The New Charge Card that Doesn’t Check your Credit Score – The Credit Shifu

by YouTube Team

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In this video we look at Tomo credit card which is a charge card for people with low or non-existant credit scores. Tomo card doesn’t check your credit score when you apply but does require you to link a bank account and set up auto pay. The card earns 2% cash back if you refer two people, otherwise it is 1%. This card is quite similar to Petal Card, Zero Card or Vital Card.

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Track: Halcyon & Valentina Franco – Runaway (Heuse Remix) [NCS Release]
Music provided by NoCopyrightSounds.
Watch: youtu.be/5bj44xI2oWw
Free Download / Stream: ncs.io/RunawayHeuseRemix
NOTE: The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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21 comments

Yasss Gawwwd! August 31, 2020 - 8:56 am

You should consider doing a family comic intro like You have 2 children so each could have a comic name and you n your wife construct your own characters lol!

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Yasss Gawwwd! August 31, 2020 - 8:59 am

Have you heard of 609credit repair? I’ve been meaning to get started on all my debtors continued to bother for more than 10yrs now. And that’s disclosing the student loans. But I’ve been lazy. I mean to begin tomorrow.

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Chris Lemaster August 31, 2020 - 2:00 pm

This sounds like another episode of American Greed: Ponzi schemes

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Truman Knowles August 31, 2020 - 2:37 pm

Fuck this, I did all that work an the vital cards never lunched

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KevMotoVlog August 31, 2020 - 3:54 pm

How come you didint get the card? Wouldn’t it benefit you to Improve your credit score?

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Mr Right September 1, 2020 - 2:19 am

You really made a video on this garbage? 😆

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Maria Gregg September 2, 2020 - 7:40 pm

I applied a week ago said I'm approved for 5,000 waiting for next process Thanks

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Austin Gettel September 3, 2020 - 6:20 am

Wanted to see what I would be preapproved for. Never asked for my SSN, just like Credit Shifu said. I make $3,660 a month, gross, and have roughly $10k in bank balances. I'm 28, and also not a student. I was preapproved for $5000. I have my doubts that I'll actually get the $5k line once they send me the actual app, and take my SSN, but I really think the $5k is probably they're middle class income level. But if you only make minimum wage working 20 hours, you'll get the $100, but make ~$500k you'll get the $10,000 line. Atleast during preapproval, and then maybe things will change when you apply, and they take a look at your bank accounts and credit report.

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Robert Haviland September 3, 2020 - 5:48 pm

I got “pre approved” for 5000 making 200 a month

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Angel Prado September 6, 2020 - 4:05 pm

I'll stick to petal..

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muckymucks September 12, 2020 - 7:34 pm

This is a lot of nonsense for what Citi already offers with no hassle. That Double Cash is a wonder for the “everything else” category.

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Jonathan Flores September 15, 2020 - 5:03 am

Has anyone been invited to apply to the actual card yet? Only did the pre approval and got $5k like everyone else on here

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Jason CzarZzzz September 16, 2020 - 7:42 am

Nah.

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Christopher Morrison October 27, 2020 - 8:39 pm

I appreciate the info as usual Shifu, but I feel like it would be better for your viewers if you were to actually go thru with getting the card if/when they actually offer it to you. Maybe setup a temp bank account to connect it to or something. You're a trusted resource on credit, so you going thru the entire process would help a lot of people imo…

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MJolnir Mark 7/Gen III November 4, 2020 - 8:21 pm

I just got approved for this card, 7 more days and it will be in my hands!

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Eric Cárdenas November 29, 2020 - 2:29 am

dang it! it went to 1% cash back.. whyyyy

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MJolnir Mark 7/Gen III December 21, 2020 - 4:58 pm

When you do get your monthly statements you will see a balance monthly due to the date just like other cards!

Even thought it pays it off weekly until you reach the 3 month mark when you are allowed to alter the payment to bi-weekly or monthly!

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Reuben Morris December 24, 2020 - 4:29 am

I just tried it and was approved for a meager $5000 as well; the same as my AAA Credit card that I need to cancel.

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Nichole Black March 5, 2021 - 9:55 pm

I just got thankyou

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John April 16, 2021 - 12:31 pm

The TomoCard is a fraud. It stole my identity and hacked my bank account. I have reported it to BBB and FBI.

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Napimci Orhun August 24, 2021 - 11:41 am

4:15 i think the company meant cap1 platinum, but the website designers got it wrong

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