Amex & Chase Upgrade Strategies (Do You Get Points for Upgrading Cards?) – Ask Sebby

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Learn more about Sebby’s card picks: American Express and Chase credit card upgrade strategies. Click “Show More” to see Ad Disclosure
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25 comments

NYCHeckler October 9, 2019 - 2:42 am

Can you get approved for a New IHG card if you have the old one so you would have 2 separate cards?

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David October 9, 2019 - 3:41 am

If you upgrade or downgrade Amex, does your card number stay the same? I have most of my bills auto paid through Amex and changing numbers would be a pain – having to notify everyone.

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gzone lement October 9, 2019 - 3:41 am

I applied for the Amex gold card in 12/2018. What are the chances of receiving an Amex platinum upgrade offer in 12/2019?

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Handlez October 9, 2019 - 3:51 am

Don't piss-off Amex.

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Tommy Etheredge October 9, 2019 - 4:45 am

I just downgraded to a AMEX Green card from a Gold card. Have you heard of any upgrade offers from Green to Gold?

I figure I will keep the Green for the next 6 months as my spending has changed, and I recently upgraded my CSP to CSR, because the benefits now outweighed waiting another 2 years for me. I will be going back to AMEX later on, and getting the sign up bonus for the Platinum and am hoping for an upgrade bonus back to Gold.

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h1raiders October 9, 2019 - 5:28 am

Does anyone know if the 80,000 bonus on southwest performance business card is ending soon? I’m planning to get it toward mid November so I can hit the minimum spend early January.

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Kevin Do October 9, 2019 - 5:57 am

AskSebby pls help. I currently have the Delta Platinum which I regretted having as my first Amex. I am planning to downgrade to the no annual fee Delta card after first year.
I want to either get an Amex Gold or Plat now. I want to ask since I already have an Amex card. There is no reason to wait for the 100k target offer for the Amex Plat right? Since I feel like both Gold and Plat will benefit me, just don’t know which to apply next. Thinking applying for Gold and wait for upgrade offer.

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John Dinh October 9, 2019 - 6:37 am

Hey Sebby. I'm moving to Australia in a few days. Got any ideas what is a good credit card?

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Patrick Choi October 9, 2019 - 8:37 am

After I upgraded from Business Gold to Business Platinum, AMEX sent me a "congratulations" email saying that if I spent 10K in the first 5 months, that I would get 50K points. When I didn't get the points, I spoke with customer care on multiple instances and escalated it a few times, but they kept telling me that there was no such promotion for me.

I told them that I would be happy to forward or show them the email, but they said there was no way that I could email something to them.

It was a real let down…

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Sam Z. October 9, 2019 - 9:06 am

What happened to the cash app card !!!! with lock / unlock issue !!!! could you please address that to us , really appreciate it !! you rock Sebby

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Ryan Kanno October 9, 2019 - 10:06 am

Honestly one of my favorite videos from you so far! I’m nearing the end game so I’m looking to get into Amex soon.

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Angel Flores October 9, 2019 - 11:00 am

A room full of sebbies and do not piss them off . All i got from this video 🤣😂🤣

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Mr Herks Homemade October 9, 2019 - 1:10 pm

Are you related to Dr Jason Fung?
Great video as always

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Julie O'Hara October 9, 2019 - 8:56 pm

Thanks for this video! I would never have come up with this strategy myself. Just to clarify: I have the Gold card, and plan to get the Platinum card eventually. Would I be likely to get an upgrade offer on my Gold even when I'm currently holding the Platinum?

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anna woo October 10, 2019 - 3:24 pm

👍👍👍

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Richie Rich October 11, 2019 - 4:57 pm

Does amex once in lifetime rule apply to business owners that own 2 or more business’s. I currently have the Amex delta gold under one business. Want to apply for another one under a different business.

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Trung Nguyen October 11, 2019 - 9:49 pm

Can I upgrade the IHG premium to get the points then downgrade it back to the old $49 AF version after a year?

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Victor Zhou October 12, 2019 - 4:59 am

Just got my IHG premier card today. Was very disappointed because its not longer a metal card. Called Chase and after getting transferred 3 different times. The final answer is IHG discontinued making the metal cards for new or existing customers…

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Ronald Aparicio October 14, 2019 - 2:24 am

How do u become a grandfather on a credit card? Specifically with AMEX?

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Ronald Aparicio October 14, 2019 - 2:26 am

Follow on question too. I upgrade my gold AMEX card, to the platinum card. However I never received any type of bonus? Or offer? Can I fight for it and get some points? Is it going be worth it?

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Kathy A October 20, 2019 - 6:58 pm

When can you downgrade preferred to a everyday cash card in second year without being charged $95 annual fee?

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Brandon Chen December 4, 2019 - 3:04 am

Sebby, does Amex charge you one month of annual fee when you downgrade your Hilton surpass/aspire to the no annual fee version within a few days of annual fee posting?

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JayUntidyVids December 8, 2019 - 10:11 pm

I have AMEX upgrade offers but I don't see and bonus points attached ?

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amex YT December 15, 2019 - 5:00 pm

Yo soy amex >:v

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Marcus Zydek February 23, 2020 - 4:16 pm

Sebastian, how much time do you NEED to put between the 3 applications for the 3 Hilton cards? A day or two? A week or two?

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