Yikes! Huge Hyatt and Airline Points Devaluations | NEW Bilt Partner and Chase Sapphire Lounge – Ask Sebby

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Timeline
0:00 Start Here
0:35 New Bilt Partnership
2:48 Last Call Ink Offers
4:26 Chase Sapphire Terrace
5:54 Hyatt Devaluations
8:10 Virgin Atlantic Devaluation


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48 comments

Ask Sebby March 10, 2023 - 6:31 pm

💳 Learn more about Ink Unlimited: https://asksebby.com/go/ciu
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Reply
Aaron Taylor March 10, 2023 - 9:46 pm

Unless you were going to spend 22k on first class anyway your not getting 15cpp.

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techkid9001 March 10, 2023 - 9:50 pm

🔮Hope you liked the one-bedroom suite at the Beekman 😉 not a bad complimentary upgrade for NYC!

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Perla Diaz-Olivas March 10, 2023 - 10:23 pm

🔮

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Kirk Ek-ak March 10, 2023 - 10:26 pm

wow 50% alaska discount, am in

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Gilbert Nicholas March 10, 2023 - 10:30 pm

Hyatt went crazy on the all incisive resorts almost all of them went up in category

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NguyenJulian March 10, 2023 - 10:31 pm

ANA increases don't matter causing finding award travel already impossible 😭

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Harrison Warner March 10, 2023 - 10:34 pm

The Bilt card is really great as is, but I think a $100 Sub in points would be nice. Right now with no Sub for Bilt it's easier to lean to a CCC, CFF or SavorOne.
Edit: after reading other comments Adding mortgage payment would be the exciting move

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Jimmy James March 10, 2023 - 10:48 pm

🔮🔮🔮

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Darklord6505 March 10, 2023 - 10:52 pm

For BILT enabling mortgages and auto loan payments will make it a need to have card.

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David Risley March 10, 2023 - 10:55 pm

What's your favorite ski resort since becoming a ski bum? Park Hyatt Beaver Creek is the best hotel I've ever stayed at even though I don't love the ritzy ski resorts. 🔮

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OGdoubleOGtripleOG March 10, 2023 - 10:59 pm

BILT, let us use it for mortgage payments! I might even burn a 5/24 spot for it! Lol

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Daniel Westover March 10, 2023 - 11:20 pm

I agree with some other commenters here: If someone (Built or anyone else) figures out how to allow mortgage payments with a credit card without using Plastiq or some other workaround, that would be a complete game changer.

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BudgetLiveSave March 10, 2023 - 11:22 pm

Hyatt is still a strong hotel partner.. 💪💪💪

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novamaster0 March 10, 2023 - 11:23 pm

🔮 I'm just hoping for some better lounges here in Vegas to justify any higher end travel card. Sapphire Lounge in Vegas plskthnxbye

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Kevin S March 10, 2023 - 11:31 pm

🔮Sebb! Please do NYC vlog again? LOVE them!

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Erick Ridout March 10, 2023 - 11:32 pm

🔮

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T Ring March 10, 2023 - 11:32 pm

🔮 😊

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Zehua Zhou March 10, 2023 - 11:43 pm

Hi Sebby, where do you find these flights such as booking ANA award flight through virgin atlantic?

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Michael Diaz March 10, 2023 - 11:52 pm

🔮 delta platinum vs venture X which should i get out of these 2 options

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KC March 10, 2023 - 11:57 pm

BILT is 3x back on Lyft (video says 5x). They advertise 5x because you get another 2x back as a loyalty partner.

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Chase Yokoyama March 10, 2023 - 11:57 pm

🔮 Like you said, i don't think the Bilt card is worth taking up a 5/24 slot. Therefore I am waiting to finish my Chase cards before seriously looking at Bilt. I also just snagged up the CIC!

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Daniel Panek March 11, 2023 - 12:24 am

Why can't ORD get cool lounges?

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ricky golfer March 11, 2023 - 12:41 am

Would be awesome if bilt had a SUB, even if it was a small one

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Shonda Goward March 11, 2023 - 12:41 am

🔮 I still need to get to the Hyatt Alila Ventana Big Sur. It’s already expensive and I hope it’s not going up again.

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lewis20002000 March 11, 2023 - 12:52 am

(Shut-the-front-door), the minute I decided to make get Delta gold(working for platinum) for my preferred air travel, Virgin Atlantic pokes me in the eye. You can't make this stuff up.

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Kevin Hsu March 11, 2023 - 1:19 am

The problem with ANA F using virgin mile is availability. They rarely come up on west coast so even at this higher new rate, I doubt we will see much ANA F award seats. 😅

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Ronnie M March 11, 2023 - 1:19 am

You and I lived in The Bay Area, you, The City and me, Santa Cruz.

