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After the Amex green update and also the Amex Centurion Update we feel it is time for an update to our Which Amex Charge Card is Right for You video. We will be looking at Amex Green, Amex Gold, Amex Platinum and the Amex Centurion also known as the Amex Black card or if you are Kanye “African American Express”.
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42 comments
Millionaires that take economy class? I call that CHEAP .
I just finished meeting my Capital One Venture spending requirement. Looking for my next card to attack. Should i get the AMEX Gold, Green, or Silver? Or another Chase card? Decisions…
The CENTURIAN WOULD BE A MIRACLE.
there is no more account minimum for schwab
Great explanation! Thank you!
This green card is now a credit card I believe not a charge card. New terms and conditions says nothing about being a charge card or paying your balance in full every month. We need confirmation on this as it’s a game changer for those of us at the 4 credit card limit cap for amx
Platinum versions I
Disappearing fast Ameritrade amx platinum is now discontinued and are rumors that Morgan Stanley platinum is going to be discontinued. They are going the way of the Mercedes Benz platinum. Sad to see the different flavors of amx platinum start to disappear. I wonder if they are ramping up a new product or just trying to condense it to one platinum. For sure interested on the amx thought process.
No more Cheesecake Factory for the dining credit?
You put $350+ per year annual spend on the Centurion black card… I wish it was that low!
Any knowledge of holding an Amex corporate card and in effect it lowering your annual fee for a personal card?
Best charge card ever the Zync/white one totally exclusive rewards limited at 1% but only $35 a year and NPSL
I actually received kind of a nice decked out invitation to upgrade my gold card to platinum. If I move to a city where I can take advantage of the Uber credit, I'd totally do it. But not in my little one horse town.
$6k on supermarkets for a family?! Haha! I wish!! I’m a family of four, $15k to $16k per year on supermarket
Another point which you missed is that if you have the Amex Plat, you could get the Gold card without any fees. In that case, you could use both of them with maxing out the benefits of MRs. $550 for Plat and Gold.
Is the Clear credit a per calendar year credit, or every 12 months based on your anniversary date?
If anniversary date, I’m wondering what would happen if you charged Clear on day 366, then canceled the card before the due of that cycle, in order to avoid the new annual fee.
I have Green I just got, Rose Gold and Platinum. I'm luckily or maybe "unlucky" that I'm in the military depending on how you look at it that I don't have to pay any annual fee for any card so I use them both for different reasons to maximize points. I use Platinum for all travel and booking plus the use of the Priority pass when I travel internationally and for the 5x points ect. I use the Gold for the groceries and the restaurants because my wife and I love eating at all sorts of restaurants and I can also use the Gold for buying gift cards at the grocery store for larger purchases like Home Depot and best buy ect when I make a large purchase so I can multiply the points earnings. Then I just signed up for the green card since holiday shopping is pretty much now and I essentially spend the 2k in about 2 days to earn the bonus 30k points. I also have a chase sapphire reserve card that has a pretty nice limit which I used occasionally and large large purchases I plan on paying off in like 2-3 months. I def don't spend anywhere near the amount to fall into the centurion realm but I don't have any kids yet either so who knows maybe one day when I put them through school or whatever I can just pay everything with it and one day be invited.
EDIT: I also signed up for it because I wanted a new carry on luggage and used the 100$ AWAY statement credit to get a nice new carry on luggage piece so not to shabby.
OH super edit: If ANYONE knows how to essentially pay their mortgage with an AMEX card that will greatly increase my monthly and annual spend, Even I can pay with my CHASE card I wouldn't mind it so I can get the points. Will come in handy when I purchase another house and have rental income I can essentially be paying both mortgages a month.
The Gold+Plat is a popular combo, but one thing I don't like about it is the very narrow definition of "travel". Pretty much just restaurants, hotels (and only prepaid hotels at that), and airfare. Compare that to the Propel or especially the BofA Premium Rewards, where things like cruises, train and bus tickets, tolls, amusement park and museum tickets, and many more count for the travel category, whereas they'd be 1x MR items at Amex.
WHOLLY SHIT DEADMAU5 TOOK OFF HIS HELMET???!!!!!!!
Your info on the away credit is wrong. Jan 15th, is the last day you can sign up to get the credit. Whenever you decide to sign up, you have three months to use that credit from your sign up date.
Thanks for the video !
Just an FYI, the hotel credit can be used more than once so if it is used it can add more value.
I just got an invitation to the Platinum card. I think I will see if the Green card can be extended to me instead. Seems to be more up my aisle. I am not a world traveler and don't use credit cards much anymore, eventhough I have 7 of them, ranging from tier 1 through 3, but just don't like annual fees. My new OllO card by invitation and my Citi Simplicity are my go to cards. Love them. The Green card would be more like my totally most used debit card and Bluebird.
I hope Amex never changes the Platinum's card design, I like the old classic design better.
Can you buy a Car with Charge Card so get the ponits.
Are these benefits available outside the US, given that most of the benefits are pretty much in the US? Could I get these benefits in Africa, India, China or Europe?
Looks like the gold card is right for me. I don't even travel that much
The green card might be the easiest way to be a resident! Omg 😲 thank you
even if I want to have any of those amex card, it's useless since all those benefits are not available in the philippines. how much is the interest of each amex card on unpaid balance?
Nice work..I've viewed this YouTube channel several times to keen in on the advise. During that time, it came to my mind how come you didn't mention the Amex blue everyday cash card? Please update and advise.
Thanks
Great video! Just got accepted for the Gold
4:52 – sooo, you can only go to Whole Foods like 4-5 times before you'll hit the cap of $25,000. 🤔
Thanks Amex!
Thank you for this.
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Which Amex card is right for? OK
Is Amex card right for you? Good question!
The platnum card is more competive with the chase sapphire reserve
It would be nice is Amex offered one points earning category outside of travel for the platinum to make the card more usfull when you are not traveling. Currently I have the card and I got it with a bonus where I can get 10x back on gas and groceries for 6 months which is awesome. I’d like to see maybe a 3x back category in gas or something to make the card more useful outside of an airport.
None of them because there is no downgrade path to a no AF card!
platinum is giving 125,000 points in 2021!