BEST Credit Card for EVERY Spending Category (Quarter 3 2022) – The Credit Shifu

by YouTube Team

🚨 Kudos is a checkout assistant that helps you earn more credit card rewards and benefits whenever you shop online ➡️
Credit Shifu Wallets:

“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”

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include all financial companies or all available financial offers.

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44 comments

Forgiveness or Love July 26, 2022 - 5:02 pm

First!

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Mark Reese // Credit & Finance July 26, 2022 - 5:10 pm

I can’t stop thinking about the Amex Blue Cash Preferred. The 6% Grocery category is epic 🔥 Makes me wonder if I’ll switch to it at some point 😬

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John Doe July 26, 2022 - 5:15 pm

Excellent video! You’ve helped me capitalize on credit cards so much.

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Icarus July 26, 2022 - 5:17 pm

Is it pronounced that way? "Kudos" is normally pronounced Koo dohz

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Jonathan Factor July 26, 2022 - 5:19 pm

I use the city rewards plus card for food shopping

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DropCity July 26, 2022 - 5:26 pm

The best credit cards to use. : everything Chase.

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charlottelimo1 July 26, 2022 - 5:27 pm

good afternoon, you forget US Bank Cash+

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The Financial Couch July 26, 2022 - 5:50 pm

Great video 👍🏻

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Justin Huff July 26, 2022 - 5:54 pm

Ben help me get a credit limit increase with Ollo! Been at 3,500 limit for 3+ years, maybe they are too small of a company to afford it lol

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Carl Rice July 26, 2022 - 6:06 pm

Q-doss or kue-doez?

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John Dematatis July 26, 2022 - 6:08 pm

I just got the freedom flex and Im loving that 9% on gas this quarter!

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Carlie Burton July 26, 2022 - 6:35 pm

Now I'm debating between the flex and the Blue cash preferred 🤔

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Ernie Leyba July 26, 2022 - 6:53 pm

Great video here Ben!!

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Topnotch July 26, 2022 - 7:26 pm

Ben is getting too big 🙁 only recommends cards with links…
groceries—- AMEX blue 6%
Gas—- USAA plus 5%
Dining out —— citi prestige 5%
Amazon—- Amazon chase 5%
Steaming—— AMEX blue 5%
Travel—- chase sapphire 3% but really 4.5%
Airlines —- Amex platinum 5% but really 5.5 % if you hold the right plat
Online shopping—- us bank altitude reserve 3% but really 4.5% if using Apple Pay
Everything else-us bank altitude reserve 3% but really 4.5 % if using Apple pay.

And for the finale….
Any Amex gold or green that is upgraded through the portal only will score you 5 points on groceries dining and gas for 6 months. I tend to upgrade and downgrade to keep 5 x Back on these cat. All year long… your welcome 😉

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Danny Cardenas July 26, 2022 - 7:30 pm

For the Blue Cash Preferred. When you factor in the 95 annual fee for your max cashback on grocery it comes down to %4.4 cashback on grocery. Great card if you also pay for streaming which also gets you "6%". Still a nice alternative for cashback from Amex.

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Alex C July 26, 2022 - 7:33 pm

Department Stores and Utilities are perhaps categories worth considering too

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Casey Burns Investing July 26, 2022 - 8:03 pm

You get a $950 bonus when you steal that amount from a store in California. Can’t forget that.

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Joshua Thomas July 26, 2022 - 8:04 pm

Surprising you didn't mention any of the US Bank cards, they have a few good contenders for a couple of the categories or the PayPay Cashback card.

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Grabyourmochila July 26, 2022 - 8:10 pm

I watch all your videos religiously This is one of your best videos! Will you do this for every quarter?

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KegsN Pizza July 26, 2022 - 10:37 pm

Great as always

I’m enjoying my new Amex Hilton Aspire…7x dining 3x other. Prefer the hotel cards at moment….will be searching for airline benefits soon.

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Scott Dietz July 26, 2022 - 10:44 pm

American Express Blue Cash Preferred is great especially for 6x in grocery, 6x streaming, and 3x gas all for a card with only $95 rate which is offset with very nice sign on bonus. Checks a lot of boxes in one card.

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Lestat Staton July 26, 2022 - 10:51 pm

I use the GM Rewards card for my catch-all everything card. 4% Everything, no limit on earnings but with limited redemptions.

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Ciborium July 26, 2022 - 11:00 pm

I know you are pushing Kudos because you need to get paid, but why should I give them my credit card information? I've never heard of them before. How do I know they aren't going to scam me or get hacked?

