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The BEST cash back credit cards to consider right now if you wanted to maximize everyday spend and bonuses.
Relevant blog posts and reviews:
Chase Freedom Unlimited Review:
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Amex Trifecta for Cash Back:
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Timeline:
0:00 Start Here + Chase Cards
02:28 Phase 2: Other Cash Back Cards
03:30 Phase 3: Who You Want to Bank With
05:22 Phase 4: American Express
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42 comments
Mug Club?!
Sebby, itās much better when you show the actual card picture when you talk about them, rather than just the name imho.
why do you have a pc on the side and the monitor is far away from it? also why do you have this setup now?
i like how you broke it down in phases. i transitioned from a 3 card setup to a 5 card-setup last year and now i'm working on my 10 card base, then i'll be all set.
Do a video getting all the Amex MR intro bonuses but ending up with the Schwab platinum
I just got home from work and DISCOVERED this upload. Love your channel
I have 26 credit cards and the last 3 where american express. The best is the Platinum Charles Schwab.
Great video with tons of useful knowledge as usual!
AMEX $500 on spending on each account really?? Well I'm gonna be on AMEX's gray list forever lol. I don't have $1000 to spend, since the Blue Cash Everyday doesn't provide me value at all. I will cancel the Blue Cash Everyday once I get approved for the Hilton Honors card (If I can beat the impossible). BBP gets at least $60 on spend per month and that's my highest card of my overall spending. (I only spend $200 per month)
Really loving the motion graphics and new visual aids. Adds a lot to the quality!
If I downgrade from sapphire to freedom can I get the bonus from freedom too ?
You are the reason I got my Discover it Cashback card. Who doesn't like free advertising? SMH
Is it a $500 minimum spend per year across all of your Amex cards, or per card to keep getting bonuses and stay off the grey list? I'm asking cause I have a few Amex cards now plus the Chase Trifecta. I'm only keeping my old Amex Blue Everyday open cause its free, and one of my older cards (to keep my average age of credit up). I generally only put $10-20 a month on it to make sure it stays open, but with no MR points its not worth putting more money on it.
Thereās pretty nice Credit Unions cards also out there. š
I've just been using Blue Cash Preferred for Groceries and Streaming and GAs and easily hit $500 month and enough to make it worth the spend. Everything else I put on my alliant 2.5%. I get an itching to apply for more cards but I can't figure out what would be a better option for me at this point, particularly that I don't feel like dealing with rotating categories
Are you doing any Bitcoin mining Seb? You got some cool setups behind you.
I would love a SoFi Credit Card review now that itās got a full release!
What's the best card for wholesale places. I do alot of spending at Sam's and sometimes Costco
Great Video Sebbie!! American Express is really killing it in 2021 so far.
Nice video Sebby. A good compliment to US Bank Cash + is Elan Max Cash available through lots of regional banks. Similar categories to US Bank (furniture, department stores, fast food, cell phones, TV/Internet/Streaming, etc.), but some actually better. For example, "Recreation" includes gym meberships, green fees and sporting goods purchases while "Entertainment" includes movies, theme parks and event tickets.
Sebastian,
Discover is starting to shutdown and permanently close accounts for existing and new customers for using CPNs. Discover is doing a full audit of everyone they have already shutdown customers. I just got approved for their student cash back card. I had to send in more paperwork for them to verify my social with the SSA. I know you aren't using a CPN but other people might be and I am sure other banks are going to follow suit.
Sebby can you help me make the most of my Vegas trip this year during EDCLV? Iām so conflicted between getting the Marriott Bonvoy card to use the points for the cosmo or getting the Amex platinum for the upgraded status at Caesars properties…
The us bank altitude GO 4% on dining/food delivery is a good no AF cash back card.
Can you do review on Bank of America Premium Rewards card?
Hey @Ask Sebby Any info on timeframe for Amex cards after Ch. 7 BK discharge? So they care more about score, time after discharge, or both? Thanks
Hey Sebby, should I call Chase on the phone or apply online, when applying for my 1st first Chase credit card?
More watchers need to hit that like button
so that was more people can DISCOVER Sebby.
How do people keep track of payments and spending, and account login info from 10+ credit cards……… Im the type that looks every few days and pays everything off but damn 10 cards is a lot
Why canāt you talk about discoveries? š®
Why the hell would they not want you to talk about their dope credit card offering? 5% back on amazon, walmart and target online orders in Q4 (IE: holiday shopping) every year is legit. Even they have an annoying commercial touting how free their banking service is they even mail checks to you free!
Why can't we talk about new DISCOVERIES on this channel?
Good job
Iām about to buy a car soon, they obviously will pull my credit. I want the Savor One card. Should I apply for the card before or after I purchase the car? Iām not sure how āpulling creditā is viewed.
Why are Youtubers not mentioning that company? Omitting name on purpose to get more information about what's going on. I saw another Youtuber do the same about that company.
Can you play the gift card game with Recover it card?
What is the best credit card for rewards at liquor stores?
I don't get it. Why can you not name Disc**er?
and just today, Wells Fargo Propel is now grandfathered
Iām interested in the Chase Freedom Unlimited…but do I need a bank account with Chase to get approved?
Holy smokes this is a complicated video
i filed for bankruptcy in 2008 and during that time i had an american express. even after my bankruptcy is cleared, they still won't approve me. other banks all approved me. do you know anything about this? does it mean i can never get an american express again?
Superbly great breakdown…helped me make my decision! š Subbed, and, liked as appreciated info