NEW Wells Fargo Reflect – Best Balance Transfer Card Ever? – The Credit Shifu

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We look at the Wells Fargo Reflect card, a new balance transfer card that just came out, it offers 21 months of 0% APR on purchases and balances transfers

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23 comments

Rodney Jones October 4, 2021 - 3:27 pm

Wells Fargo 🤨

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Mark Reese // Credit & Finance October 4, 2021 - 3:34 pm

Good card to save on interest when used properly ✌

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Confess October 4, 2021 - 3:35 pm

Yeah I’d still never open any type of Wells Fargo account, but hopefully they continue improving their overall services

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breichow76 October 4, 2021 - 3:39 pm

Do I have to apply for this card, or will they just open one for me on their own accord?

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Daniel Braun - Finance & Credit Cards October 4, 2021 - 3:42 pm

Great new option for anyone looking for a balance transfer card👍

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FANG October 4, 2021 - 4:07 pm

Waiting to see the next card! Hope is better than the current one and also than the propel for those who have it!

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Matt Eserhut October 4, 2021 - 4:17 pm

How much does Max Rewards pay you?

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Jacob Kustra - Personal Finance Made Easy October 4, 2021 - 4:22 pm

I am honestly a big hesitant to get a Wells Fargo card. I have seen multiple data points of them closing credit lines with customers, for no apparent reason. What's your opinion on this Shifu?

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gjdewald October 4, 2021 - 5:09 pm

It's not the best ever. Discover had a 0% until paid many years ago.

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Naveen Krishnamurthy October 4, 2021 - 5:11 pm

I can’t wait for the upcoming rewards line from Wells Fargo

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Chin Nation October 4, 2021 - 8:17 pm

I was hoping they release a 5% card on their next line up. But I guess we wait.

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Tyler Johnson October 4, 2021 - 8:22 pm

NO WELCOME BONUS???
Guessing the good cards will come out before Christmas
Btw, as a veteran I love that you actually know how to properly hang the US flag on a wall. 🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸
I use WF cell insurance from a different credit card. It’s amazing
Only $25 deductible

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Benjamin Crane October 4, 2021 - 8:55 pm

Great video. One question — does a card like this allow for an individual to transfer their entire balance over to it ? or is there some fine print on that , or is that up to Wells Fargo's discretion the balance amount they are comfortable with you transferring?

Thank you!

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Azan October 4, 2021 - 9:16 pm

The cards is quite good looking in my opinion, better than the BofA red card

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Jeremy Moore October 5, 2021 - 3:00 am

Ben,

This is a good card for people to pay off a huge purchase or to get out of debt faster. Being able to transfer a Balance up to your credit line can be helpful to some people. Great video man. Wells has more things in the pipeline I feel it.

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Krabby patty October 5, 2021 - 6:05 am

“Balance transfer” never heard of this, so basically, if you have debt, you’d transfer the balance of debt of to this card so you don’t have to pay more Interest on that specific Debt ?
can the debt be transferred from anywhere? From a different bank or wherever you have that debt

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JPavilion October 7, 2021 - 12:51 am

I remember when i needed to get out of debt… i was trying to apply to 0% balance transfer cards but always get declined. Like what's the point lol if i cant get the card. I got the PPP and now im out of debt lol.
Still nice to those who qualify.

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Brendan Nelson October 7, 2021 - 1:58 am

Still waiting on the propel to be brought back from the dead

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Life with ChrysanyC October 8, 2021 - 8:59 pm

Citi Simplicity card was no annual fee and 22 months transfer balance at 0% APR

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Recommended 👉 Haleyvoisin1 on Telegram October 8, 2021 - 11:34 pm

Amazing number of deals with this dude ☝️☝️☝️💯❤you are the best ever☝️❤

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Amir Tai October 9, 2021 - 7:01 pm

Hey thnx for this card review, waiting eagerly your WF Active cash 2% cash back card review.

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Nelson Pineda October 14, 2021 - 2:24 am

What about credit cards to rebuild credit Wells Fargo

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Kevin Lopez October 26, 2021 - 7:12 pm

Is this a good card for someone with 0 credit and starting to build credit ?

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