BEST Grocery Credit Card: Amex Blue Cash Preferred VS Everyday Preferred? – Waller’s Wallet

by YouTube Team

When it comes to grocery credit cards, two popular reward credit cards are are the American Express Blue Cash Preferred and American Express Everyday Preferred. But which of these American Express credit cards is going to be the best option for you?

0:00 – Start
1:02 – Sign Up Bonus
2:19 – Earning Rates
5:04- Annual Fee
5:28 – Redemptions
7:01 – Downgrade paths
8:10 – Other Benefits
8:32 – Which Card Is Better?

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29 comments

Dannee Boy August 22, 2020 - 5:04 pm

D in the Superman shirt <3
#FlexGameStrong

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Dannee Boy August 22, 2020 - 5:06 pm

Congrats to u and the family, D.
I hope u gave him a “D” based of name. Haha <3

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ezioaltairac August 22, 2020 - 5:16 pm

Congrats on the baby! And also the shirt swap too.

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thejokerspeaks August 22, 2020 - 5:18 pm

I had the Blue Cash Preferred for 2 years, and failed both times. Year one, before Amex cracked down on gift cards, I accidentally spent 12K in grocery. The next year, with Discover and Chase Freedom's help, I overcorrected, spending just 3K. Much happier with the Gold Card.

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T Do August 22, 2020 - 5:26 pm

Does hard pull on mortgage credit application count against chase 5/24 rule?

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Mondragon Reports August 22, 2020 - 5:33 pm

I’m not a fan of the Blue Cash Preferred due to the cash back not being able to be transferred to a bank account

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R G August 22, 2020 - 6:16 pm

I got the AmEx ED last year, and got an upgrade offer this year. Both were 25k points. EDP has been earning me lots of points on my grocery spending. I'll probably max out the $6k in grocery spend before EOY even though I just got it in May.

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René S. Shabastari August 22, 2020 - 6:21 pm

$6000 yearly works for me just barely because we drop a good amount at Costco

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Neno August 22, 2020 - 6:53 pm

Blue cash preferred is great for single person like myself; I do my meal prep and love cooking healthy strong meal & stay tight. Nothing like preparing your own meals healthy and clean and save tons of mula. Unlike restaurants overrated!!

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Be True To Yourself August 22, 2020 - 7:33 pm

Now that you have a new baby, is your credit card strategy changing? Costco instead of mr points? Or more emphasis on food instead of travel?

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rashadturner1 August 22, 2020 - 7:53 pm

The American EXPRESS Blue cash everyday preferred is so awesome and has a better offer with the grocery perks. With 6% u can’t beat that!

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jordan23ww August 22, 2020 - 8:47 pm

Great video! I got the Blue Cash Preferred in April! So far it’s working perfectly for me and my family, especially with the increased spending on groceries and all our streaming services! The BCP is my 1st Amex card. I’m currently running a cash back setup!

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Last Prophet August 22, 2020 - 8:56 pm

Curious what's the change with the incognito tab seeing this pop up on multiple channels?

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Dax Jauhola August 23, 2020 - 3:53 am

The blue cash is my first reward card, have had it about 10 years! I have upgraded it to the preferred and then downgraded a few years later. I usually find cards that beat it in grocery but it’s a solid backup. Recently have been using Hilton aspire with increased bonus, chase freedom category. Most recently have been doing cash app for 10% boost.

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Handlez August 23, 2020 - 8:35 am

I want to know who is using these cards for non-category spend.

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WanderingDoc August 23, 2020 - 8:35 am

Congrats on the baby!
Just came to say that. I spend only like $1000 a year on groceries lol. Everywhere I've lived from Hawaii to Korea, eating out was the better option.

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q n August 23, 2020 - 1:37 pm

Best No-fee trifecta for groceries cb.
5% for first half of the year using Discover IT and Chase Freedom.
3% for second half of the year using Amex BCE.

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The Credit Savage - Credit Coach August 23, 2020 - 6:58 pm

Which is better?? The Chase Freedom is better. 5X on groceries up to 10K. No AF and 15 months of 0% APR. I even made a video about it

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GoMinivan August 24, 2020 - 5:44 am

Hey Dustin, I'm loving the content. You really give great value. Can I hire you for one hour? Need to skip as fast as possible and ask you all the tips and real calculation. Zoom? What's your hourly rate?

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Joseph Paine August 25, 2020 - 2:46 am

I enjoyed this one. I'm going with the everyday preferred. I need as many MR points as I can get. Take care Dustin and keep that baby safe!

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Joe Prencipe September 6, 2020 - 5:42 pm

Amex wants people to get into the Travel ecosystem unless they’re doing MS. In which case they will be shut down.

Membership Rewards are meant to be irritating to redeem. AMEX Travel is WAY better than the Chase portal so MR value are going to be consistent.

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zexin lu September 6, 2020 - 7:41 pm

Please don’t use a credit at a grocery store since many items have 1-2 percent profit margin

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Ronald Matters October 15, 2020 - 9:12 am

I joined MaxRewards.

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Multi Meter November 8, 2020 - 5:33 pm

Looking into the BCP and eventually the gold and plat. I'm military so exempt from annual fees. Idk much about amex's points, but I know chase points are pretty good.

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Mr. Berry November 27, 2020 - 2:17 pm

For non-travelers, Amex BCP wins every time! However, for travelers Amex Gold is the undisputed champion!

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Rodriguez Hudson January 1, 2021 - 12:53 am

What's the best credit card for Walmart supercenter and Costco in Sam's club and restaurants and gas purchases

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BRC February 5, 2021 - 4:42 am

This guy makes talking about credit so fun.

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ZX- WES February 22, 2021 - 8:03 pm

If you had platinum and gold what would be your last card for the trifecta?

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Lu July 15, 2021 - 12:22 pm

Just upgraded my everyday to Preferred card for 40,000 points sign up bonus…

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