I do NOT understand how there is NO; Delta Sky Club, Centurion Lounge, or a Sapphire Reserve Lounge in Silicon Valley @ San Jose International Airport!

This does not make sense. Silicon Valley has enough money that it can be it’s own country and ceases to amaze me that people who live close by and have money WE do NOT have those lounges.

The Priority Pass at SJC is okay but, not like Sky Club or even close to Sapphire Reserve or Centurion.

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John Wall March 11, 2023 - 1:25 am

Can't wait for Built competitors! I'm over Wells Fargo!!!

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Julia Sanchez March 11, 2023 - 2:02 am

🔮 Thanks for the info

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Gaetano De Biase March 11, 2023 - 2:12 am

If you’re interested in the Amex Platinum 150k points +$200 DM me

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Maciej Konczewski March 11, 2023 - 2:27 am

🔮. Hyatt is still a great value. Booked my mom and dad the Park Hyatt in Paris 80k pts (almost $4k after conversion to usd and taxes, I’ll take 5 cents per point on a hotel booking)

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Rod B. March 11, 2023 - 2:28 am

I have both the Ink Business Cash and Unlimited because I value Hyatt points at a min 2 cents, so the sign-up bonus is worth almost $2000 and in some sweet spot redemptions much more. Also, the business cards do not count towards 5/24 which is important. My question is that I heard that you could get 2 of each card and still get the sign-up bonus again, is this true? Are there any data points to that effect that you know of? Thanks in advance for any information and love your channel!

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Ashimar R March 11, 2023 - 2:46 am

If you’ve had at least 3 bags replaced, your buying the wrong bags bro

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Luis Angel Castaneda March 11, 2023 - 2:47 am

What bag do you recommend?

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WSHNUS March 11, 2023 - 2:58 am

🔮
I hope the BILT MC can give bonus category on Insurance Bills (home and auto), taxes or tax filing! (Not sure how likely but just throwing it out there!)
I have both Ink Cash and Ink Unlimited, I got then several years back and since there are no AF so I kept them and use the CIC to pay my cell phone and internet. And CIU for making large purchases that doesn't have any bonus categories, ie. Insurance bills, etc.

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Ashimar R March 11, 2023 - 3:01 am

Bilt can improve by not using Wells Fargo and selling users information. Fraud is rampant with whatever service they are using

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gdl March 11, 2023 - 3:05 am

Did you just say you turned 10k to 370k?

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Matt Darling March 11, 2023 - 3:22 am

🔮 Super bummed about ANA first, that's really what I was saving up points for. However it could be worse. With Virgin joining SkyTeam, I expected them to get rid of ANA awards completely.

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Kain Mahaney March 11, 2023 - 4:13 am

🔮

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Grown Simba March 11, 2023 - 5:40 am

What brand of carry-on luggage do you recommend or have for yourself or your trip?

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Liliy White March 11, 2023 - 5:46 am

This explains why Lyft has raised their app costs by another 10%.

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JY March 11, 2023 - 6:34 am

🔮 What types of credits would you most want to see the CSR offer?

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Vincent Pascual March 11, 2023 - 7:02 am

Bilt could use a 3% grocery multiplier. 🔮

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K Kao March 11, 2023 - 7:35 am

alaska airlines trashed my brand new luggage, putting a massive hole in it, making it a complete write-off, then said to me their company policy considers it "normal wear and tear", and refused compensation. luckily samsonite was nice enough to replace it, when alaska airlines refused to do the right thing. massive hole in a brand new luggage is neither "normal" nor is it merely "wear and tear". i feel like people should know that about alaska airlines.

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jeffyutube March 11, 2023 - 9:39 am

🔮 big fan of ANA and Virgin Atlantic

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Val the Little Dragon March 11, 2023 - 9:56 am

The hyatt is still ok. Not big of a deal seriously

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Patrick King March 11, 2023 - 2:21 pm

I feel you downplay these changes too much. They are bad and they are drastic. Also at around @09:54 I feel you are committing a grave financial fallacy when you compare the points cash out as cash being only $1500 and low compared to a high valuation for a flight of a $22k value. The two really aren't comparable at all. The cash out rate as cash is an asset, and the most powerful and universal asset (cash) that can be used for anything not just a flight and yes invested and earn without any additional labor for the rest of all eternity assuming you put it in a trust or it gets continually passed down to your children or beneficiaries. The flight, even though having a higher value, is still a rather grossly inflated value and not an asset, it is an expense. You use it, you lose it and it is gone forever.

It is easy to commit this fallacy when someone has an interest in justifying their preferred decision (taking a nice trip). It is akin to the fallacy of first time home buyers and their real estate agents selling the premise that your home is an investment. No it is not. It is an expense and liability for a very long time period with a hidden true cost of roughly double or more of the present day asking price. It is not an asset, it does not generate passive income of its own accord.

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