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20 comments
💳 Sebby's Card Picks: https://www.asksebby.com/credit-cards
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2:20 RIP Uber card 😢
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🏀 currently I have Freedom and a CSP. I got the CSP with an 80K bonus, and got the freedom awhile back and was able to hit the full 5% back on $12000 worth of groceries during Covid 😉 overall I’m happy with it 🤷🏾♂️ I think the CSP could be between but I’m able to get outsized value so it’s a keeper (until I’m eligible for another Sapphire card) 😏
🏀 I was waiting for Wiggins to slide in after you cut KD out 😂
I basically run this setup, but with the ink preferred substituted out for the United Explorer.
🏀 I run the Ink Preferred for transfer access, 3x on general travel and rental cars. Ink Unlimited for general spend, 3 Flex and OG Freedom for categories and pharmacy. Ink Cash for internet and cable along with Amazon gift cards. I value the 5x gift card more than the 5x cash back with the Amazon Card because of the transfer. I pair these cards with Hyatt, United, IHG and Air Canada. I run Chase with 10 Amex cards currently and find the 2 works very well for me. The 5/24 is a good thing because it forces people in the game to think and limits them a bit from harm.
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currently running chase ink unlimited + ink cash + CSP. and i dislike the 5/24 rule. I waited 2 years to get back under 5/24 by getting business cards so i could eventually get into the chase ecosystem.
🏀I recently decided to downgrade my CSR because I heard it's possible to get the sapphire bonus 4 years after you already got it. Then I heard about the Venture X so that is going to be holding my tier 4 spot for now. I'm still debating if I want to get the CSR again or just get the CSP as I am most interested in transferring my points.
I'm glad to see that the problems with the Chase Travel Portal have been acknowledged. It is simply not good. Every time I attempt to use it, prices are higher, even on Southwest Airlines. In the case of hotels cancelation penalties are often more restrictive and many hotels aren't listed at all. Cruises are all but non-existent.
🏀 For the Chase side of things, I’m running the trifecta with CSP, CFU, CFF and was already at 5/24 when I applied and got approved for the chase IHG Premier, so kinda 6/24 I guess with the hotel partner.
🏀 I have the Trifecta and my fiancé has the Flex and Unlimited. We wanted another travel card just for her, so we decided for her to go to AMEX. Was that a good idea? she got 150k intro for plat and will probably get the gold in a few months or next year. Other plan was her also getting the CSR. (You should do a video about Player 2 strategies! 🙂 )
Currently rocking the CSP, CFF and just got CIC as my Chase setup. Honestly the unlimited cards don't really do it for me with their 1.5x points which is so minimal to me even though I highly value chase points more but may end getting them just for the bonus later. Other than that I have a Altitude Reserve for my catch all spending which does a much better job for me. 🏀
I'm currently running the OG Freedom. CFF, CFU, CSR, and the United Explore. The United card is because I live in Chicago, so this is United Airlines home base. ORD is Star Alliance Hub. I use my set up mainly for international travel for which it has never let me down. The CSR travel insurance works well, I've used it. Its priority pass with restaurant access at airports like Lax, Syd are great. The United Polaris lounges are some of the best lounges out there. Chase is a great system to grow with your needs.
🏀 thumbs up Sebby. I'm currently trying to hit the minimum spend for the Venture X now. I'm not even sure if I can still get chase cards…I have 8 with Chase already
For it to really be exodia or a royal flush you need 5 cards…. Drumroll…. Add in the world of Hyatt with the flex, unlimited, sapphire, ink Cash 😮exodia!!
What do you think of the Amazon Secured card? Just saw this was an option!! Looks good at 10% apr and 2% back on amazon!! Thanks for the videos
Chase Royle Flush does sound more appropriate and better then trifecta or quadfecta.
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