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6:51 Ritz-Carlton
8:44 Hyatt
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37 comments
Thumbs up for being quick and upfront!
can u do a video on chase retention offers for CSP?
Just Chase FU and FF for now..
I have the Freedom, Sapphire Preferred, and Southwest Priority-not traveling makes me question the Southwest card. Trying to decide on switching Freedom to Freedom Unlimited.
Good job sebby
So can you product change the old Chase Freedom still?
You mentioned downgrading your ink and then upgrading it again in a few months. How frequently can you do that?
Currently, I just have the CSP and CFF which I got near the beginning of October. I plan on product changing the CSP to a CSR in 2021 as well as product changing my Flex to a regular Freedom if that is an option. Otherwise looking to snag a BBP in 2021 and garden until 2022 so I can pick up a few other Chase cards that I have had my eyes on.
I need some help, I am 19 and I have just got into credit card points. I currently have the discover student it card but what should be my next one? I heard the chase freedom flex is good. What should be my move?
Thanks in advance
shout out to Sebby for giving the answer right away and earning the view time through the actual strength of his content, respect
Still kicking myself for not keeping my ink plus, but I still quit CSR. Plan is to PC to CSP once I’m ready to transfer points- currently run the chase trifecta sans CSR.
How long do you need to wait b/w re-applying for the same INK card to get a bonus. I've had all 3 cards but cancelled after 1 or 2 years but I'm not sure if you can get the bonus again, need to wait 24 months, 48 months? Any idea or link to terms / details?
I was holding out on my one 5/24 slot for the Hyatt card but I decided to get the Freedom Unlimited for now and get the Hyatt card next year when I get 2 slots open up. Also when travel opens up again I'll update my Sapphire Preferred to the Reserve.
Does upgrading and downgrading your cards every so often affect your credit score at all?
I think it’s still valuable to talk about grandfathered cards from time to time. 👍
Love your channel bro thanks for helping me with my credit
I have Chase Freedom, Freedom Unlimited, Amazon Prime, IHG, and Bonvoy Boundless.
I don’t want the IHG card anymore. Even $49 for a card you don’t use, and won’t go to their hotels, is not worth it. Trying to get the United Explorer card. Applied. We’ll see
I currently have
Chase Freedom (Sept. 2020)
Chase Sapphire Reserved
Chase Ink Preferred (Downgraded to a 2nd Ink Cash)
Chase Ink Cash
Chase Ink Unlimited
Chase Freedom Flex (2021)
Hey Sebastian, I am new to the channel. Do you plan on doing another comparison video on chase hotel cards. I love the content and find it very helpful for optimizing my credit cards for my travel addiction.
Credit fico score 694
I use the experian app,
I use the credit karma app (I am under 30% of my total cc spending on 9 credit cards) 5 store credit cards though 🙆🏻♀️
1 account in collections (medical bill)
Oldest card (2008)
No car loan (paid off)
Student loans:22k
Pay rent
Earnings $48k
How do I get out of this credit rut
… I applied for chase freedom unlimited cc after receiving a “pre approved” letter code and got denied
Is there a way to check if you are up the 5/24
can you apply to World of Hyatt card for the second time to stack the anniversary nights?
How are you using the incidental credit on the Ritz card now vs how you used to use it? Also is it still worth getting without the visa infinite flight discount?
I'm just trying to stack as many points as possible this year and next. So when we're able to travel again, I'll be ready haha.
I have one 5/24 slot open, going for a flex next month before the sign up offer expires.
I have:
Ink cash
ink unlimited
ink preferred
Freedom
freedom Unlimited
united Ecplorer
united Plus
IHG Premier (X2)
Hyatt
Ritz Carlton ( just product changed, YAY!)
Would love to see ur Amex setup;)
would love a beginners video
Hi Sebby – would the IHG® Rewards Club Premier Credit Card open up the transfer point portal on Chase like the CSP & CSR does?
No CSR?
How is this “exposing”?
even for "non-travelers" so to speak, hotel cards are a good option (and probably much better than airline cards) because odds are you'll have a wedding or something that requires a hotel and is only a drive away, this should make it easier to torch that anniversary night
Why no Freedom unlimited???
Hello, which chase credit card would you recommend to add multiple authorized users?
Mine: Reserve, Freedom, Freedom U
Do you find more value transferring out ALL of your UR points from Chase to transfer partners? I have the CSR and I'm super excited about using my points for travel at 1.5x value, but am I more likely to find better than 1.5x value with transfer partners? Is it hit or miss?
It’s missing an HSBC one! To Mach the analytical Lion
Also the grandfathers cards can be mapped to RSL clubs in travels to Australia
What does ‘gardening’ mean in the context of credit cards?