Amex Plat 125k Offer, Chase Settles Lawsuit, Schwab Pulls – Ask Sebby

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[ Amex increased offers blog post ]
[ Amex Shop Small ]

0:00 Start here
0:33 Targeted increased offers
3:41 Amex Shop Small offers
4:54 Schwab brokerage
6:45 Chase settles lawsuit

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The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available

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23 comments

Ocean Zhang July 22, 2020 - 3:25 am

Amex no longer partner with Rocketmiles?

Reply
Jmagnum8989 July 22, 2020 - 3:48 am

As someone who opened a Schwab Brokerage account.
I had a hard pull applied to my account about 4 months ago and now it seems to have been removed.

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Adriel Montoya July 22, 2020 - 4:57 am

Can I product change my regular platinum to a Charles Schwabb platinum 🤔?

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Dismas Barbito July 22, 2020 - 5:04 am

I called Amex to downgrade my Bonvoy card. They offered me a 6.49% personal loan, which I declined.

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2trillphill July 22, 2020 - 5:14 am

Can you do a video on navy federal and is it still worth it to get?

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C Zhang July 22, 2020 - 12:15 pm

I upgraded amex gold to platnium while I didn’t know better…is it possible if I downgrade or close my current platinum card and apply for a new platnium and get the intro bonus? Technically I never received a bonus for this card…

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Roman Goubin July 22, 2020 - 4:05 pm

Yeah Bank of America is #1 losers followed capital one in a similar but not quite as absurd or trigger happy and stingy capacity in terms of extra small credit limits for some weird reason or general shut downs de risking. Honorable mention which I never thought would be Citi , because I actually had no issues with them, but they banned me several years ago, over several charge disputes, which they initially approved ( small to medium amount) and then I guess at some point back tracked , and instead of allowing me to work something out with them , or even asking me to pay a portion of the amounts back, which they had a problem with apparently, they instead just decided to ban me entirely, saying I abused Citi, with no recourse….. now what sense does that make…… and Citi was my oldest and incidentally my my first individual, primary owner card. ……

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Jason Mayes July 22, 2020 - 4:45 pm

Any offers ever for upgrading from Gold to Amex Platinum?

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Tom S July 22, 2020 - 7:23 pm

Great video Sebby, I might need to try this Privacy thing out! Quick question I want a premium card and was thinking about applying for the Hilton Aspire card but if I get targeted for the Amex Plat do you think I should go with that instead? Both cards have perks I wouldn't use but I want to start getting points now for travelling in the future!

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July July July 22, 2020 - 7:58 pm

Corporate banks like Chase hate crypto because they don''t like having competition in their absolute control of payment systems. So they try to crush crypto in its early stage. But when they realize they can't stop it, they join it as opportunistic corporate pigs always do

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Cutting Edge Cool July 22, 2020 - 9:14 pm

Thanks Sebby for your info on being cautious of linking bank credit cards to crypto exchanges.

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Peter Stensland July 22, 2020 - 11:17 pm

Just got this offer but it was for 70k points for 4K spend over 6 months. Great way to get into my first Amex.

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Prawny2601 July 23, 2020 - 5:11 am

I opened a Charles Schwab brokerage acc during the last week of May and they didn't hard pull

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Kunal Sab July 23, 2020 - 11:24 am

I'm sure most of your followers are rich…ya rich in debts…financial freedom man…cancel damn credit cards

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Minju Lee July 23, 2020 - 4:45 pm

I bet sebby made 100k with that $5 privacy link

Reply
Desirie Mendez July 24, 2020 - 8:23 am

Applied for a CS brokerage account 2 weeks ago with no HP.
However I caution anyone with poor/fair credit from applying. My account was open for a week before they closed it citing I would be “better served with another banking institution or brokerage at this time” and to please “discontinue using the service as the account is closed.” CS really made me feel like the lowest of the low getting kicked out of a party way too over my tax bracket. Super bummed considering I’ve raised my credit score a little over 100 pts during this pandemic from 500 to 600 and still climbing – also diligently researching for hours during my free time on how to be more financially literate. Oh, well, just wanted to lend my word to the wise before you consider CS as your new bank.

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Christian Jimenez July 24, 2020 - 9:19 pm

I keep wondering what benefits I get out of going to the platinum besides an offer like this. I eat out a lot and have a gold for that reason but if I moved to the platinum would't I be shooting myself in the foot? all I would get that seems appealing to me is the airport benefits.

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Charles Hogan July 26, 2020 - 6:19 am

can we confirm that Schwab is NOT doing hard pulls. Is there a min. credit score that you must meet to open an account with them Checking with brokerage

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Matt Mcrostie August 1, 2020 - 4:48 am

Sebby- would you recommend me getting both amex cards in the same week, or do you recommend signing up for one and waiting 90 days to apply for the next one?? Thanks for the help!

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Christopher Grant September 3, 2020 - 4:49 pm

Amex Gold card offer 75,000 MR points after $4,000 minimum in 3 months via card match tool.

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UF250FOREVER September 3, 2020 - 6:19 pm

Contacted CS today was told by Josh that they did away HP for new brokerage account but for checking they still do and I went further ask him about the article about they remove HP for all accounts he said just the brokerage account instead of all new accounts. Anybody recently open a checking/brokerage account? Any data point in September 2020?

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Divine Feminine InnerG January 13, 2021 - 2:19 am

do you know if our kids can use our monthly uber rides?

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Grand Master Mawile January 22, 2021 - 12:39 pm

I got the 125k bonus with the first 6 month offer

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