Wells Fargo Propel Vs US Bank Altitude Go | No Annual Fee Cash Back Credit Card Comparison – Waller’s Wallet

by YouTube Team

The Wells Fargo Propel card is one of the best no annual fee cash back credit cards available. But the US Bank Altitude Go is a new cash back credit card and possibly one of the best dining credit cards on the market. But with so much going of these cash back credit card, which fee free credit card is better?

0:00 – Start
00:32- Sign Up Bonus
00:56- Earning Rates
2:06 – Annual Fee/ FTF
2:29- Redemption Options
3:59- Other Benefits
5:44 – Which card is better?

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45 comments

Jesus June 23, 2020 - 3:42 pm

That propel card is underrated.

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John Kim June 23, 2020 - 3:46 pm

As always a great comparison video. Keep up the good work.

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Jake Broe June 23, 2020 - 3:57 pm

Check out those guns! You've been concealed carrying all this time! ^_^

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D June 23, 2020 - 4:03 pm

thanks bro

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Xiao Liang June 23, 2020 - 4:05 pm

What about US cash vs US Reverve go

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Mr. Berry June 23, 2020 - 4:13 pm

Go Altitude without looking at the math. Wells Fargo is for criminals. I don't support criminals.

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Shawn Afshar June 23, 2020 - 4:19 pm

Propel hands down one of the best if not the best no annual fee credit card it’s a beast 👍

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FANG June 23, 2020 - 4:21 pm

Now, what you think about the Cap1 Savor? Is Cap1 in trouble? Youll think they will have to offer something else or void the AF?

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Alex June 23, 2020 - 4:32 pm

yOu PrOBaBlY hAvE tHiS caRD aLreADy n dOnt eVEn KNow iT

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Tyree June 23, 2020 - 5:35 pm

Can you be my personal trainer, I need your arms🤣. And as always nice video!

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Hurdy Gurdy Travel Podcast June 23, 2020 - 5:39 pm

Not a fan of either. I think most would be better off waiting for US Bank Altitude Connect with a $500 SUB rather than settling for a $200 SUB with Go. The category gain almost certainly won't overtake the $300 difference. Then, in year two, one can downgrade to Go. Even better, for those who can get it, get Altitude Reserve if they don't yet have it assuming they can use benefits.
Propel's signup bonus is really low at the moment and the 3x categories aren't so impressive – they just won't scale well/amount to much return. The Propel World should be a better card for most and many, I think, would be best to avoid Wells Fargo personal cards anyway (at least in early to mid game) favoring cards with other issues first.
I have 21 active cards now and could not see myself applying for Propel or Go in months to come.

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Sam June 23, 2020 - 5:43 pm

The Wells Fargo Propel trifecta is really hard to beat unless you have a lot of grocery spending. Add the AmEx Blue Cash Preferred and you win. Of course I won't do business with criminals so Wells is dead.

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Lestat Staton June 23, 2020 - 5:44 pm

Agreed on all points.

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Xiao Liang June 23, 2020 - 6:06 pm

Never seen a propel card in person though

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John Valdes June 23, 2020 - 6:16 pm

My man is ripped! 💪💪💪

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KlairVoyant June 23, 2020 - 6:37 pm

right now I'm getting 7% cash back on Groceries and Gas Stations my Affinity Federal Credit Union Cash Rewards Visa Signature. I don't think many credit card you tubers like to talk about it because it's a credit union. It's going to get 10% off on amazon on q4 and q1 was really nice with 7% of restaurants. Even if you are not going to talk about it, you should consider using it. It's a no AF card and with a $200 sign up bonus. I just feel like I should get the word out there, thanks for the content as always!

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Win Your Wealth June 23, 2020 - 6:46 pm

Great analysis of both of these cards!

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Flex Everyday June 23, 2020 - 6:59 pm

Go card will be my next card need to wait til jan to apply, just got the citi doulbe cash recently and have citi costco 3x dining 4x gas sux for it could only redem once a year and want to replace it with this card

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Andrew Lopez Finance June 23, 2020 - 7:43 pm

2 of the best no AF cards on the market right now

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Alvin S June 23, 2020 - 8:34 pm

The thumbnail leads me to believe that the sun's out 🧐

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Ben Wong June 23, 2020 - 10:37 pm

this guy flexing on us when he said he doesnt care about flex value

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Marites Taylor June 23, 2020 - 10:42 pm

I have the Propel great card. Good info always sir.

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David Stein June 24, 2020 - 12:30 am

A lot of people seem to hate Wells Fargo – anyone have a good summary as to why that is?

