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Credit Shifu Wallets:
We look at invite only black cards, the fifth and final tier on the credit card ladder.
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28 comments
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Black cards are definitely a dream, but the social media cards have always confused me. Are there any lounge access, besides the special house?
STARTED AT THE BOTTOM NOW WE HERE! 🤑💳💳💳💳💳
Still waiting for my invitation 😬💳
Can we have time for an intermission? So much to absorb
Malia Obama does cocaine? Like father like daughter.
Haha I’m not even going to meet the spend on my Platinum card to get two free guests at the Centurion lounge so I doubt they will be offering me the Black card😂
The JPM Reserve used to be obtainable via the Chase Private Client, people got the JPM Palladium card and then when that was discontinued, they converted them to Reserve. It's my understanding there used to be a 250k rule for Amex Black, but that's gone and it's now multiple millions needing to be charged for the personal card. I think maybe even 10Mil + for the Amex black Business. great video and I loved the Malia Obama pic being included haha!!
I hope you wont include video clips that use GOD's name in vain in your future videos so I can continue to watch your informative content. Thank you.
I have a Dubai first card, what are you talking about? It's easy to get. I thought this was everyone's first card 🥱
I keep hearing about this $250k figure. I have spent multiples of that on my AMEX (business and personal) over the years and have not been invited.
Although these cards are nowhere on the horizon for me, I always really enjoy these videos. Who knows though…maybe one day I'll have a Black Card of my own. At least I have some kind of a shot on the Karat card. Only 199k subs to go!! 😂 Loved this series, Ben. I'm looking forward to more!
Meant to comment on last video but I missed it, could you do a breakdown of the fine hotel collection, visa infinite hotel collection, and hotel specific cards?? Venture X is in my future, I've been debating if I want to pair it with a hotel or airline card.
I like the JPMorgan. Exclusive, but doesn’t have an hefty AF.
The only good and practical one is the JP MORGAN Reserve Card
I met a guy named Mark who laughed about Tier 5.
That's all? That ain't nothing, said he.
Question Mark I did when he said there were 96 Tiers.
I wouldn’t want to belong to a club that would have me as a member.
Tier 5 = the silly cards. The only people who can get them could just pay cash anyway.
A few years ago I received an invitation for "the black card", but it looked like a lower-level card masquerading as a high-end card. It had 1% cash back and a free magazine.
Well at least I made it to tier 4.
Waiting for that black card invite 😂
This tier just feels like the cost benefit just isn't there. I know a couple of people that held the AMEX Centurion that went back to Plat.
Thanks to Ben. I reversed all the damage to my credit. Went from a 602 to a 772. All derogatory accounts are gone. Avoided bankruptcy, and am working on building back my savings.
Does the centurion card actually have any point multiplier categories? Like 5X on all yacht purchases or 7X on all jet fuel purchases?
The point of a ladder is to get higher up. Something cash back people wouldn't have a use for.
"Trash credit scores" hahahahahaha love it
The boat!!! hahahah. awesome video
I like the amex centurion.