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Michael Donato July 27, 2022 - 1:41 am

256 bit encryption

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kinglyfe da p July 27, 2022 - 1:43 am

I do alot of online shopping for my business wat would be a good card for me

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Alan Greenberg July 27, 2022 - 2:39 am

USBank Cssh+ card not mentioned ??? (2) 5% cash back on your choice categories.

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Spencer Johnson July 27, 2022 - 2:41 am

Love this kind of video. Tinkering with credit card setups to get the most value possible is what makes the credit card game fun in my opinion! Great video Ben.

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Alwin Thomas July 27, 2022 - 2:42 am

Love this! Would really appreciate a Quarterly update so I can update my Credit Card Excel Sheet on potential future cards. 🙂

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collin carroll July 27, 2022 - 2:56 am

I would say the best cash back grocery card is the citi custom cash if you just delicate it to grocery. 5% no fee

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Boss Weapons July 27, 2022 - 3:33 am

Awesome video Ben! but personally I like a setup that I don't have to think about too much. "set it and forget it" is my motto! I have one card for 4% on reoccuring bill payments (no cap), one for 5% on all dining, cafes and groceries (year round, 30K cap) and one for 3% on all travel, petrol, and streaming services (no cap). All of my cards do have a "default" 1% catagory for everything else, so I can use whatever. So I'm getting 3-5% on the vast majority of my purchases, with zero effort

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Nicole Cook July 27, 2022 - 4:16 am

But with the Bank of America card is there a spending limit? I have been tempted to move my money there to get the extra rewards but don’t know if there is a spending cap.

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MD HOMAYON July 27, 2022 - 6:07 pm

Nice video

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MD HOMAYON July 27, 2022 - 6:07 pm

Cames video

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Tyler Rispoli July 27, 2022 - 8:40 pm

Amazon Prime card is an underrated work horse card. The multiple quarterly offers of 3-5% back in certain categories is crazy for no annual fee

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Ramon Torres July 27, 2022 - 9:49 pm

My discover it card is my work horse card right now. According the rep, I could stack my targeted offers. So currently receiving 5% cash back at grocery stores( till aug.31)and 3% on all purchases for 6 months, plus the rotating categories. Amazing rewards

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Deven G July 27, 2022 - 11:31 pm

My gold card is definitely and always been my work horse card all year round

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Alexstrikz July 27, 2022 - 11:36 pm

Great vid!

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drag0n4ever July 28, 2022 - 3:59 am

You forgot to mention the Altitude Reserve from US Bank. The 3% back on all mobile purchases makes this one of the better cards. Most places these days accepts mobile pay now, so this effectively becomes a 3% cash back/points card.

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Christine Galvan July 28, 2022 - 2:28 pm

Can I still qualify for a credit card if I have great credit but no income because I don’t work anymore but I have access to my husbands earnings ?

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Karen Katherine July 28, 2022 - 7:30 pm

Every financial requires patience. The Market has been pretty bad until today it decided to surge. Everybody have Practically been Crying then It kept dipping. That's what you get when you feel you can navigate the process on your own. Big thank to JOSEFTRADE, I'm not bothered with how bad the Market is because my assets are insured due to his advice and I still receive my profit. from 2.4BTC to 9.5BTC

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Dave Martinez July 28, 2022 - 11:58 pm

You said it right from the start the gold card. That is my Workhorse I am not interested in cash back because I could get more value with Mr points. I do have the MS Platinum Card for my travel but as interest rates go up my value goes down.
Thank you for the video it was very informative

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TimeToGetIntense July 29, 2022 - 2:20 am

Amex Blue Cash Preferred is really more like 4.4% after factoring in the $95 annual fee due to the max spend of 6k/yr.

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Mr. Berry July 29, 2022 - 4:02 am

For cashback cards,

Car gas: Citi custom cash for 5% cashback on car gas ⛽️.
Groceries: 3-way Tie between Amex Blue cash preferred, Capital One Walmart Rewards, and Chase Amazon Rewards Visa.
Dinning & Entertainment: Capital One Savor
Home Utilities: US Bank Plus
General 2% card: Sofi Mastercard.

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CONTACT MELLEY_HACKS ON TELEGRAM July 29, 2022 - 10:15 am

THANKS FOR OFFERING YOUR SHOULDERS WHEN I NEEDED ONE BUDDY I DIDN’T KNOW HOW TO EXPRESS MY GRATITUDE TO YOU… I CAN ONLY PRAY GOD BLESSING OVER YOU

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