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20 comments
I’ll be getting this. Done with Amex in wallet. Now holding out for citi and us bank cards. But more I think about it, prestige and this may be keepers. Premier for a bonus and then cancel.
I just recently decided to do a DC/R+/Premier combo with Citi. Ultimately will have sets of cards with Chase, AmEx and Citi to be able to funnel points into the various overlapping transfer partners. Effectively makes all 3 issuers' points equally valuable (in my eyes)✌
If you link a Rewards+ to a Premier account to pool points, does that wave the 90 day expiration on points “transferred”? If so, I think linking this two cards, but not the Double Cash would be a good strategy. That way you still have cash back option as there is no benefit to linking.
So does this card round up first and then double on the 2x categories? I always thought it doubled first and then rounded. For example, 2 bucks at the grocery store then doubled to 4 and then rounded up to 10 meaning a gain of 6 points. Have I been missing points?
I think I might want to look in to that all I have is the double cash card form Citi so this card I can just get thank you points roundup to 10 on small purchases I think I need to look in to this more
How would you compare it vs the Amex everyday ?
I was not aware of the 10% points back feature… That could be decent.
Regarding linking accounts, do you know if it is possible to link your Citi Double cash as well, so that your cash back on that account, converted to Thankyou points get pooled with other cards?
Waller's Wallet I was recently on Walmart's website and noticed they have 3 capital one cards. Store card, rewards cards and rewards plus card. I looked for this rewards plus card and couldn't find anything. Do you know about this cards?
Thanks. Good points, but they still won't get me to switch from AmEx.
Looking forward to diversifying my credit card portfolio. But dang, 2 years is a long time in the credit card game. Are there 3 or 4 cards that earn Thank You Points?
That's the most racist card ever.
Great video! You forgot to give your valuation of a thank you point tho!
The Citi Rewards+ only has an edge for purchases under $5.00
A $5 purchase would be a 2x point return
At $3.33 it's a 3x return
At $2.50 it's a 4x return
At $2 it's a 5x return
$6.66 is a 1.5 point return, FYI.
It's a superior card to the double cash if you buy a lot of single cups of coffee…or whatever. Especially if the purchases are under $2, which would make the earn superior to the Prestige.
It's a very weird card because it's so niche to sub $5 purchases if you want to beat 2x.
At $100+ it basically becomes a 1x card.
Which is weird because if you could some how make a credit card purchase for a penny it'd be a 1000x return. At that rate of return you could make the points for a domestic round trip award on Turkish airlines anywhere in the US for $15 in spend.
I'm sure someone has tried to abuse tf out of this and I wanna know if it worked.
Can i transfer points to expedia?
I have the Premier, so if I pool points to that, then reedeem from the Premier, will the 10% back feature still apply if I hold the Rewards Plus also?
When Citi killed travel protection, I product changed from the Premier to the Rewards+. With the other cards I have, I was already finding it hard to find a spend category that justified Premier’s $95 AF. It had been relegated to “my gas card.” After the product change, the Rewards+ became a sock drawer card.
Just curious what if I get this card & already have the citi double cash back card can I link those two ?
Save ur points for the holidays. Citi does sales on gift cards every November-December. $25 GCs go for 2,250 points instead of 2,500!!
Just a small correction at 2:01 where you mentioned $5.00 at the grocery store would yield 20 points, I believe that this scenario would yield only 10 points. For the Citi round-up feature to work, you need something to round-up to and you can't round-up if the initial points results in a factor of 10. Since grocery stores would provide 2x the points for every dollar spent, $5.00 spent at a grocery store would yield 10 points and no round-up would be possible since 10 points is a factor of 10. If $6.00 was spent at a grocery store, then this would yield 20 points since $6.00 x 2 = 12 points and since 12 points is not a factor of 10, this would round-up to 20 points. Great video, thanks for posting.
Hey Dustin. I hope you’re doing well and enjoying your YouTube break. I wanted to pick your brain. I’ve got a Citi AA personal card that I need to downgrade soon once AF hits and in a few months I’m going to PC my Expedia card. I don’t have any other Citi cards. It seems like people have had luck product changing both of these cards into the custom cash or double cash. I was thinking about applying for that random Citi TY Business card so I can start earning thank you points. I’m not going to be under 5/24 until early 2023 and then I have Chase cards to apply for, so realistically I won’t apply for another Citi personal card for 2- 3 years. I feel like that business card is my only way to get into TY points anytime soon. What are your thoughts on my plan and do you have any other ideas?