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[ Chase Sapphire Preferred 80k Calculator ]
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Timeline
0:00 Start Here
1:06 Chase Sapphire Preferred 80k Offer
3:00 Capital One Venture 100k Offer
5:28 Chase Ink Approvals?
7:43 Team Cash Back
8:40 American Express Referral Offers
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46 comments
Chase Sapphire Preferred card is pretty worthless if you've already gotten the bonus. The only reason I can see to keep the card is just the ability to transfer to travel partners which doesn't seem worth it to me.. thinking about downgrading.
Chase UR points don’t transfer to ANA…
Good luck on moving to your new house, Sebby!
Any interest in making another video about Bora Bora, Maldives, etc.?
Or are those vacations not possible with points today?
I needed this like a week ago bro 😂
Offers have been steadily getting higher for years. We haven't seen the top end on anything. Points are only going to become more inflated and worth less over time. I'd say sign up for points bonuses if you intend to use them soon. They don't keep well.
Chase for sure pissed me off lol I got denied for ink card due to business not mature and $5000 sale wasn’t enough. And now they don’t match my 80,000 points sad face. I don’t know u should re apply for ink business or not. Any suggestion?
when you are calculating return on spend, you should also include the points for the spend. For example, you'd earn a minimum of 84k after spending $4k with CSP.
got a 70k bonus on the gold 👍
I think Amex has to up the anti to compete with Chase personally and I'm certainly eyeing that green card with over 40 percent returns.
If I get the CSP and then downgrade it after a year to the Freedom Unlimited, does that ban me from getting the $200 welcome offer if I then apply for a 2nd Unlimited? If so, then can I apply for the FU a couple months before I downgrade, get the $200, and then downgrade the CSP to another FU?
So Sebby, I am young and building my credit. I only have one card(Discover it Secured) and 4 months of credit history. My plan was to apply for the Amazon Signature card from Chase(I have prime) after 5-6 months of building my credit. Then build my credit for another 5-6 months and apply for the Chase Freedom Flex, do you recommend the Flex card or the US Bank Cash Plus card? Thank you(:
Found your channel yesterday, through Graham. Love it. I've learned so much already. Thanks.
Go, Team Cash Back! 💸
For the CSP, are you not going to account for the 1.25 cpp for using it like cash back ? Pay yourself back is really $1000. Let me know if I missed something
Sebby must be seeing a nice bump after the shout out from Grapham Stephan.
This video is really Makin' Waves….
CO Venture used to waive the fee year 1 /:
Hey Sebby. Can you go back and check in with your Amex Resy promo video. That Promo seems to have failed and Amex doesn't seem to have many answers.
I was sent a 70k points offer from Amex Gold with a $4k spend within the first 3 months. So far so good.
Love your videos Sebby!
But honestly, screw Capital One.
I had a Venture for about a year, downgraded to a Venture One before the annual fee, and was still charged the annual fee. Capital One refused to wave the fee. Calling in asking to move me back up to the Venture if they were still charging the annual fee was to no avail. Pretty terrible experience, I’m avoiding Capital One from here on out.
I'm trying to get that venture card… I'm confused on my credit score now.. My exprian FICO 8 score 740 and my exprian 3.0 vantage 677. Which one is the real ?
So, I just applied and was approved for the Flex. And I saw that CSP has an 80K SUB. My CSR bonus was awarded to me on my Oct 15, 2016 statement. I should be able to get the CSP bonus toward the end of the year, right? Do you think downgrading CSR to Freedom today and then applying for CSP in late October would set off any red flags?
I’m not sure we’re going to “flood gates” level of increased offers. I think applications for travel credit cards are (understandably) way down this year so they’re upping their offers now to make the end of the year numbers for new applicants look good. But I do think they’re going to revamp the CSP at some point. Maybe Dec/Jan? Because it still doesn’t make sense (intro bonus aside) compared to the new Flex benefits.
