6 Financial MISTAKES I Have Made – The Credit Shifu

by YouTube Team

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If you want to know how to build wealth fast, don’t make these 6 financial mistakes.
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44 comments

Arya Realty Investments October 18, 2019 - 3:18 pm

Great video man! Smashed that like button!!

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David Rosales October 18, 2019 - 3:19 pm

👍

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Arya Realty Investments October 18, 2019 - 3:19 pm

What’s the worst financial mistake you have made everybody? Mine was going to college. Crazy right? But it was 30k down the drain.

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ShadowDrift October 18, 2019 - 3:21 pm

Could be worse, at least you didn't buy a timeshare. I haven't, but some do sadly.

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Adventures with Corey October 18, 2019 - 3:25 pm

I call those scammers back like 30 times till they have to change their numbers. i pretend to be interested and give them fake accounts. 🙂

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Malik Marcus October 18, 2019 - 3:28 pm

I'm extremely glad that the first point in your video is an issue I'm about to deal with today: collections on my Mother's CR. We're trying to start our house hacking / real estate journey!

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Nick Peitsch Investing October 18, 2019 - 3:29 pm

It’s great to be able to learn from others’ financial mistakes and not repeat them ourselves!

Thanks for the value 👍

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Cameron Machado October 18, 2019 - 3:30 pm

I have a collection too: it's called a bookshelf, tai Lopez KNAWLEDGE

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Malik Marcus October 18, 2019 - 3:30 pm

Yo how did you react that fast to the phone call 💀

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uknowユノ October 18, 2019 - 3:35 pm

中文字幕plz

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C Rock October 18, 2019 - 3:48 pm

The bit coin thing. As they say ever thing is risk assessment. Do or should you take that risk and what is the likely out come. We cannot operate on knowing the Future unfortunately.

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Mr Snow October 18, 2019 - 3:55 pm

Ooooo 🍵 🍵 🍵 🍵

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Fox Alpha October 18, 2019 - 4:10 pm

Those pesky scamming calls..gotta hate them!!!

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Alan Y October 18, 2019 - 4:42 pm

If everyone can tell the future(ex bitcoin) then everyone would be rich. I wouldn't call the bit coin thing a financial mistake, just a after the fact observation. It could have easily just have dipped or maxed out at $1200. There was no way to know bit coin would do what it did.

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Lamur Cribb October 18, 2019 - 5:03 pm

Hey Credit Shifu! I was just approved for Capital One Platinum Card and also the Citi Secured Card. So I have a credit limit of $500 in total. I am 18 with very limited credit history but I have 100% payment history. I also have a self lender loan. After my credit score begins moving up drastically, which card should I try to get?

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Chris Feng October 18, 2019 - 5:36 pm

Your biggest advice is to find a smart gf/bf. Lol

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Jake Broe October 18, 2019 - 6:44 pm

"I was a young kid, 26 or something" lol

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Lava Yuki October 18, 2019 - 6:46 pm

Wow this is really interesting, I'm careful with my credit cards to avoid debt

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Market Analysis October 18, 2019 - 7:05 pm

Those 0% balance transfers are scams. They ask for your credit card number to do the balance transfer. You should play along and pretend you're going to give it to them

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Nathan Wall October 18, 2019 - 8:09 pm

"I thought they could get the police to come get the money from me…"

And that is why #TaxationIsTheft

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Dave Andrew October 18, 2019 - 8:37 pm Reply
TheDarkKnight992 October 18, 2019 - 8:49 pm

Nah. You dodged a bullet with Bitcoin.

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Zach Caronongan October 19, 2019 - 1:03 am

For me:?
1. Competing with classmates to get into the best college
2. Got into good college but overpaid for degree
3. Majored in Philosophy
4. Wait… that's what happens if I don't pay my credit card on time?
5. 100% of Paycheck goes to the Weekend.
6. Crashed a Mercedes that didn't have gap insurance

That all changed when I met Credit Shifu

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Seth R October 19, 2019 - 5:38 am

Mine would be: student loans, a collection I paid in full without first asking for it to be removed in exchange, not getting credit cards until I was 36 and a couple of bad moves across country.

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Seth R October 19, 2019 - 5:41 am

So your wife is the real expert?

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Jorgio Castro October 19, 2019 - 7:07 am

Yes, invest all your money in bitcoin. Don’t miss the train! 😒

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Emil S October 19, 2019 - 1:45 pm

Great Top Tips!

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bluebleuboy boy October 20, 2019 - 7:42 am

Thank you for sharing the information & experience: I’m doing everything to “repair” my credit history. Sigh.

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MJM October 20, 2019 - 5:02 pm

The credit shifu just a question, have u ever thought of trading stock options?

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Blitz3O2 October 21, 2019 - 1:58 am

You would have to be a complete moron to leverage wealth to buy more property lmao

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Wondaful Weasel October 21, 2019 - 5:38 am

I love these stories. Makes you a lot more credible ! Thanks for the advice!

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lakorai2 October 21, 2019 - 11:18 am

Bought a mac. That was a mistake

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angel October 21, 2019 - 6:12 pm

I had 2 collections which I got dozens of calls for. The thing is even if you Pay the collections it still doesn’t get off your credit. Those companies sell them to the collection agencies and they literally pay huge discounts to get potential profit from you. Second is you can actually fight these just look up tons of YouTube videos on how to clear them out completely off your credit history. Don’t pay a collection in full, do some research because you could hurt your score even further. I now have 764 CS and have my credit locked just in case someone wants to do fraud on me, which is completely free to freeze your credit and unfreeze when needed.

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Andree Velasco October 22, 2019 - 4:21 am

i want a women like mrs. credit shifu, you lucky

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Mo 7 October 22, 2019 - 7:51 pm

Buying Bitcoin is the worst idea ever.. What do u do with Bitcoin,you can't eat it use it drink it wear it enjoy it or anything.. it is like weird art pieces only the ppl who buy them value sthem

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Von SAVANT October 23, 2019 - 2:33 am

Great content! Who do you recommend for credit repair?

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node October 23, 2019 - 3:29 am

my worst financial mistake: having a girlfriend

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Jacob Phillips October 23, 2019 - 8:04 pm

“Proper job”… 60-70K a year? I can’t wait to get a proper job. Ha. (Teacher)

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XFLEUR October 28, 2019 - 7:32 pm

Don’t beat yourself up on the Bitcoin miss..because as Warren Buffet himself has said he “missed out” on a lot of tech starts that are now worth billions because (like you) he just didn’t understand them. And that’s the key here…you have to invest in what you understand because that philosophy guides you to know when the tide turns, and your strategy overall while you hold the asset. Otherwise, you’ll just be gambling! 🤷‍♂️

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Null November 3, 2019 - 11:45 pm

is your wife single?

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Ross Fletcher March 20, 2020 - 8:20 am

I heard about bitcoin in 2010 when you bought a couple pizzas for thousands of bc.

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Nikita Ross June 3, 2020 - 6:04 pm

So basically… Marry a beautiful woman, that's smarter than you! I'm Trying lol

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SolOInvictus July 10, 2020 - 11:21 pm

4:30: Mrs Credit Shifu should run this channel!

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Multi Meter October 19, 2020 - 10:02 pm

Takes a man to admit his mistakes. Enjoyed this video. Thanks for reminding us that we're all human.

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