5 Reasons to GET American Express Cards – Ask Sebby

by YouTube Team

5 Reason to Get American Express Cards
💳 See Amex Platinum and more offers:
[ Use CardMatch to find higher offers ]
Amex Hilton Aspire:
💻 Ask Sebby’s Job Board:
Get Rewards on Dining via Seated (select cities):

If you’re on the fence, here are 5 Reasons to AVOID American Express Cards:

Timeline
0:00 Start Here
0:38 High Spending Multipliers
1:41 Credits
3:55 Travel Perks
7:52 Elite Status and Free Nights
10:19 Insurance Coverage

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The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available

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20 comments

Ask Sebby August 27, 2021 - 9:46 pm

💳 See Amex Platinum and more offers: https://www.asksebby.com/go/topcards

[ Use CardMatch to find higher offers ] https://bit.ly/33V4Oya

Amex Hilton Aspire: https://www.asksebby.com/hiltonaspire
The opposing side: 5 Reasons to AVOID American Express Cards – https://youtu.be/rwLz4J9BiFw

Reply
1Drummer August 29, 2021 - 6:31 am

American Express cards are my primary go to and I use some of my benefits to help my children and grandchildren travel more comfortably!

I have the Platinum, Gold, Green, Hilton Aspire, and BBP. I’ll pick up the Amazon Business Prime in November.

I’m retired with a ton of travel in my lifetime so I’m winding down my travel in a few years and will transition to mostly cash back cards at that time.

Reply
chongrejo10 August 29, 2021 - 6:41 am

You forgot to mention the biggest reason why NOT to get AmEx if you travel a lot: they are barely accepted internationally, especially in Asia (except for maybe Hong Kong). You can travel to SE Asia, China, a lot of European countries, throughout Africa and you will see how your fancy Platinum gets denied every time- embarrassing and dangerous if you do not have a backup card (Visa) or cash to pay. Speaking on personal and a lot of friends' experiences. Nothing like my Chase Sapphire Reserve

Reply
Christopher Grant August 29, 2021 - 12:53 pm

I always find it amusing whenever anyone discusses or a website ( points guy, etc) reviews the Amex Gold, they talk up the 4X in dinning and refer to the 4X in groceries as an afterthought. The fact is it's easier to do 4X in grocery than restaurants because most people are cooking and dining out has so many barriers today. $25,000 is alot of money th maximize, I don't think people spend that much on dinning out in the last 2 yrs, but definitely have on groceries in the year of shut down.

Reply
Saulo Ybarra August 29, 2021 - 2:43 pm

I am interested in the premium rental car you can elect to purchase through your Amex card. It is primary coverage for your rental car for $25 per rental period, as long as it is no more than 41 days. How does it compare to the primary coverage with Chase, which has no up charge? I have used the Amex coverage, but never had to make a claim. Anyone ever had to make a claim? I understand there is no deductible.

Reply
evanperry44 August 29, 2021 - 2:55 pm

Amex has the best credits. My annual fee has paid for itself these last two years.

Reply
xjlonelystar August 29, 2021 - 4:15 pm

Eh Amex Plat lounge sucks, Had to wait to get in

Reply
Andrea Aguirre August 29, 2021 - 5:53 pm

Didn’t realize I needed to use the rsvp code I got in my pamphlet so I lost out on 50k points. Customer service said they couldn’t honor the offer after I accepted my offer for applying online. Only downside I’ve noticed so far.

Reply
Scuba -D August 30, 2021 - 9:33 am

Back to normal.
My man got jokes

Reply
Grant S. August 30, 2021 - 10:46 pm

Canadian Platinum; $200 travel credit is big, then the immediate Gold Status at Bonvoy which can be status matched to a bunch of different places (Bonvoy Gold to Wyndham Platinum to Ceasers Platinum to M Life Gold, for Vegas), Lounges (which are ~$50 each time I'm in an airport), and really good insurance that prevents me from having to spend $150-$200 a trip for similar coverage are all huge. Then incidentals like extended warranty and purchase protection are quite minor, but nice perks. Then there's the other less used things like Fine Hotels and Resorts (which is good for a short stay for the upgrade and credits), the bang-on customer service, and all the insurance, the offers which returns anywhere from $50-$200 a year in free stuff I was going to buy anyway? Makes up for the annual fee and then some.

Reply
Sam Burke August 31, 2021 - 8:51 pm

Hey Sebby can the Blue cash preferred or Blue cash everyday be used to earn MR if you have a MR earning card already?

Reply
Kevin Luyo September 1, 2021 - 2:18 am

I swear Sebby is sponsored by the Maldives National Government, he recommends visiting there in every video!

Reply
Ken B September 2, 2021 - 7:37 am

I used to think the platinum card was such an amazing card. Now, I’m probably going to downgrade my card to a Gold or maybe the bonvoy brilliant

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Thomas Evans September 2, 2021 - 3:03 pm

I loved American Express until they showed there racist ways. NO ONE should get this card and the company should burn until the racist management is removed.

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Alex Rodriguez September 7, 2021 - 6:56 pm

I used card match as advertised, now the robo calls wont stop!!

Reply
MissEnglish123 September 15, 2021 - 7:46 am

I have no interest in American xpress or chase cards but I luv watching Sebby anyway, still gives good credit card advice

Reply
Yankee Doodle September 17, 2021 - 2:09 am

What are you talking about ? You lost me 5 minutes ago

Reply
Rebekah Diaz September 21, 2021 - 12:53 am

Centurion lounge in ATL? Did I miss something ? ATL is my home airport.

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Philbert Shevitz September 27, 2021 - 1:35 am

The centurion lounge in Seattle was pretty minimal, I was not impressed

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Joey Kowalski October 31, 2021 - 6:08 pm

5-10 dollars per visit of value when going to a centurion lounge? its more than that! I (and my friends) easily rack up 70 bucks worth of stuff in food and drinks and internet when going each time.

Reply