NEW! Chase Sapphire Preferred and Reserve Worth It? – Ask Sebby

by YouTube Team

💳 Learn more about the Chase Sapphire Preferred:
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CSP Calculator:
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New rewards and benefits from the #ChaseSapphirePreferred and #ChaseSapphireReserve

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1:15 CSP Worth It Calculator
6:25 CSR Worth It Calculator

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23 comments

Ask Sebby August 17, 2021 - 9:36 pm

CSP Calculator: http://bit.ly/2W3tcHM

CSR Calculator: http://bit.ly/2LjkX5G
💳 Sebby's Card Picks: https://www.asksebby.com/go/topcards

Reply
Anas Ryadi August 24, 2021 - 9:28 pm

I got 5x point on Chase UR but their customer is the worse I have ever seen. They ask you to enter you information thru automated statement and ask you again when they answer and their customer service reps are not fluent in English and it's obvious that they're repeating sentences they were told to say. I still didn't decide if the 5x is worth it for the hassle for future travel thru UR

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Stonks August 26, 2021 - 4:39 pm

Is the CSP worth having with the Amex gold?

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panheaddoggy2 August 27, 2021 - 6:27 pm

I have the freedom flex chase cc.
Would I still be able to get this bonus even though I got the flex bonus like a year ago?

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WSHNUS August 28, 2021 - 2:32 am

Just downgraded from CSR to Freedom and then approved for the CSP with 100k bonus!

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darkhumphrey August 30, 2021 - 5:34 pm

What card is best for people that want to accrue points/miles for free flights but does not spend $2000 per month to eat out or travel whole lot, or have small business to rack thousands of dollars on credit card? I mainly just spend on bills, groceries and gas and misc items.

Reply
Bangpaulxu September 1, 2021 - 7:14 am

So I have a question, I am in China and I go out dining a lot but would I need to explain to Chase if I dine at a like Chinese restaurant as it might not come up as a food place? Just curious

Reply
ZacharyDingo September 1, 2021 - 8:59 pm

Sebby, if I downgrade my CSR to the CSP, do I have to wait one year to upgrade it again, if I would want to? Another way of asking this question is: do I only have the opportunity once per year–within 30 days of the annual fee being charged–to upgrade/downgrade between these two cards … or can I upgrade/downgrade whenever and Chase will just prorate the annual fee?

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David Bauer September 1, 2021 - 10:49 pm

I have a chase business ink that I received about two years ago and got the 100k bonus . Can I apply for the CSP and get the bonus???

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jannyLOML September 3, 2021 - 7:20 pm

Hi sebby, how long after I downgrade my CSR, can I apply for the csp 100k bonus?

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cj junkee September 4, 2021 - 10:20 am

Hey Sebby love the videos, on your other vid, you said you had this card before, did you cancel it after 1, 1.5, or 2 years and when does the CSR/CSP start the count for 48 months, when you cancel it or when you got the points, thank you Sebby!!!

Reply
asturias ialbuz titlis September 7, 2021 - 6:05 am

it makes sense for me to get a CSP but how can I get an access to CSR?

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Roy Zeus September 7, 2021 - 10:32 am

Hey. Love your content. I have a question. If you worked for the airlines. What hotel cards would you go after? So you could get the most out of all your trips.

Reply
jrs89 September 15, 2021 - 2:11 pm

Long time fan. I see you have a new mic (i.e., Shure SM7). Great choice. Something sounds off though.

Are you using some sort of plugin or processing? It sounds like delay, phasing, or compression issues. The low-end and high-end of your voice don't seem to arriving at same time. First, verify that you don't have enough mic running. If you do, you'll need to compensate for delay and align the phase with other mic. Second, it sounds like you're using compression. Yes, it's tempting to be loud and level like radio dj, but it's actually quite fatiguing to the listener. Turn on a high-pass filter or cut the low end. It reduces the boominess. Go easy on the compression. Use a subtle attack and release timing.

I apologize if I come off as pestering. This input is only meant to help to try to improve your already great content.

Reply
Gabriel Castillo September 22, 2021 - 1:49 pm

I’ve had my preferred for about 3 years now and have had about $1500 in flights. This card has saved me a lot of money! I love it! Average about $250+ a year

Reply
Thinh Nguyen September 23, 2021 - 2:23 am

hi guys, i just applied and approved now, so after I spend 4k, do i automatically get the 100k points to my reward balance? do i need to do anything else to get it? also, how long did it take for you guys to receive the bonus. Thanks!

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Chris Kirsch September 28, 2021 - 12:08 am

I would like to see a comparison of the CSR vs the CSP keeping in mind that all 3x dining spend could happen on the unlimited or flex. I think that makes a stronger case to downgrade from the CSR to CSP. Especially since all my hotel spend is through the Aspire card. Would basically come down to how worth the extra .25 boost would be and the other travel perks.

Reply
nathan WU September 28, 2021 - 4:08 am

Sebby, got a question for you. I applied for CSP and downgraded to Chase Freedom in 3 months when i thought i didn't meet the spending limit. I turned out i did meet the spending limit. But i lost the points with the downgrade. When can i reapply?

Reply
Eric H September 28, 2021 - 9:53 pm

Random, but Ive been following you for a while now and I recently moved to SF and saw you walking about with Mandy. Celebrity sighting lmao.

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And Kucz October 7, 2021 - 6:47 am

Hey Sebby. Just one thing I want to correct you on. You don’t get 10x on Chase dining’s tock, as that only reserves tables. You only get it through prepaid reservations through dining. None of your restaurants had that option thus none gave you 10x in your video.

Reply
Rahiem Walker October 8, 2021 - 5:40 pm

Love your video. I have a question. My credit scores are over 740 my usage is zero paid all my bill in full on time but my total credit line across three cards is 2000.00 including Amex green and gross is 50k. Should I apply for sapphire? Thoughts?

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Admiral Hood October 18, 2021 - 7:49 pm

After attaining the 100,000 sign up bonus, can you cancel the card so you dont have to pay the annual fee and still keep the sign up bonus points?

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Karen McKibben October 21, 2021 - 5:04 pm

I had an awful situation with chase sapphire. I booked a hotel through the app with points. I got to the hotel later in the day (in a foreign country) and it turned out to be overbooked.

I called chase to remediate but couldn't help in time and I was forced to rebook somewhere else using cash….their travel partners customer service is poorly trained so it's always a headache

Reply