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The US Average credit score explained, in this video we will reveal what the current average credit score in the United States and also delve into how you can get a credit score increase and improve your credit score in general. In this video we look at FICO score and VantageScore and show you the current averages.
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28 comments
my vantage score 630 to 740!! Fico is now lower at 735…go figure.
And there are TONS of incredible credit card signup bonuses waiting to be applied for with these elevated scores 🏆😁🏆
688 ain't too bad. surprised it's not lower tbh
Probably since no one is applying for credit so all the hard inquiries are falling off
It's odd but for the first time my FICO scores are higher than the Vantage 3 scores.
FICOs are in the high 790's and Vantage 3 is in the 750's.
Yes! Im finally above the average!!! 😁😁
That's awesome to hear. 👍
This is too optimistic.
Good news!
Since watching this channel about the end of 2019 my score has increased drastically for the good thank you credit shifu
We give you all the credit. Your vids are the key!
Hey Credit Chifu, would you consider making a video talking about the best credit card set up for US ex-pats? Some cards could count everything as travel couldn't they?
Thanks for the great content!
A lot of ppl are using that extra unemployment money to pay down debt.
Thanks.
FINALLY webull referrals are back to 3 free stocks instead of 2. I was waiting for a while.
interesting info, interesting video!
I think quite a few people out there, myself included, are extremely fortunate right now. They’ve had a support system in place and managed to take all the right steps to increase their scores and be able to afford a home, among other things.
But this didn’t happen overnight. For the past 2 years, I’ve been working my ass off to increase my credit score. It means a lot of us started taking personal responsibility years ago and we’re starting to see the rewards of our hard work
Hit a perfect 850 on Experian this month! Didn’t think a total 850 was possible!
That's because, people are becoming more Financially Educated and becoming aware of their Credit Utilization, all Thanks to YouTube Channels like yours, AskSebby, Graham Stephan, Meet Kevin, etc.
Question. How often should I apply for a new card? I think I should space out my inquiries (I only have 2), but I also think I should get more cards now since my average age of credit is only a year and a half and I'm thin file. (I have 3 cards. Oldest card just hit 4 years.)
That’s because people were making more than they did at thier regular with that extra $600 per week on unemployment. So they were able to pay down debt.. I know exactly why.. happened with me. Pandemic was a blessing in disguise for me personally.
People paid down their credit utilization lol
Why is there a reflex card ad on this video 😒 I feel targeted 😂🤦♂️
was waiting the yeaaaaaaah at the end.
I'm so above that 😁
A fanatic of these industry reports to see others take on them. Thanks Ben!
Friendly people that know what they're talking about. Navigating the credit waters is a tricky, maddening task that takes a ton of time. Roy. Brandon works with you to make it easy to clean up your credit, lower your interest rates, and get you the better rates on the things you want in life like a home, a car, a boat, or anything else you've dreamed of owning.
When Credit Karma came out, I gave it a shot and took a look at my credit. This was just as a derogatory mark fell off of my reports and my score shot way up without me even doing anything. After that, I've become obsessed with establishing good credit. This is how I found your channel so many years ago.