Serious question – I don't do anything with Wells Fargo, but I always seem to see negative comments about them in the comments section of various videos.

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Ced6624 June 24, 2020 - 1:12 am

The gun show is in town! Atta boy Dustin!

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René S. Shabastari June 24, 2020 - 2:32 am

Is anyone going to run the GO & Verizon card setup? Haha

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ThatCho June 24, 2020 - 6:30 am

We love the flex value.

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Dannee Boy June 24, 2020 - 7:55 am

DAMN IT, D!!! U know what ur doing in that tank. #FlexGameStrong

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Samuel Sze June 24, 2020 - 8:52 am

I feel like its sort of like comparing the sapphire reserve vs the amex gold card. if i had to only have one card, i might go with the sapphire reserve / propel. however since i have better cards for gas and other travel categories, and better cards for cell phone coverage, the amex gold / altitude go are more useful as pure cash back cards… in a non pandemic situation things might change due to that 1.5x redemption on airfare, but even then i hate being locked into one portal, would rather have amex points for airfare… I have the propel, and I do like it as a fee free stand alone card but i just have better cards in every category so never use it…

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Handlez June 24, 2020 - 11:18 am

Propel is so good, I want to use it on the 1% categories too!

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Christopher Walken June 24, 2020 - 12:08 pm

Dustin's daily schedule
1)Wake up
2)Lift heavy
3)Make credit card video
4)Make more baby Wallers
5)Repeat

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Artificialo Stylexd June 24, 2020 - 12:56 pm

Think about applying to either the WF Propel, USB Altitude Go, USB Cash+ or Amex Blue Cash preferred in August once two inquiries are expected to drop off of my report

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Joseph Paine June 25, 2020 - 2:54 am

Welcome to the gun show! 😆 looking good my man. Take care Dustin and stay safe!

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A BC June 26, 2020 - 3:24 am

You can pull your propel points for cash at a Wellsfargo atm if you’re in a pinch. Another plus.

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LoKi FX July 5, 2020 - 5:16 pm

Definitely my next card, but i’ve heard US Bank is picky with approvals. 🤔

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Another Review July 6, 2020 - 6:08 pm

American Express are advertising they're now accepted at 99% of places cards are accepted. IS anyone still having issues?

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sladesurfer July 21, 2020 - 11:47 pm

From what i remember, You said you prefer Cash back cards over Travel cards since you do a lot of AirBnb. Did it change?

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Rafael Gonzalez August 10, 2020 - 12:19 am

There is one deal breaker that would not even make me hesitate on this comparison. Well Fargo sucks as a bank overall. There is not really a comparison between the two banks. Well Fargo is well known for their scandals, fake account, discrimination to Latinos. Well Fargo CEO was shut out in congress because of their bad management techniques. I applied for well Fargo propel card a few weeks ago and guess what, they denied me because my credit was too good, what the hell is that shit? Just be careful with those guys.

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Trevor September 22, 2020 - 12:06 pm

Had to give a thumbs down. When you talk about other perks like travel protection and cell phone insurance you completely overlook the benefits of Visa Signature, which covers everything you mention here (other benefits), and Visa is a more widely accepted card. I would have to hands down give that category to the Altitude Go because of it being a Visa Signature card.

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Bretton Cole October 9, 2020 - 2:46 pm

As someone who does a lot of dining, I was pumped about a 4%, no AF option. Just thinking about matching the Amex Gold on dining was great.

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Seth R October 27, 2020 - 5:56 pm

I wanted to learn about credit cards but I was just too distracted by the whole upper body situation.

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Luke's Points and Miles December 18, 2020 - 3:02 pm

Dustin has the super flex!!! When my channel premieres in 2021, I want to challenge you to a youtuber bench press contest!!!!!!

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Jerry M December 23, 2020 - 12:55 am

I get bored with any card after I hit the bonus

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Sincere April 3, 2021 - 5:01 pm

Propel travel is just meh without protections. If you are a frequent Uber or Lyft or Public transportation could be good. There are plenty of 3x cards on gas and dining. The Altiude Go is meh too. 4x on dining is just okay unless you are a huge dining spender. The 2x on grocery and wholesale is nice but there are several 2% cash back overall.. the steaming credit is nice but honestly not enough to take up an app and slot for me on either card. Great comparison!

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SWR111 September 19, 2021 - 1:59 pm

Can you redeem cash back in form of a check for the altitude go card like the wells fargo propel or no?

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Rajeet Chand October 6, 2021 - 3:31 pm

Hello wanted to purchase Wells Fargo propel for good cash back but it got discontinued. Any other credit cards with good cash back in mojorty of the categories

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