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0:00 Start Here
0:22 How we got here
1:44 ROI on intro bonus
4:50 Opportunity cost
5:43 Multipliers
7:10 Value of points
8:39 Transfer partners
9:29 Hyatt redemption example
10:00 Travel protections
10:24 Good all-rounder
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36 comments
💳 Sebby's Card Picks: https://www.asksebby.com/credit-cards
CSR Calculator: https://www.asksebby.com/credit-card-reviews/chase-sapphire-reserve-calculator
Nope. I have the Venture X, but the mid card from Citi for 3x on almost the same categories, and Plat makes sense for 5x on anything. I'm Chase-free and happy.
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My wife is definitely a Platinum… and knows it. Very high value… but also takes work.
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💎 Another great vid man 👍
I’m quite confused about the CSR Instacart and gopuff statement credits. Does it mean one credit every statement month or calendar month? What about CFF and CFU quarterly instacart credit, how does that work? Every calendar quarter?
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The CSR is a mainstay in my rotation. I have a Venture X also, but signed up mainly for the 100K bonus and Priority Pass for P2. All my spend still goes on my Chase cards because the ecosystem still fits my needs better.
Don't forget the VISA infinite privileges! 12 month added warranty, 90 day returns, trip interruptions etc etc.
That CSR, she be a plain lass and a tad overweight too. Yet you love her and give her 💎 diamonds? Ahhh Lordy, I do envy you still, for my several CCs have been little more than a string of tramps and whores!! 😫😭
OMG, I laughed out loud when you mentioned viewers being triggered and getting angry when the numbers do not quite align and demanding that you fix and remake the video. As a fellow creator, I empathize with you on this one! Some people do not understand how taking down and "remaking" a video can completely ruin channel stats!
The Venture X has already vanquished the CSR. The better lounge benefits, better and free authorized users, lower annual fee, annual retention offer make the VX the new king of the hill.
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Blue 💎
Did chase discontinue the IHG premier? I can't find the application on their website anymore. Maybe foreshadowing?
I am seriously considering it just so I can transfer points from the unlimited….that annual fee is crazy to high for me though💎
Had the CSR and enjoyed its perks. Then I got the Ink Preferred and Freedom Unlimited got 3x on dining, making CSR redundant when it comes to points. Downgraded it to the free Sapphire card at the end of 2019 and haven’t used it since. Chase really needs to upgrade benefits offered by CSR before I’m spending $550 on AF.
Solid take Sebby. As you can see by the comments people still don't get it. If you travel "enough" CSR -> VentureX -> CSP.
People still think that extra $250 is hard to recoup!? As long as Chase has PYB CSR will remain the best card according to my spreadsheets. Not even counting $5/month Door Dash credit.
I have Vx and CSR. given an equal choice I use CSR for the superior insurances and better points. Really want to keep Vx but they need to add more benefits. As soon as I spend my $300 I shift to using CSR…
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💎 I be upgraded from CSP in 3 years to CSR I had my CSP now one year but don’t use it that much like my Amex Green so we will see
I remember when the Chase Sapphire Reserve was all the rage back in 2016 and at the time, this is when I came across your YT channel. Back then, my credit was in the dumps but always had it at the top of my list as one of the cards to get. I finally have it and love it, thanks to watching your channel and learning the pros and cons about credit and how to use it wisely. It's the best BF I could have ever imagined lol! 💎
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Sorry dude but you're not moving the needle on any credit card.
CSR is still leaps & bounds ahead of the CSP. CSR is also still the best card when pairs with other Chase Freedom cards. Will not stand for inaccurate CSR slander.
I'm upgrading to this card at the end of the year.
Despite the economic downturn,I'm so happy☺️. I have been earning $ 60,000 returns from my $7,000 investment every 13days.
💎 CSR not for everyone but makes sense for heavy travelers
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Great talk Seb – I agree and it's how I've been selling it to anyone who asks me about "the game". "it just works" and you nailed it with the "all arounder". One perk I stress to anyone and everyone is the Primary CDW. Yes the CSP gets it as well, but I just can't bring myself to settle for 2x on the "elevated" categories.
Anyway – good stuff.
Cheers!
Weirdly, I think having Hyatt as a transfer partner actually weakens the CSR. If I can reliably and easily get 2+ cpp by transferring to Hyatt with either CSP or CSR, then I have no real reason to pay the extra $200 eAF to get CSR over CSP. I can get PP, TSA, etc. from other cards, and the multipliers are pretty similar between them. Hyatt basically invalidates the 1.5 vs 1.25 cpp difference between CSR and CSP.
I'm "ask (ing) Sebby"! Do the Chase business cards have airport lounge access?
💎 I love buffets too! What’s your favorite in Vegas?
I am definitely a Chase Sapphire Reserve who thinks he is an AMEX Centurion.
This guy is here to promote the his link for card applications, and his information is empty and useless most of time.
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The CSR is properly rated. It has its use cases, but it's in an awkward position where it's neither the cheapest/best value premium lounge access travel card (Venture X) nor the highest end/most inclusive lounge access travel card (Amex Plat). It's kinda an alternative coupon-book card for people who already use doordash, lyft, instacart but don't use Walmart+, Equinox, Uber, Saks. If you're committed to spending UR points, then the 1.5x redemption through the portal is a useful option too.