Affinity Cash Rewards Credit Card Review | Overlooked Cash Back Credit Card? – Waller’s Wallet

by YouTube Team

The Affinity Cash Rewards credit card has a lot to offer as a cash back credit cards. Not only is it a pretty solid card, it might be one of the best Amazon credit cards available. The Affinity credit card also offers rotating categories which can provide huge cash back rewards.

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31 comments

OW May 8, 2020 - 4:16 pm

I am a member and the credit card is awesome 😊

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Royal S. May 8, 2020 - 4:26 pm

Good info for sure and for a free card , someone can def benefit. Thanks for bringing to our attention.

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Alvin S May 8, 2020 - 4:27 pm

This card is tempting. I may have to further research this

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hip2dadip May 8, 2020 - 4:31 pm

It's a resounding no fo💳👎

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Mark Chong May 8, 2020 - 4:39 pm

Do I have to have their checking account in order to get this card?

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Kejriwal saara punjab tere naal May 8, 2020 - 4:42 pm

I have a $14000 spend coming up.
Which card should I sign up to get the sign up bonus.
I already have Chase sapphire,Capital one savor and venture

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John Valdes May 8, 2020 - 4:44 pm

You could argue it's better than the Amazon card because it doesn't require you to have Prime

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RF Finances May 8, 2020 - 4:53 pm

The 5% bonus being in addition to other rewards does make this stand out. I was going to say the 5% off Amazon isn't that great since you can get that from the Prime card, and if you care enough about cash back off Amazon you probably also have Prime. But the 5% here plus the rotating categories is good. You might get more value from the rotating categories if you have the Chase Freedom and the Sapphire Reserve to use the points on travel, but that's a setup that requires a $550 annual fee.

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John Valdes May 8, 2020 - 4:54 pm

Is the rotating categories only valid on Fridays? Saw a comment that said as much on another channel…

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Lox Lover May 8, 2020 - 4:59 pm

Safe travels from my bedroom to my living room.

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Ikaika Arnado May 8, 2020 - 5:00 pm

Nice find for the cash back crowd and savers in general.

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OW May 8, 2020 - 5:28 pm

Grocery Purchases including, supermarkets, convenience stores and wholesale stores Watch, Stream and Listen Purchases including, cable, satellite, paid TV and radio services Gas Station Purchases

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OW May 8, 2020 - 5:29 pm

5% cash back which is fantastic!

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Lestat Staton May 8, 2020 - 5:43 pm

Think it sounds like a Great card IF it keeps the rotating. If it still has the 5% Rotating next year Ill get it.

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DontSquint Tint May 8, 2020 - 6:10 pm

This card is only for Amazon books not all Amazon.com for 5%!!

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Handlez May 8, 2020 - 6:58 pm

They gonna get churnt.

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Vinit Pandey May 8, 2020 - 7:18 pm

Hey keep husting. Great Videos.
I too create video that help people understand and handle finance and investment properly. Feel free to support me in my hustle and your review might be great as you too are great at this

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Joseph Paine May 8, 2020 - 7:31 pm

The High 5 benefit is great and really sets it apart. How did you find this card? Take care and stay safe Dustin!

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Andrew Lopez Finance May 8, 2020 - 7:44 pm

Great review! Was looking forward to this video!

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Icarus May 8, 2020 - 11:15 pm

I've applied about 15 times, always denied because "my information doesn't match". I enter everything correctly. I even ordered my Chex Systems report and verified all info and spellings. They can't tell me which info is mismatched. But every other bank accepts my info.

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TheDarkKnight992 May 9, 2020 - 2:07 am

You're the king of underrated cards

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Jared May 9, 2020 - 10:12 am

I'm kind of wondering what a popular retailer is

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Meng Chou May 9, 2020 - 1:44 pm

The card benefits and features are great but the online banking is lacking. For example, there is no ability to show pending transactions making it hard to do budget (if you forget to record it down, you can’t see it until the transaction posts); there is also no autopay ability so you need to remember to pay. The card is great but the banking service is just lacking.

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Peter K May 9, 2020 - 3:10 pm

You gonna hit 10k subs any day now

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Catchy Chazz May 9, 2020 - 5:58 pm

Yes! More Credit Union love. ✌🏽
Summit Credit Union Ultimate Cashperks Card is a no AF Airline Cashback card with free TSA/GE credit. Serves as a PenFed Pathfinder alternative.

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Joe Maring May 12, 2020 - 1:44 am

Super tempted to grab this card, but I’ll probably wait just to make sure the High Five program continues into 2021. Assuming it does and it isn’t just a special for this year, it’s kind of a no-brainer!

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roxcyn May 23, 2020 - 8:50 pm

I always LOVE to hear about the credit unions offerings. Wow, that's a high spend for the bonus!

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KlairVoyant June 23, 2020 - 7:44 pm

Great video. I've been using this card for about a half a year now. You can't beat it's earning rates. It's sad to see the spending limits capped and them say explicitly you can't use it to buy gift cards but which had been my original intention. Despite that, it has become a daily driver for me and has earned a place in my wallet. They seem intent on using the rotating categories on areas of spend that already get the 2% bonus on the card. I actually think the spend limit cap and new rule well help keep these befits. I would not be surprised if they Affinity extends the Q2 high5 categories through Q3 and maybe make them in addition to the pre planned Q3 categories.

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Richard Isakson August 2, 2020 - 3:55 pm

In 4th qtr. The HI 5 category will be Amazon, does this mean it will be 10% cash back?

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Kyle Bolender September 19, 2020 - 9:04 pm

Big fan of %5 credit cards! I'm definitely getting this card!

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tkbass01 October 31, 2021 - 12:08 pm

I am a member. I was approved last month with a $30,000 credit limit.

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