Investing With Rose Credit Card Set Up: How To Improve It – Waller’s Wallet

by YouTube Team

@Investing With Rose recently had a video where she gave a look at the bank account she uses, crypto she has, and the reward credit cards she uses. So I take a look at her travel credit cards and the issues she may encounter and how a few small changes can really increase her credit card rewards.

Investing With Rose’s Video:

00:00 – start
00:32 – Inefficient Set Up
1:05 – Rose’s Current Set Up
2:42 – MaxRewards
3:31 – Issues With Set Up
7:35 – Improving Set Up
11:05 – Final Thoughts

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19 comments

Rolo555 June 25, 2021 - 9:24 pm

I see no issue with her having a United card and not a Chase all in one card such as CSP or CSR. CSP and United $95 earn the same amount of miles if she sticks with United. And maybe she doesn’t want to pay the CSR fee. And she may not like the other Chase Partners such as Hyatt. She may like Hilton’s instead. Plus she may have status with United, which means she’s earning more than 2x per dollar thru Premier Status.

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Joseph Paine June 25, 2021 - 10:04 pm

If she values United so much, I think she should go with Chase UR setup for sure. Really like your set up man take care and keep moving forward!

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Icarus June 25, 2021 - 11:39 pm

I wanted to suggest Chase Sapphire Preferred + Chase Ink Cash + Chase Freedom Flex + Chase Freedom Unlimited.

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moneybee June 26, 2021 - 12:09 am

Love the Buzz shirt! I just watched the "Inside Pixar" documentary, and it gave me a whole new appreciation for 3D animation.

But that's besides the point. Great walkthrough Dustin, I hadn't seen Roses video on this, and am eager to compare with your suggestions! 🙂

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Dugroz Reports June 26, 2021 - 3:32 am

Simple setup of Chase: Ink Business Preferred & Ink Unlimited for business spending; Freedom Unlimited for personal spending. Can still transfer to United, earning a lot more. Keep the Amex BCP for grocery and Uber.

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cjhan47 June 26, 2021 - 4:29 am

A lot of people have been knocking chase for not getting with the game lately but we all have to admit that the Chase setup is still super effective and simple to use. Perfect for anyone but especially for a beginner in this game.

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Xiao Liang June 26, 2021 - 4:40 am

Hi Dustin chase trifecta!

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Xiao Liang June 26, 2021 - 4:44 am

CSP is better than united but that is just me Lol

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Zac's Money FAQs - Investing & Finance Videos June 26, 2021 - 4:45 am

6% cash back on groceries blew my mind! This was a great breakdown, I thought that you had a lot of good input. I also use the Chase freedom unlimited as my catch all card but, I feel like the 1.5% is a little low. When I got the card though, it was the best offer I could find at the time and now it is one of my oldest accounts so I'll definitely be keeping it. I'm always on the look out for cards with their specific perks though.

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Huey Miller June 26, 2021 - 12:41 pm

Great video Dustin. I love this style of review. Also, off subject but do you have a video coming out about the Schwab platinum official devaluation?

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Bruce Banks June 26, 2021 - 6:45 pm

Rose also like lounge Access and TSA pre check so would the business version of Sapphire Reserve be better?

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Leonard Sykes June 26, 2021 - 11:24 pm

Hello Waller's Walllet my credit score isn't high enough to qualify for a high end credit card. The only card that I have is a a capital one Platinum with a low amount. Need your advice

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Mr. Berry June 29, 2021 - 12:47 am

She can optimize her situation with Chase Ink and Chase Ink Cash replacing Amex Business Gold. Keep her Chase United card.

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Jackie June 30, 2021 - 11:23 pm

I see why Dustin's channel has not exploded yet. most people are losers and have no patience for detailed high quality stuff over 3 minutes.

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Jackie June 30, 2021 - 11:24 pm

Dustin, how did you become so educated? I sense a little kaizen in you, have you heard about this philosophy?

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Jackie June 30, 2021 - 11:27 pm

For people who have not heard of getupside, you should serious consider get on board now. Literally save like 60 cents a gallon if you stack the code. Then use Oxygen bank which gives 5 percent back on gas. Use my invite code for getupside Jackie47823 for 15 cents off.

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K Mque July 3, 2021 - 2:39 pm

I loved it when other youtubers critique their colleagues. Dustin u improved Rose’s credit card setup immensely.

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Pablo Garcia July 7, 2021 - 8:17 pm

I’m running chase: CSP, unlimited & flex. The possibilities are endless.

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Life of Ryan RC July 26, 2021 - 12:17 am

Rose is hot 🌹

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