I will not spend 20k a year with shitty capital one, why don't they stick with secured credit cards? 20k a year is so much to ask for that I am pissed off
When is chase going to update the sapphire preferred card 🥺
I recently got the resy amex platinum offer which was the standard 60k points + the 20% back from restaurants, do you know if there's a chance amex matches this new referral offer (75k) if you call?
I applied and got ACCEPETED for Chase Ink Unlimited – company (LLC) was formed ~2 months ago. ~10,000 in income. ~730 Score. Previous history with Chase for 5+ years.
Dont get the Venture card! They will cut your limit for doing absolutely nothing wrong.
Congratulations on the new place.
The chase Marriott boundless is offering 100k bonus right now as well!! Something to consider I think
Getting a massive cash advance and going to the casino jk jk 😈
Hey Sebby, what did you think of the Alaska boosted sign up bonus? Would like to here your thoughts. But I know the bonus might end soon.
Cool hair 👍
can sebby do a q&a video where we submit questions on insta? also does sebby do asksebby full time or does he also do other things
Congrats on the new place:).
Chase is still denying business cards. I have the Ink Unlimited with them already, but they denied me for the Ink Cash card less than a week ago. Their reasoning was I opened too many accounts recently (3 total this year, 2 of them being Chase cards, and I'm at 3/24 today). They also said it was because my business wasn't established well enough even though I started it more than 5 years ago (and already have an Ink card with them), and they said it's because the business is not reporting to the business credit bureau, even though I already have an Ink card with them. These are clearly excuses that did not apply earlier this year when I got my Ink card and the other Chase card I have, Freedom. I'm going to apply early 2021 again and see what happens.
Hola
Hey Sebby, is ANA a chase partner now? If so, that's great to hear!
Can i get the bonus if i already have the CSR?
Nothing against Capital One; I've had the Venture for over 9 years (before moving on to Chase & Amex last year) and I have a high-yield savings with them, but for $20,000 at this very moment, you can get:
Sapphire Preferred ($4,000/80K UR Points)
Freedom Flex ($500/20K UR Points)
Freedom Unlimited ($500/20K UR Points)
Ink Cash ($3,000/50K UR Points)
Ink Unlimited ($3,000/50K UR Points)
World of Hyatt ($6,000/50K Hyatt Points)
IHG Premier ($3,000/125K IHG Points)
**TOTAL: $20,000 for 220K UR pts, 50K Hyatt pts & 125K IHG pts 😂
OR IF CHASE BIZ CARDS WERE STILL TIGHTENED:
Sapphire Preferred ($4,000/80K UR Points)
Freedom Flex ($500/20K UR Points)
Freedom Unlimited ($500/20K UR Points)
World of Hyatt ($6,000/50K Hyatt Points)
IHG Premier ($3,000/125K IHG Points)
Gold ($4,000/60K MR Points)
Green ($2,000/50K UR Points)
**TOTAL: $20,000 for 120K UR pts, 110K MR pts, 50K Hyatt pts & 125 IHG pts 😂
Does anyone know when the Chase Sapphire Preferred offer will end?
Hey Sebby!
Question – currently have the CFF and have preapproved offers for both the CSP and CSR… running the numbers, it seems like I'd be getting close to equal value either way I go, with a potential slightly lower net value on the CSR side.
Obviously the CSP's SUB is better than the CSR's, but with the CSR being the ultimate goal, is the CSP's SUB good enough to warrant picking it over the CSR for the first year, and then hoping for a credit line above 10k (I've heard there's a second hard pull if you try to product change from a <10k credit line to a >10k credit line) to be able to product change after the first year?
Or – should I just go for the CSR and skip the CSP altogether?
Nobody else noticed Sebby's error when calculating Venture card return on spend?? Every dollar spent is 2X not 1X 🙂
So the U.S. Bank Cash+ Visa… Where's the $200 sign up bonus listed?
I feel like you have to spend 100s of thousands to earn enough to take a family on vacations
YEAH! i had signed up for the CSP earlier this year months ago for the 60k bonus and 2 days later they upped it to 80k points and after a few phone calls and a lot of messages they wouldn't honnor it!