What’s In My Wallet? Jan 2022 | Chase Freedom Flex 5x Categories Q1 2022 – Ask Sebby

by YouTube Team

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Timeline
0:00 Start Here
0:23 Chase Freedom 5x categories
5:17 Dining Card
7:12 Everything Else Card


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49 comments

Ask Sebby January 21, 2022 - 10:01 pm

Thanks again to Cometeer for partnering with me today! Don’t forget to check them out https://cometeer.com/sebby2 to find out

more about the Future of Coffee.
💳 Learn more about Sebby's Card Picks: http://bit.ly/askcardpicks

Reply
Jose Espinoza January 22, 2022 - 5:57 am

Check ur mic bro, its not set up very well, too much base, or something, just sounds weird. U sound like darth vader

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Joosun Kim January 22, 2022 - 6:17 am

Just got the sapphire preferred so will be using it primarily for the 60k sign up bonus.

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Matthew Vargas January 22, 2022 - 6:44 am

Platinum in the thumbnail! Wheres the plat? Haha jk … are you getting one of the designer plats now?

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Jeffrey Weng January 22, 2022 - 6:59 am

Venture X

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OC L January 22, 2022 - 7:23 am

😎😎😎

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D Walker January 22, 2022 - 7:25 am

Thank you

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twinjet January 22, 2022 - 7:28 am

Rocking Citi Custom and Double Cash cards, with a Chase Freedom Unlimited on the way. Sole focus is cash back, thinking of eventually going for Chase Freedom Flex, but do I want to put in the work for rotating categories? Hm 🤔

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vXDevinXv January 22, 2022 - 7:44 am

Sebby,
I already have had the gold card for over a year (redeemed their bonus offer) and now I’m wondering what should be my next card. My only other cards are normal Citi/discover/BoA. My main spends are food, drink, Amazon, and sometimes travel/hotel. My goal is to get the most rewards for my dollar. Credit score is good. Income is good. What do you think?

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Calby Ng January 22, 2022 - 2:38 pm

I completely forgot Ebay was a thing.

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JPavilion January 22, 2022 - 2:48 pm

To me I get more value out of my amex cards or citi costco Visa card than i do with my other cards. Plus I can’t get chase cards until 2024 😀 hahaha

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Ariel Abriam January 22, 2022 - 3:28 pm

Too much commercial!!!

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Amir Moradi January 22, 2022 - 4:10 pm

Socal!? Come visit us Sebby!

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primetime211987 January 22, 2022 - 4:18 pm

Just did a trip to dubai and the Maldives and stayed at a hyatt place in jumeirah with an amazing free breakfast. Cant believe it was a category 1. Park Hyatt maldives was great for the value. Cant believe it's only 30k points a night. International category 1 hyatts I think are the best bang for your buck. A lot of them offer free breakfast and you're typically site seeing during the day. It will be my go to from now on.

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The Renaissance Amazon January 22, 2022 - 4:31 pm

Why use cash back when you get way more value from points cards than cash back.

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FANG January 22, 2022 - 4:32 pm

Pro tip: you don’t always have to maximize everything on your CCs!

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Bri-guy January 22, 2022 - 4:44 pm

Any reason you work toward the $15k Hyatt certificate instead of the Hilton certificate for the same amount on the Surpass? Seems like you can get more value out of the latter (unless you just don’t have it)

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fabss7 January 22, 2022 - 5:14 pm

Platinum American Express, Costco Citibank, are the ones I’m using the most, the other ones I’m not using as often

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John Fang January 22, 2022 - 6:31 pm

how many credit cards opened is considered bad? i have 4. Amex delta platinum, discover card, Wells Fargo cash back and credit one. (Don’t use the credit one no more) and what should i use next

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George Faour January 22, 2022 - 6:38 pm

(Not a typical request, I’m sure)

I also live in SF — would love some food reccs as it seems like you know all the good spots!

Absolutely love your videos

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Justin Williams January 22, 2022 - 7:09 pm

MY BOY SEEEEEEEEEEEB LEEETTTSSSSSS GOOOOOOOO 🤟🏽🤟🏽🤟🏽🤟🏽🤟🏽

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Noel Scruggs January 22, 2022 - 7:22 pm

Love your videos as always and you have the best sponsors. Love cometeer. You rock. Also that cereal one was dope

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T January 22, 2022 - 8:25 pm

I'd like to see a new video on Chase! Specifically what card is best for earning points if you don't spend much time in the US…3x groceries is only on the new Areoplan card but we don't really want that one. Have the Saphire Preferred but am finding we're building points on it a Lot slower than I'd like, since we spend most of our time abroad (and book most travel via our AmEx Platinum and Hilton Honors cards). Looking at Hyatt as the "next card", but still at a loss as to how to build our points faster on it.
Also, Any idea if they might come out with a 'better' Hyatt card? I'm underwhelmed by the status and we won't stay there enough to upgrade really, would love to be able to get a pricier card that comes with Globalist.
Tried to figure out a "path" to status match my Diamond Hilton to Hyatt, but no luck.
Also would love to see a head to head btwn Hyatt and Wyndham's very similar hotel card.

