Rakuten Cash Back Visa Review – 3% On ALL PURCHASES (Via Rakuten) – The Credit Shifu

by YouTube Team

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Rakuten is one of the best cash back websites out there and they also have a credit card, the Rakuten Cash Back Visa Card. It is a credit card that earns an extra 3% cash back on purchases through Rakuten, in addition to what you already earn through the site.

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36 comments

Richard Forester February 20, 2020 - 10:51 pm

I used to pronounce it Ra-cute-en as well.

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Ajay Aujla February 20, 2020 - 11:31 pm

Hey Credit Shifu do any cards in the US have minimum spends required to keep the card? In Canada, the Rogers World Elite Mastercard has been very popular since it has a $0 annual fee and 1.75% cashback on everything and a net no FX fee. However, Rogers recently announced starting June, the card has a huge devaluation coming and part of it is that one would need to spend $15000 annually in order to keep the card. Has this been done before or is it the start of a horrible trend?

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Preston Wong February 20, 2020 - 11:45 pm

Lol been talking about this card on all your videos' comments lol. Also I have been getting 3x MR with the card and its a good back up card @CreditShifu It also separates it out on the Earnings Balance Page. It also seems to earn on purchases with "Up to X% Cash Back" on the whole purchase regardless of whether anything qualified.

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ZacharyDingo February 21, 2020 - 12:35 am

I’m glad that you had the opportunity to ask how to pronounce it while you were in Japan 😀 👍

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Samuel Sze February 21, 2020 - 1:17 am

Yeah, this card earns membership rewards at 3x on any rakuten deal… have never experienced any gray area? Not sure, but I've earned over 90,000 MR points to date on Rakuten since opening this card… (combining the 3x and deals) It is pretty much one of my go to cards for alot of online shopping… I even use it over the target redcard at target alot, unless I happen to be in the store and dont want to order for in store pickup…

This is quietly an amazing card for people with an amex setup

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Russell Peterson February 21, 2020 - 2:09 am

Am I the only one who finds rakuten difficult to use? Slow, confusing, annoying?

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Charles Wheat February 21, 2020 - 3:14 am

Hahaha👍🏻. I love This site I get about $25 each month

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Kevalry February 21, 2020 - 3:16 am

Honestly, it is a great card because you can do both in-store and online cashback. 1% is standard cashback anywhere even for a typical credit card. It is not a typical credit card but a store credit card, so make sure to pay off the amount in full every month.

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Michael Kennedy February 21, 2020 - 3:17 am

Wait a sec, I already get pretty good discounts using the Kohls store card (20% off, 30% off, etc) just because I purchase with a Kohls store card. But if I use this card to purchase an item from Kohl's on rakuten, it will only give me 3% cash back. Doesn't seem like as good of a deal in that case? Unless I missed something?

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Neno February 21, 2020 - 3:48 am

This card sounds like hassle!! Too many oops to jump etc..

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Doug N February 21, 2020 - 6:36 am

The Rakuten credit card is offering me a $50 sign up bonus.

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Ace Hardy February 21, 2020 - 6:34 pm

📝

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Reg M February 21, 2020 - 8:41 pm

Who is the underwriter of this card?

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Yuri G February 21, 2020 - 11:27 pm

I did price protection recently and the limits are $250 per item and $1000 per year.

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Yuri G February 21, 2020 - 11:29 pm

I used this card via Rakuten and earned 3x MR points.

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James Gutierrez February 22, 2020 - 4:42 am

Long time Subscriber who got app for my AMEX points.

Dont want hard pull for this card.

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Curious People February 22, 2020 - 7:28 am

No thanks , love my amazon credit cards. Amazon always have greats deals , 5% cash back credit at the end of month on top of that .

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X D February 22, 2020 - 9:13 am

你真是无所不能啊从教中文到教大家理财😂

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heyheymey February 22, 2020 - 1:17 pm

Hi credit shifu. Will i be paying the minimum amount due if i spent below it for the month? I was approved a credit card and im thinking of cancelling it before i even activate it.

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Ikaika Arnado February 25, 2020 - 6:20 am

Bro your rawwcuetans are driving me nuts…

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789mopedman February 25, 2020 - 1:38 pm

Clickbait

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Ambareesh Balaji February 26, 2020 - 1:51 pm

Was kind of funny you got Chinese pronunciation spot on, but a simple Japanese word tripped you up

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Ambareesh Balaji February 26, 2020 - 1:59 pm

Also, the way I got the 3x MR points was calling customer support and notifying them that not offering it to me was a breach of contact through their own terms of service since it wasn't mentioned anywhere that the rakuten card is not eligible for MR points. I coaxed them into giving me the points by threatening legal action, yeah that actually worked I can't believe it. A week later I got an email from them, and $50 (5000 points) for wasting my time as I requested

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Undecided February 27, 2020 - 7:29 pm

I've never heard of this company until the Warriors started advertising them on their jerseys.

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Undecided February 27, 2020 - 7:33 pm

"I went all the way to Japan to learn how to pronounce Rakuten & a monkey stole my Rakuten card" – Credit Shifu

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Catchy Chazz February 27, 2020 - 10:51 pm

Will Rakuten still add 3% if the particular category of the shop is 0% cashback? Ex. Electronics from Ebay.

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roxcyn March 2, 2020 - 2:10 am

No comments on this video? Wow!

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roxcyn March 2, 2020 - 2:23 am

No, I don't have this card.

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awaken your mind April 3, 2020 - 7:21 am

lol you still cant pronounce it!!

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Devon Maska June 1, 2020 - 9:34 pm

I joined Rakuten last night & tried to find where I can be preapproved for the card but couldn't find it. Where & how were you able to see that you were preapproved? I was thinking of applying for this card when I was preapproved because I like the reward program & I shop online a lot & it would be a great way to help due to Coronavirus.

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adefalohun July 15, 2020 - 3:14 pm

It's pronounced "Ra. Ku.10" not Rakutn

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Chris S September 8, 2020 - 12:45 am

Do they just jack up the price of the product?

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Mohamed Bel amri March 23, 2021 - 5:36 pm

thank you for video , wanted request cashback rakuten card from outside USA , they required me SSN and ITIN , is there option to solve problem for international please

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The Bringer March 27, 2021 - 2:31 am

His sweat hood looks so nice 👍👍👍

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ismael choute August 14, 2021 - 3:51 am

Rakuten Cash Back card out earns my AMEX Gold Card due to how much online shopping my family does… its great card for MR points… Playstation Gift Cards 4% back + 3% from the card… AWESOME…

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Johnny November 23, 2021 - 4:00 am

Anyone know if this is a hard or soft pull? Also, from which bureau?

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