A common sentiment is that the Chase Sapphire Reserve is much more valuable than the Sapphire Preferred. However, are there situations where the Sapphire Preferred makes more sense? In the video, we explore 9 reasons why you might opt to apply for the Sapphire Preferred over the Sapphire Reserve!
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– FREE Credit Card Consultation ⇨
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REFERRAL LINKS TO CARDS FEATURED IN THIS VIDEO:
– Chase Sapphire Preferred ⇨
– Chase Sapphire Reserve ⇨
– Chase Ink Business Preferred ⇨
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ADVERTISER DISCLOSURE:
This video may contain links through which we are compensated when you click on or are approved for offers. The information in this video was not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities.
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EQUIPMENT (USED TO CREATE VIDEO):
– See the full list of gear used on our website ⇨
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SUPPORT US (USING OUR REFERRAL LINKS 😊):
– Credit Card Offers ⇨
– Shop on Amazon (US) ⇨
– Travel Insurance (via World Nomads) ⇨
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TRAVEL DISCOUNTS:
– Lodging & Transportation ⇨
– Shopping & Services ⇨
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MUSIC CREDITS:
– “Ocean” by KV ⇨
Creative Commons — Attribution 4.0 International — CC BY 4.0 ⇨
– “I Love You” by Vibe Tracks
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PHOTO CREDITS:
– Pixabay ⇨
#chasesapphire #creditcards #personalfinance
23 comments
Are there other reasons that you would get the Sapphire Preferred over the Reserve card? Let me know if I missed anything on my list. 🤓
Awesome video im working on my min spend on my cip then after that i will product change my csp for the beast csr
Great video and strategy! My wife and IR just starting with the rewards game and I will be getting the CSP sometime next year for the 60K Bonus and then upgrading perhaps 2 the CSR after one year. We like the idea of getting 2/60K Bonuses on the CSP. Thanks again
I’d get it for the 60k bonus but that’s about it although I like the idea of getting it if you’re not able to get approved for a 10k spending limit.
Great Videos!
I love my reserve especially using silver car by Aldie really worth the money
I’m going to get the CSP card next year since it has a $95 fee. I’ll see how often I travel and maybe later on switch over to CSR. Also I’m new to travel hack and points and have to take it slow since I’m still learning. 😊
I'm out here trying to figure out which is which
Great video.
Great video overview. Also, I been using your Amazon link a lot lately. I hope it helps you out
Reasons Number 4 and 6……. drops mic!
I AM GLAD THAT SOMEONE HAS FINALLY MADE THIS VIDEO! Great job Ernest!!!
Great info as always. Wanted the CSR but my score at the time was only in the high 600s, applied for the CSP instead and was approved. After a year upgraded to the CSR, didn't mind the high AF because of the $300 travel credit, and I had over $300 in travel purchases to make that month anyway so it worked out perfectly. Effective AF on the CSR is only $55 more than the CSP. When you consider Priority Pass and the Chase portal at 1.5 cents per point, I end up getting a lot more value from the CSR over the CSP…. so for me it works…. but YMMV
A) Already have Global Entry.
B) Already have Priority Pass.
C) Still chasing sign up bonuses for majority of spend.
D) The difference in trip protection is negligible for many.
E) Primary rental car coverage is the same concerning the average rental car.
If you get the CSP and then upgrade to a CSR after a year, you won't get the CSR sign-up bonus due to the 48-month rule. In a few months my 48 months will run out so I'll downgrade my CSP to a Chase Freedom and then apply for a CSR and the Chase Ink Business Preferred. Crossing fingers that it will work!
Errrrr there is no reason to get CSP over CSR
Great Video!
I'm planning on getting the CSP early next year because it only has a $95 annual fee, I don't travel much yet, I want this to be my first "premium card" to test it out, and because it has the historical high 60,000 point sign-up bonus!
I got the CSP because I have ink preferred and Hilton Aspire for premium and it's our family vacation card. Plus my wife has the amex plat, no need for CSR right now. It would be hard to get value out of all the fees.
Just Subbed! Great Videos Ernest!
Can you acquire the 60000 from the sign up bonus, then after a year product change to the CSR and get 1.5 multiplier? Totaling $900 instead of $750 from the CSP.
I recently signed up for the CSP over the CSR. The reasons were pretty simple: (1) I do not travel through any airports with good lounges (free meals in lounges help offset AF); (2) I spend 4x more at the grocery store than eating out; (3) I fly 2-3 times per year, don't use public transit or ride share, rarely stay at hotels/airbnb (the travel credit cuts significantly into a travel/dining card); (4) I'm only spending $10-$15K on credit cards annually, so I can get a reward flight quicker on the CSP than the CSR.
I'm open to upgrading in the future if it makes financial sense, but that time is not now.
I just applied for the Preferred but will upgrade next year! I feel upgrade should be easier than a direct application.