When it comes to hotel credit cards, the Marriott credit cards can provide a lot of value. For some, they could be the best hotel credit card available. The Chase Marriott Boundless credit card has great benefits for low annual fee hotel credit card, but does the Boundless credit card have enough to keep up with Marriott Bonvoy Brilliant credit card.
00:00 – start
00:49 -sign up bonus
2:09 – earning rates
3:03 – Annual Fee/ FTF
3:31 – redemption options
4:36 – benefits
8:16 – which is better for you?
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33 comments
1st?
Love second place!
How can I know if I’m 5/24?
My vote goes to the Chase Bonvoy Boundless for the bonus, and to the Amex Bonvoy Business for the best spend categories (4X dining, 4X gas, 4X wireless phone, 4X shipping) 💯🥇💳 Great video man! Solid tip about the Ritz-Carlton upgrade path 👊
The boundless 250,000 point offer is insane! Chase 5/24 really holding be back from reaching my full potential haha 😭😔
You can’t compare these two it’s like apples to oranges… if anything ritz Carlton > brilliant
Amex Plat + BoA Cash Rewards is my setup.
Another great video 💪
You can't get both Marriott card at the same time correct? Only one or the other?
In addition to offering an upgrade path to the Ritz-Carlton card, the Boundless offers a downgrade path to the no-annual-fee Bold if you don’t want to pay an AF anymore but still want to maintain the credit history.
Good comparison and summary.
I would definitely consider the Amex brilliant card if they offered more points per dollar
GREAT IDEA ABOUT RITZ-CARLTON UPGRADE!
BINGO – I earned 110K points so far this year with maybe 10K spend and only 75K SUB.
bc I got targeted for extra 15K on $1000 before 12/31/20. that is probably NOT a promo we’d see from Chase.
I already the AMEX Marriott that used to be the SPG AMEX. Tempted to get the Chase Marriott Boundless for the nights. Night sure if I will get to use them because of lockdown.
The thing I struggle with these days with regards to the hotel programs is, how to use the free nights certificates. Certificates will expire after a year… With the pandemic it becomes much more uncertain if or when I can use the cerificates… With Marriott, I currently have 4 Marriott certificates and 1 of them will expire in March next year but I'm not sure if I will have an opportunity to use it by then.
The biggest game changer in my opinion would be to make it so Free Night certificates earned during the pandemic do not expire. If they don't do this, then I'm not sure the 5 night signup bonus is worth it… I would rather have half the points that I can use whenever I want than 5 nights that might expire and force me to have to try to book a trip when we don't know how safe it is for the family…
Boundless all the way. I pair it with my Amex Platinum.
Is it worth canceling my Amex Bonvoy 95 annual version then apply to the Chase boundless after 30 days? The free 5 nights 50k per night seems a sweet offer.
Neither, the Bonvoy Business from Amex is the best because it’s the best after the bonus is earned. 4x on Dining out, Gas, and Phone bill is the best way to earn Bonvoy long term. You also the 35,000 annual free night. The others are basically sock draw cards after the bonus. Enjoying the 10x dining out and gas right now is even better but available on all the Bonvoy cards.
Get the chase personal Bonvoy 15 annual night credit + the Amex business for 30 annual night credit. Easy path to platinum and even titanium status.
I would get the Boundless card for the sign up bonus then just cancel after a year. I'm actually team Hilton all the way. Take care Dustin and keep the family safe!
The appeal of the Ritz-Carlton card has definitely faded for me. Visa Infinite portal getting removed sorta killed the super power of this card. The 35K certificates are easier to use for value abroad. The 50k ones are a little trickier with all the peak and off peak stipulations.
What about the amex biz Marriott vs Chase boundless?
I have the Bonvoy Boundless. It suits my needs particularly with less travel happening now. I just used my annual free night and points for a weekend getaway.
I don't think I will ever be able to get a chase card due to 524.
I'm kind of don't want to have to pay large annual fees personally. So that makes me partial to the Boundless. I think if you're like me and you are playing Chase and Amex right now, you can benefit from having the Boundless with the lesser annual fee, but you can transfer both UR and MR points to Marriott Bonvoy points and get some solid redemptions. I think that will ultimately be how I play the points game. Just feed my points to Marriott points for travel.
Don't think the 3 points on airfare and dining makes sense on the Amex. With Marriottt points worth less than 1 c/p it is not a good dining/airfare card. So I consider their earning rates the same (6 pts at Marriott and 2 pts everywhere else).
The Marriott point earn rate on Marriott spend is actually higher with the Brilliant card because you get the Gold Status so you get an extra 25% on points. The way I see it the Brilliant card is a $50 fee as long as you would normally spend $300 at hotels each year anyway. Then it is a question as to whether the fee covers that 50k redemption rate vs 35k. You do definitely need a visa or MasterCard as well so would not get an AmEx as your only card though I have only had a few times where it was not excepted in my travels. Though if you do any trips at high demand times it usually is in my experience worth it to have that 50k certificate vs the 35k certificate. I have had the card about 5 years now and have yet to have a year I am not able to use the reward night for a night that the rate would otherwise be at least $600. It also makes a big difference for getting the locations that are most convenient for you because downtown locations are often in categories (at least during on peak) that are outside of the 35k certificate. Where with the 35k certificate you will have to stay further from your destination and arrange travel to get away from your hotel. Just my experience, the calculation is different for everyone and depends on the credit card stack you already have and are interested in and how you travel. The best feature of the Gold status though for me is the 2 pm checkout, this can be very useful especially if you are staying at a different hotel the next night somewhere you don’t have status and can’t check in early at, then on the other side early check in if you stay at one the night before you don’t have status at. Went to Aspen over the New Year and stayed at St Regis first 2 nights then transferred to a Hyatt Destination so i was able to get late check out at St Regis and head right over to the Hyatt then after 4 nights there we transferred to the Westin Snowmass and got early check-in there which was great because Hyatt check out time was 11 am. Used 2 50k anniversary certificates at the Westin Snowmass where the rate was over $600 a night. You also have to consider the path to lifetime status with any of the Marriott cards that offer elite nights, which a lot of people may not stay enough to get normally but to get life time gold you need 400 nights and 7 years of the Gold status. Well once you have the card for 20 years you would have 300 nights just in the annual nights then 20 of the free nights so you would only actually have to stay 80 nights during that time to have that lifetime status. I mean I would not do it for that reason as you never know how things could change but if you are getting a card anyway it is worth considering at least depending on your situation and how you travel.
I have the ritz Carlton card. Since I acquired it, they took away the flight discount portal. I see on the website that they have changes and improvements coming up. I am currently waiting to see if those changes improve the current card. If the changes are not favorable, I am thinking of downgrading to the $95 a year card.
I just got an offer in the mail, but I'm already over the 5/24…i think yhey do it on purpose business tactics.
Anyone willing to share credit card limit on their boundless credit card?
thanks for this video
Great video but I think next time put up the pictures of the cards for us that don’t know which is which. Other than that great informative video
This is very helpful.Just got my Brilliant card with updated better offer.