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T January 22, 2022 - 8:28 pm

BTW 100% agree about the 'lackluster coffee options' in 99% of hotel rooms, and will def try this brand!

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Juan A. January 22, 2022 - 8:56 pm

Can you use the 10$ credit to buy a gift card?? Thinking of shake shack

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Rotten Soul January 22, 2022 - 9:29 pm

sebby
what's that card I think it's a hotel card that if you get it with Chase you can get the same hotel card for Amex?

I hear that Amex card is better

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Rotten Soul January 22, 2022 - 9:40 pm

My setup Chase ink Cash to finish the welcome bonus freedom flex to hit that person on 10% groceries
discover it for cash back match

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GoDziLLa714 January 23, 2022 - 12:07 am

Whats the name of the wallet he has again?

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sam patel January 23, 2022 - 7:46 am

I’m using capitol one venture X card. Trying to meet $10k minimum spend in 6 months

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Mike Yow January 23, 2022 - 8:05 am

Freedom Flex 5x groceries (quarter) + 4x for first year (sign up offer), Amex Platinum 10x restaurants (first 6 mo) and Venture X 2x back everything (100k SUB).

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Varma K January 23, 2022 - 11:22 am

Anybody know what frames Sebby is wearing ? Thanks in advance.

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DAVID gANTT January 23, 2022 - 12:12 pm

"5 beats 4" classic bruh lol 🙂 Plus the hat was a nice, funny touch!

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DAVID gANTT January 23, 2022 - 12:18 pm

Side note : I also love too walk in cites i visit. In 2012 i walked from Giants stadium[San Fran] too the golden date Bridge park 🙂

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BudgetLiveSave January 23, 2022 - 11:07 pm

Love this!

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Ricardo Samuels January 24, 2022 - 1:38 am

My wallet is empty😂😂😂

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Sebastian Hernandez January 24, 2022 - 2:31 am

If you're doing a video about Chase and your plan for applying next, I think a video of what should come AFTER Chase would be great for people who are just starting and wrapping up Chase cards. A "best strategy" video regarding banks/cards to go after Chase.

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Brendon January 24, 2022 - 4:17 am

Wyndham Business 8x gas
BofA Custom Cash 5.25% dining
Coinbase Debit Card 4% everything else

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Stephen - Finance, Personal Development January 24, 2022 - 5:21 am

I definitely am not the target demo for some of the Amex cards. Maybe I'll look into what they are offering again in a few years.
Very well made points Sebby!

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Adam R January 24, 2022 - 6:42 am

I applied for the Flex. I gave my mom the card (so that she can use it when going to grocery store) and when I go I use the Flex via Apple Pay. Definitely getting some serious points this year from grocery shopping!

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yabai January 24, 2022 - 9:41 am

what’s your wallet?

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Lord Flxcko January 24, 2022 - 10:52 am

I have an outstanding approval odds for the Platinum Amex Card, should I go for it ? I only have two credit card right now but the annual fee is pretty crazy

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Stephen Gulick January 24, 2022 - 5:16 pm

Love your videos Sebby. You and Mandy do an excellent job! Can I ask you for information about the wallet in your thumbnail? I'd like to look at purchasing one for myself. Thank you.

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Ct Bt January 24, 2022 - 11:01 pm

Why the hat?

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Angela Su // Personal Finance January 25, 2022 - 3:03 am

Yess I've been using my Flex and transferring the points to my CSP- given how expensive groceries are these days that 5% category comes in handy!

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Britten Huffman January 25, 2022 - 10:22 pm

What wallet are you using now?!

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wochoa January 26, 2022 - 3:43 am

Like the bucket hat.

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Ryan Romero January 26, 2022 - 5:15 am

Sebby, appreciate the video. Cards this month are Freedom Flex and United Quest for into bonus. For the sake of data points, I was at 5/24 when applied for the United Quest. My question for you is; if 5/24 isn’t a hard line in the sand anymore, how are you thinking about Chase going forward?

Follow up questions: Should people be trying to press the limits of this? if so, how? Also, if someone does this, where does Barclays factor into early vs late game?

Thanks again for all your work and insight

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SenapatiAN January 26, 2022 - 7:44 am

Couldn't agree more on World of Hyatt perks. Booked cheap nights at MGM and transferred the points to reach Globalist quicker. I got massive upgrades and 24/7 club access at Regency Waikiki this past week!

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stumby16 January 27, 2022 - 5:34 pm

You should do a video on cards to pair with the new Venture X.

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