How to avoid bank and credit card shutdowns [ Avoid Chase Shutdowns ] [ Financial Reviews ]
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Video Chapters:
0:00 Intro
0:36 Your Mileage May Vary
1:12 Why we’re talking about this
2:02 Bank Account Shutdowns
8:05 Credit Card Shutdowns
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32 comments
Definitely going to try personal capital
Your always on point
Sebby, went are doing another live talk and answer questions?
When you set up a business account, they ask you what type and amount of transactions will be going through the account. You let them know upfront if you are a cash intensive business.
What is the best foreign transaction fee card?
Nooo, not Larry!
When you do the review for the new us bank altitude go credit card, can you talk about what counts as dining? Does that include fast food and restaurants? I also have the us bank cash + which has a 5% back on fast food. So I’m wondering what dining means.
Sebby Onlyfans… Him rolling in cash, while tier 1 and "super" tier cards cards fall over him in slow motion.
Sebb- Is someone able to apply for the Amex Marriott Card as well as the Chase Marriott Card? If approved for both, will they get both bonuses, and will the membership accounts be combined? Thanks!
有意思
Bank gets fined 1 billion. Prob made 10b from the laundering.
If Mandy has an only fans I might
So I was a straight up idiot and carried 99% utilization on my 11 accounts for a few years now, I am finally getting my shit together and aggressively paying off all the debt I have.
Does this mean I am pretty much guaranteed to have my accounts shut down as soon as I pay them off? Anything I can do to avoid it?
I'll be interested to know what Dave Ramsey thinks about all this !!
People are still moving to Seattle? Yikes!
Hahahahah only fans. Where’s the liiiink????!!!!
My bank shut me down because I only had $2 in it
He's kinda cute. I'd pay for onlyfans for Sebastian ☺
Larry. haha! Made me laugh!
A little beware here, BMO Harris Bank monitors its checking accounts pretty closely, so if you haven't been using the account in many ways, like bill pay, debit card, ect, ect, and you only externally transfer twice a month, say 1K-3K, they will shut you down, along with any credit cards you have with them.
I got a "use it or lose it" letter from Chase this month. With this crazy economy I thought I was doing ok keeping my balance low…but they gave me 2 weeks to use it to keep it active. I'm thankful for the notification , I've heard of other companies closing accounts without notice.
What if you had some credits reversed so you had a negative balance?
Just like how you described, I've had high utilization for quite a while…needed to finance my biz costs on my personal cards, it is what it is. Zero late payments, but Chase shut down all 3 of my accounts! Devastated and trying to figure out what to do next to prevent other issuers from following suit!
HSBC didn't care, their 'funders' paid that fee and they continued to do the same thing… smh
Capital One would always take may payments from the wrong account. Then they closed my credit cards. My bank account is still open. I now have AMEX everyday cash.
Would AmEx have any beef with me if I used my Platinum card for a car downpayment? (Going towards welcome bonus)
So basically be a normal person and don’t try to pull any scams? Got it.
Not true entirely. I deposited more than 300k a week at one point. Nothing happened to me
Dang bank are Soo controlling I moving to Canada 🤔
That's funny, I actually knew a porn star who got her account shut down during then from Chase
Does this mean if u deposit 10k cash in one year period?
Pardon me what about when you pay,,,,oh you just answered my question about paying off credit cards and they still shut u down because you don't use it. Thanks