Best CREDIT CARD For EVERY Spend Category Right Now (Q1 2023) – The Credit Shifu

by YouTube Team

Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks:
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. 🎨
See important Masterworks disclosures: masterworks.com/cd

Cards in this video:
Bilt Mastercard:
Chase Freedom Flex:
Credit card guide:

Credit Shifu Wallets:

“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”

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20 comments

Ben Hedges January 20, 2023 - 6:24 pm

Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://masterworks.art/benhedges
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. 🎨
See important Masterworks disclosures: masterworks.com/cd

Reply
dbest47 January 20, 2023 - 8:38 pm

CITI CUSTOM CASH, The BEST in 2021, 2022, 2023

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Scott Dietz January 20, 2023 - 9:21 pm

My catch all cards: Amex Blue Business Plus at 2x or Chase Unlimited at 1.5x. But I am trying to fully utilize grocery spending this month with 5x on Discover (10x since in my first year) and 5x on Chase Flex (really 9x) to load up on some gift cards for future spending.

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PETER LEE January 20, 2023 - 9:50 pm

The Gemini card is also good on gas right now 10% back $200 max a month

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Miggy January 20, 2023 - 9:59 pm

I tried to product change a Freedom Flex into the OG Freedom (so I can apply for the Flex again later) but Chase would not allow me to.

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Brenden Keene January 20, 2023 - 10:07 pm

The Chase Trifecta + Amex Gold is all most really need for everyday spending (and BILT if you rent), though I also got the Cash+ for those weird categories, since it's so unique – great for utilities, phone, internet, retail, etc. Happy to see my setup represented here, though I kind of wish I had a dedicated gas card, but at the same time I wouldn't get that much more value from it than I already do with my Freedom cards. I DID have a fraudulent charge on my BILT card last week, but Wells Fargo took care of it ASAP and expedited a new card to me with no troubles. I can say that I got good customer service with no long holds.

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Angie Harris January 20, 2023 - 10:39 pm

I had that happen to my Bilt. They were good about taking care of it.

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Calvoon January 20, 2023 - 10:47 pm

Little late to the party…. Already almost 1/3 through q1

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webbezzy January 20, 2023 - 10:49 pm

It’s hard to get 1.1 cent per point out of Wyndham points.
Can you explain how it is the case and you redeem your W. Points?
Thanks

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OW January 20, 2023 - 11:46 pm

The X1 credit card can transfer to American airlines as well

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Peter Brunsgaard January 21, 2023 - 12:23 am

Amex Blue Cash Preferred 6% on groceries?

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Augie's Travels January 21, 2023 - 12:51 am

My catch all cards are Amex BB+, Citi DC, and Chase CFU. The others in my arsenal are Amex Gold, CSP, Citi Premier.

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Sunshinen Coastlines January 21, 2023 - 2:58 am

Your videos are always awesome, Ben! Thank you for this one! 😊

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Lestat Staton January 21, 2023 - 3:06 am

My No Annual Fee, Cashback setup is:
GM Mastercard – 4% Everything as my catch all
Citi Custom Cash – 5% Groceries
USAA Cash rewards – 5% Gas
US Bank Cash+ – 5% Fast Food, and Internet bill
Chase Freedom Flex – 5% Travel, 1% Phone bill + Free Phone Insurance
Synchrony Amazon Store Care – 5% Amazon

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Remy D January 21, 2023 - 4:25 am

Isn't the Amex blue everyday preferred the best for groceries ( 6%)

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Jelly Bean January 21, 2023 - 7:49 am

I had fraudulent charges. Bilt stopped them and issued me a new card. Excellent care.

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Michael Powers January 21, 2023 - 6:36 pm

Don’t have a credit card and proud 🎉

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Charles Wheat January 21, 2023 - 8:59 pm

I was wondering if you could do an updated video on the one you did four years ago about the best premium cards that have the best benefits for authorize users

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uplds January 22, 2023 - 11:52 pm

Cash + definitely a hidden gem!

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Brandon Annen January 23, 2023 - 10:19 am

American Express Blue Cash Preferred is 6% US supermarkets

Reply