10 Things You MUST use a CREDIT CARD to Pay For – The Credit Shifu

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Here are 10 things you should always use a credit card to pay for. From gas, to travel, to electronic to a few other categories of spending you may not have thought of. This is because of the many benefits of credit cards such as earning points, purchase protection, extended warranty, liability protection etc…
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16 comments

frank mastromauro January 1, 2022 - 1:37 am

Good video

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Yan Luo January 1, 2022 - 3:12 pm

I use gift cards for gas that I purchase with my Best Buy credit card, it runs cash price, technically it will be better if I buy them with chase freedom or discover it though, but I got declined for who knows why …

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Will Casey January 1, 2022 - 3:26 pm

I like your video but I dislike the talk of the rewards.

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Ngao Ton January 1, 2022 - 4:27 pm

Good

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SamsungLG January 1, 2022 - 6:17 pm

This is actually very useful, not every channel mentioned this.

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Noah Junker January 2, 2022 - 3:29 am

on the mastercard world elite website I didnt see the phone protection on their anymore Is it still a thing?

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Mark Santucci January 2, 2022 - 4:59 am

With credit cards no cash advances that I know.

1. with Gas I use a gas station charge card sometimes if i'm not getting gas for the whole week just gas for a couple of days then I usually use cash
but I get 8 to 10 dollars.
2. If I go into Pc Richards or Best buy yeah I use a credit card
3. I either use a gift card or my Chase Sapphire the basic one
4 . if i'm buying a gift card I use a credit card but if i'm buying grocery's then I use cash
5. most travel places don't take cash when booking flights , checking in a hotel, renting a car credit card only getting a cab in a different city that's different
6. Rental cars I really don't use but if I did I would use a credit card
7 I don't shop at amazon I buy from the malls
8. recurring charges don't apply to me for small things like car insurance, cable bill I pay with a check

things that were left off what if you go to a spa credit card , debit card or cash?
Getting your car oiled and lubed?
Restauran'ts that charge extra for using a credit card?

what should we be using say a local merchant Restaurant charges extra for us using our card some places are starting to charge 3.25% or 3.99% somewhere around there? what would you use?

restaurants have been taking credit cards since the 50's Not fast food but sit down?
this quarter Discover is giving us 5% at grocery's quarter one.

when I get a haircut I use cash
when I go to the grocery store I use cash
when I go to a fast food restaurant i use cash

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Bodidiva Tulku January 2, 2022 - 5:13 am

Unfortunately, I have a card with great gas rewards but where I live the up-charge for using a CC is more than twice the rewards. I basically carry cash only for gas.

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Webdark01 On telegram January 2, 2022 - 9:49 am

πŸ‘†πŸ‘†πŸ‘†πŸ‘†thanks to this dude got my credit card from him and it works well with high balance

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Webdark01 On telegram January 2, 2022 - 9:49 am

πŸ‘†πŸ‘†πŸ‘†πŸ‘†thanks to this dude got my credit card from him and it works well with high balance

Reply
Webdark01 On telegram January 2, 2022 - 9:49 am

πŸ‘†πŸ‘†πŸ‘†πŸ‘†thanks to this dude got my credit card from him and it works well with high balance

Reply
James Symmonds January 2, 2022 - 5:05 pm

Another point regarding car rental, check your terms and conditions to see if certain countries are not covered. I know some won't cover countries that drive on the opposite side of the road from where you live.

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Jeffrey williams January 2, 2022 - 5:39 pm

For groceries I would use ebt snap πŸ‘πŸ½

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Joshua Perez January 2, 2022 - 8:30 pm

I loved it. especially I did not think about putting recurring charges on my old cards that I don't use. That was good information. Plus thanks for all the information from all your videos. It is because you that I am able to have the cards that I enjoy. Happy New Year and I can't wait till more new videos.

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Omar Lopez January 2, 2022 - 10:56 pm

FYI gas stations don't charge more for credit. Visa, MC, amex, discover charge businesses a fee to be able to accept payments with credit cards(usually 3%) they just pass on the fee to customers that want to use credit cards to pay for gas. That's how credit card companies are able to give cash back rewards by taking a % from businesses and giving a % of their % to their customers. Don't blame businesses if they don't want to pay your cash back rewards.

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4Jeffv January 3, 2022 - 3:05 pm

I use PayPal for my sketchy online merchants. Their policy is easier to use then the credit cards

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