are about to be the biggest target of a mass identity breach. Scammers are about to be violated on a level they never thought possible.
Apparently these scammers are so stupid, that if you send them a file that is titled 'bank account information .txt' they will copy it to their computer and download it and run it without hesitation. I've installed viruses on many computers belonging to scammers in india.
So far I have copied and downloaded the personally identifiable information of an estimated 8,000 people in India.
Not just of the scammers and their bosses and other co-workers, but of family members of the scammers as well. And unfortunately this evening includes children of the scammers as well. I have freely shared this information with random pedophiles on the Megan's Law registry in the hopes that some of these perverts will start targeting these scammers and blackmailing their families with nasty tactics that I show not mention here.
I will also be creating a database on my server and make all of the personally identifiable information belonging to these scammers, their their family members, coworkers and bosses public for anyone who wants it.
Not just publishing the personally identifiable information of these scammers and their children, I've actually taken it a step further. I have put these people up for sale on the dark web. Just in the upset traffickers will see this and go after these scammers.
And in the hopes that some of these scammers get scared out of the business because they fear for their safety and that of their family members.
Safest way to bank is from your HOME computer using an actual ethernet cable! WiFi should really not be used for any transactions that send/receive personal data, banking details etc. Even home WiFi can be compromised by someone who has gained access to your network. Many peoples home WiFi use easy passwords, basic encryption and incorrect settings leaving ample opportunity for a tech savy intruder. Would also recommend disabling remote-access/remote assistance functions in Windows and avoid apps that need these functions.
Great info here Ben!!
I've recently a QANTAS DEBIT card but can't seem to use it.
I wish Cebu Pacific would refund me. Don't fly with these bums.
This was a great video for us to protect ourselves from scammers, but at the same time, it was a great video to learn how to be a professional scammer lol. All jokes aside, this is all really good info to be aware of.
Love the scAmmer bit!!
Seriously? Skimmers in 2022? Its more than a decade that any transaction I try with the mag stripe is declined (I actually think I’ve never had a transaction over magstripe) isn’t time to ditch them for good?