NEW Luxury Credit Card?! Amex Plat, Sapphire, Venture X Competitor | My Predictions ๐Ÿ”ฎ – Ask Sebby

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0:00 Start Here
0:34 Citi Strata Elite
1:25 Premium Citi Cards
6:17 Mastercard
7:55 My Predictions


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21 comments

Ask Sebby November 22, 2022 - 10:02 pm

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Reply
Julio Gonzalez November 23, 2022 - 9:50 am

๐Ÿš€๐Ÿš€๐Ÿš€

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Kevin Yang // Finance, Investing, Credit Cards November 23, 2022 - 10:22 am

๐Ÿš€ This could be an interesting addition to the space, pushing Citi to compete with the Chase and Amex Trifectas! Or it could be a good duo with this + the Custom Cash!

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Roberto Haeussler November 23, 2022 - 11:19 am

๐Ÿš€

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Rita Ansell November 23, 2022 - 12:44 pm

I think this whole year a lot of things are going wrong. Gas is outrageous, food is high and rent is steadily going up. I think people are starting to be selective on what they spend, the economy is crazy right now! I read about people grabbing multi-figures monthly as incomes in investments even in this crazy days in the market, any pointers on how to make substantial progress in earning? I would appreciate

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Dan November 23, 2022 - 12:56 pm

Can Canadians get this?

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Morgan W November 23, 2022 - 1:10 pm

๐Ÿš€ I would definitely go for this card! Especially with the 4x gas/supermarket/dining speculation. I wasn't able to fully use the Amex Platinum credits when I had it due to geography but am nearing the end of my 48 mo sapphire bonus so I was planning on getting the CSR but this would definitely be a solid competitor in my book. Would love to see priority pass, maybe some automatic hotel/car rental status and TSA/GE credit too.

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FrugalNotCheap November 23, 2022 - 1:40 pm

Bring Your Own Protection ๐ŸคฃLooks like it could be an interesting card! I like the idea of simplifying, moved from Chase Trifecta –> Venture X + SavorOne . Having one ultra card would be neat!

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FrugalNotCheap November 23, 2022 - 1:41 pm

๐Ÿš€

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Rob B November 23, 2022 - 1:44 pm

๐Ÿš€ You should do a video on the best cards for international travel being that so many cards prioritize bonus for US companies.

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Win Duncan November 23, 2022 - 1:48 pm

Do you know of any cards with Dragon pass available to Americans? Priority Pass is of almost no value to me flying late night outa "A" at SFO and through Taiwan regularly.

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RF Finances November 23, 2022 - 2:16 pm

I admire the fact that you used a spreadsheet to talk about the value from your sponsor.

Citi seems to be really good at having good multipliers but none of the insurances. So I could see Citi going down this route with their new card. If your multipliers are right it would be a great daily use card. If they do go down the credit route I hope they'd be useful. Amex's credits are somewhat nice, but not ones I'd use normally.

๐Ÿš€

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Walter Cafaro November 23, 2022 - 3:22 pm

๐Ÿš€ 1 card is the way to go. Unsure what extra benefits would make me leave the CSR today.

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Jaimee Rindy November 23, 2022 - 3:43 pm

๐Ÿš€I'm interested in this idea! I'm definitely the person that doesn't like having to get multiple cards to get the perks I want, and if this could really be a catch-all it might replace my Amex… I keep wanting to get the Plat but the value just doesn't seem there. I'd go for this over the Amex Plat I think

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Cole Schneider November 23, 2022 - 4:32 pm

When would this card come out?

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Simeon Williams November 23, 2022 - 4:58 pm

๐Ÿš€

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tanner S November 23, 2022 - 5:14 pm

๐Ÿš€๐Ÿš€

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Jarrod November 23, 2022 - 5:34 pm

Citi needs AA as a transfer partner. I actually think citi should do a 300 or $350 card and bundle it with a limited priority pass. Letโ€™s be honest at a lot of airports in the United States you canโ€™t get into the lounge anyway.

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novamaster0 November 23, 2022 - 5:45 pm

๐Ÿš€I don't see any point to a 4x card, when so many alternatives are 3x (Freedom Flex?) You'd have to spend 70k in these categories just to break even. (1% of 70k = $700 ~ the AF)
Being locked to Citi Ecosphere as well doesn't really bring a good ROI IMO. Even as a one card solution. I'd rather have something else (Wells Fargo Autograph?) or a two card combo (VentureX/Savor, Flex/CSP)

Honestly, I see it going the Amex Route, and being the 'coupon book of value' and probably just sitting at the 3-4x so people would use it. Then it's all about what partners citi could get to be the 'travel card'

Airlines/hotels won't work cause it'd self-compete with their travel portal.
So Uber/Lyft credit?
Shopping credit?
AirBNB Credit?
Specific Lounge Access?
Gym Membership?
Streaming?

Either way as a Flex/Venture holder, I see absolutely 0 value over in Citi without some fancy gimmick.

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Tantra dos Santos November 23, 2022 - 5:49 pm

๐Ÿš€๐Ÿ›ธ๐ŸŒ I would like to see a solid concierge benefits on the new cards.

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MoneyTeam1 November 23, 2022 - 6:29 pm

For Moomoo we just have to deposit the $1,000, itโ€™s not a requirement to invest it correct?

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