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. Which Amex card is the best grocery credit card?
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The Blue Cash cards earn cash back at U.S. grocery stores, U.S. gas stations, and more. Should you get the Blue Cash Everyday or the Blue Cash Preferred?
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43 comments
Very helpful content. New subscriber 👍👍
Is there any cash back cards that actually include SuperStores like Walmart? Where I live the only stores we have are superstores like Walmart, Publix, Kroger, and Food Lion
to my fellow active duty military, the $95 fee for the BCP will be waived. you'll have to create the account and get your acct setup then call customer service. without that fee, this card is a must own!
I was trying to get the Blue Cash Everyday card but the Acquistion member insisted on getting the Blue Cash Preferred. Now I am waiting on the Executive Team to respond back since my case is pending.
Great info! Having said that in regards to product changes. If I'm not mistaken, if you do go that route with AMEX, unfortunately you won't be eligible for the intro bonus for the card you'd be changing to if I'm not mistaken.
Having said that, thinking of going the Everyday route!
We just got approved for the Everday card that earns MR points. 10,000 sign up bonus for $1000 3 mo spend. What are 10,000 points worth, in either a dollar value or the reward itself (e.g. a RT ticket or 1 hotel stay)?
Thanks 😊, Question is that a box of Girl Scout cookies 🍪 in the background
I got the BCE card about two years ago and about a year later, I got an upgrade offer for the BCP. It was right around when they were changing up the rewards for the 6% on groceries and streaming. I love the BCP, its my favorite and most used card for groceries, streaming, and transit. I also LOVE the Plan-it feature.
"If I decide to have 10 kids and they are very hungry kids" lmaoo – thank you for the sense of humor and financial education!
So basically. Where we need the cards the most… We can't get cash back…. Wow. What a great company.. Walmart is where most of us go.
I just noticed when I was looking at my American Express gold card statement that 7-Eleven counts as a supermarket.
If I upgrade to blue cash preferred will I still get the bonus and 0%intro. I talked to rep and they said I'm only eligible for 150 instead of 250. Any thoughts
Hi sebby, I go to the grocery store a lot. Good advice.
I got the BCP card I just got approved first Amex I had 730 score but they only gave me 1k tho why is that. I was planning to replace this since 6 pct on groceries and gas, n to replace my chase freedom :/ I was surprised on the low limit
Yes, I am asking right now
I've been doing research on cc for a couple days now, Ive been wanting to buy a new laptop from best buy, I have a c score at 715 due to being an authorized user. I wanted to open up a best buy cc so I can do payments on the computer, my only con is that I heard citibank can be fraudulent. I want a cc also for everyday things pay my rent etc. And pay it off right away. Is opening both a bad idea. I would prefer to open an every day one because I would pay it off right away but if I buy a laptop with it I won't pay it off the same month. So what's best . Should I just open up the best buy cc and pay off my laptop in 3-4 months and after I pay it off open another cc ?
Any other ways I could redeem my reward dollars other than gift cards, statement credits or merchandise?
I just got these one today and got approved for 2k did it because it’s offering 20% cash back on amazon purchases 200$ back maximum and I’ve been ordering a lot from amazon lately since covid not going to lie if these would have been offered 2 months ago I would have gotten the 200$ back in the first week 😂
Edit= plus it ain’t bad to keep your credit utilization low and to start a relationship with Amex since this is my first Amex card 😂
Personally, I'd encourage you to review products from both Team Travel and Team Normie perspectives. For example, I don't travel so products you recommend are the absolute worst thing for me. however, if you reviewed them from both perspectives, it would give you more content and widen your potential audience.
I used to have the Amex BCE but then I read a blog that put the BCE vs BCP into terms that clicked with me. In short, with BCP, need to spend $32/week in groceries to pay for the annual fee. With BCP, need to spend $64/week in groceries to break even with the BCE. Everything above $64/week is 6% gravy, plus 6% back on Spotify, YouTube Premium, etc.
However, I have found what looks like a loophole. Apple Music and YouTube Premium are eligible for 6% cash back. I have discovered that in-app purchases in iOS and Google Play also get 6% cash back. So paying for a Super Chat for a YT streamer appears to get 6% cash back.
No Walmart= No thank you, Next.
does it insure car rentals?
Can you tell me how much points they hit you with when they do a credit check
I have this AMEX BCP, and the Wells Fargo Propel. My plan is to use the Propel for Dining out, Hotels, and flights. The BCP for everything else. Is that something you would recommend? Thanks man. Great info!
Does the BCP have a downgrade option at after 1?
Just got an offer to the preferred card and came to watch this video
BCP wins in more ways than one for single non-travelers. 6% cashback on groceries also include gift cards at grocery stores (used in moderation). Someone could buy Amazon gift cards and use them for Amazon video and audible. Also UberEats gift cards for food delivery.
Great video, Sebby. What is the correct way to calculate the rate of return when the $95 annual fee is factored in if you spend the $6000 in groceries for the year? I plan on using the BCP just for groceries. I came up with 5.9% as follows: $6000 x 6% = $360 statement credits. I then added the $6000 in grocery expense and the $95 annual fee together because that is my investment. I then divided the $360 by the $6095 investment.
$360/$6095 = 5.9%
Is this correct? If so, that is a very good rate of return.
Preferred paid by itself. Just use the cash back to pay the year fee and take the rest. I didn't use it that much this year. So I got 203 dollars back. I pay the 95 dollars fee using the cashback and I took the 108 dollars and I got some Christmas presents. Now time to build cashback to pay the fee and take the rest
I don’t understand!! Don’t spend more than the 10%!!! But spend $1000 so you can get $200 cash bk!! Ugh this is so confusing!?!?
I love your Videos!!! Thank you!!!
I only have 1 no-annual fee card and I rarely use it…lol
AMEX Gold gets 4x on groceries up to $20k/year. I use my BCP for $6k and then switch to Gold.
Can you make an update on comparing these two cards? It'd be great to see what would work best right now in 2021.
Debby I definitely like the calculation examples.
i got value from this video. i'm giving it a like. 👍
does anyone know if i can get rewards at marianos?
a$$ $ebby 😂 you made me laugh man
Just got the Blue cash preferred card today!
hi sebby, I have Blue Cash Everyday and I am going to upgrade to Blue Cash Preferred. But I want to know whether I can downgrade to Blue Cash Everyday from Preferred if I do not find it worth
Thanks for the video📹
Sebby, I'm a no-fee type of guy. I'm really torn between the AmEx Everyday Blue and the Discover It card. If you could only have one, which one would you have?
Glad you covered the fact that Walmart does not count for Supermarkets and Sam's does not count for gas, for both cards.