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When it comes to reward credit cards, Chase Ultimate Rewards are considered one of the best rewards. They have great credit cards, like the Chase Sapphire Reserve, Chase Ink Preferred, and Chase Sapphire Preferred. But, Chase has really tightened their applications, most notably with the Chase 5/24 rule. There are other rules and considerations when it comes to applying for Chase credit cards. Here are the Chase Application Rules you need to pay attention to.
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45 comments
I have a friend thats interested in doing a version of the double dip. Ill send him this video as a warning lol
Btw I love the different locations you’re doing with the recent videos!
Be honest Dustin: was anyone giving you weird looks as you were filming this in the middle of the city? 😁
I’m at 4/24 with a Chase Quadfecta (2 personal and 2 business cards). Debating whether to get another Chase card (at this time, there aren’t any Chase cards that interest me), look into non-Chase cards, or take a break from applying for any cards at all.
Where are you traveling right now?
I heard that charge cards don’t count
I am out of 5/24 jail December 1st and will be looking at the CF Unlimited
We are lucky b/c we have not gotten close to 5/24 rule…good info
Socks you can't have the reserve and Sapphire chase card at the same time!!
I was over 5/24. I had applied and was shut down. Then I received a just for you offer on my mobile app. I got another chase card. 🥳
I will be under 5/24 on November
Hey Dustin. I’m over my 5/24 by many personal cards. I’m going to start a real business and wanted to know that if I go into a chase bank and bring all my documents of business, is there a chance that they can approve me on a ink business card?
I have 6 chase cards just got under 5/24 at 4/24. I'll start working on their business cards can I get all three ink cards?
Awesome, helpful video! Do this for the Amex revolvers…cause not everyone gets cli’sat 61 or 91 day marks. I enjoyed this video.
Hey good tip on requesting to have Chase review requesting to honor an increased bonus. Called them because I got the Freedom when it was $150 or 15000 Chase points and it went up to $200 or 20,000 points 🙂 Looks promising and had no idea I could do that so that was great advice thanks! Otherwise I had found out being an authorized user counts against 5/24 rule so we hit it faster than we expected to 🙁 Going to check to see what our options are.
I'm LOL/24
Over 5/24 with 3 Chase cards, won't be under until April, I plan to apply for all the Chase biz cards next year with about 3 months in-between each application. Haven't applied for any new cards all year so missed a few good sign up bonuses, contemplated giving up on getting new Chase cards in the near term. But the combined 180k UR points from the biz cards is just too much to pass up
GREAT VIDEO ☺👍📹
Nah, I'd rather have amex and I like the benefits and service of amex
I’ve applied for my CSR in branch and the banker told me right away , “ looks like you’re pre approved for a card”. I was worried that I would hit a bump in qualifying due to getting an Amex gold and Apple Card 2 weeks prior. So now I’m at 3/24. I’ll go for the platinum Amex next and then ink CIP.
7/24
Average should be 120 days for all personal cards. With the current rules you can churn on a 120 average, on a four year no risk cycle, indefinitely.
Does getting a loan count as a "new account" under the 5/24 rule?
You talk about money and credit. But you don’t say how you make money. It can’t be from this channel as you don’t promote anything but banking. Do the bankers pay you?
What if I’m an authorized user on a csp card and want to get the csr? Would that alone get me rejected?
I like this format a lot man! Everyone films videos sitting down in their house or apartment. Simple change but this is awesome haha
I'm at 2/24, one being a chase sapphire. Planning to wait 6 months & get a chase business card.
I'm on 4/24. I just started banking with chase. I have the chase slate to do a transfer balance then I'm getting the Freedom Unlimited card. I'm already pre-qualified for it
Got the chase freedom bonus 2 1/2 years ago and cancelled the card last week. How long should should i wait to apply for a new freedom for the sign up bonus?
I think im at 4/24. My strategy is to get ink unlimited or ink cash
@Dustin! Can I apply for a chase business card with the offer I received through email, even though I’m over 5/24?
I'm currently at 18/24, so needless to say unless I get a just for you offer on the Chase app/website it will be a while before Chase cards will be an option.
I believe the credit police is after this guy.
What’s going on Dustin I had a question for you if you cash out your points with the platinum Charles Schwab card do you get taxed on that money
You know how I feel about Chase. But, I will grab their cards in the future for sure. I am hoping for a Sapphire refresh. I enjoyed this one Dustin, even though I am not a huge Chase fan, I learned a lot. Thanks again for all that you do. Happy travels and take care.
I only have CSR and freedom unlimited, then got 5/24 since got more cards from Amex
Thanks for the informational video Dustin but if I had a Chase account closed about 10 year’s ago (charge off) would it be safe to try to apply for a new Chase Card now?
I'm 0/24. I will have had the Chase Sapphire Preferred for three years come 2020. Waiting for my FICO to get back to 680-700 then will open a business checking account and try to apply for a Chase Ink (business) card and a Chase Freedom (personal) card in-branch. Haven't decided whether to downgrade my CSP to a Chase Freedom Unlimited and wait for the 48-months to run, or just upgrade my CSP to a Chase Sapphire Reserve. I have been holding off from applying for Global Entry until I get the CSR.
i just received my first non co-branded Chase credit card two weeks ago. I have the CIP. I will apply for the CFU in January or February of next year. I'm currently at 4/24. The two co-branded Chase cards I have are the IHG Premier and the Amazon Prime.
Hi there, are you serious about how chase will match a a bonus if it’s within 90 days? I applied for the freedom, got my multipliers worked out and made all the minimum spend. However, my reward for meeting msr was $150 or 15k UR pts. I’ve looked at the updated offer and it’s now $200 cash back.
What’s the best way to go about asking/getting that reward matched?
I’ll be under 5/24 next summer. I’ll be applying for the Hyatt card and an Ink business card.
Would it be a good idea to apply for the chase ink business & also the CSR say 2 weeks apart or should i wait the 30 days?
Thanks for the explanation of the 5 24 rule. I’m at 4 24
Any tips for the in branch process as a sole proprietor of a business? At 6/24 as of last week.
Can you do one for capital one I think they have that 5/24 too
If I just got approved for Businnes prime America credit express card does that counts for 5/24 if I have 4/24 right now
I have a question about the Chase 2/30 rule. I applied for a Chase business card on 6/2/21. The application was approved about a week later, around 6/7. I received it about a week after that. Now, I'd like to apply for the World of Hyatt card. If I apply tomorrow, 7/3, that will be 30+ days after the business card application on 6/2. However–is the relevant date for 2/30 the date I applied for the business card (6/2) or the date that application was approved (around 6/7)? Can I apply for the Chase Hyatt card tomorrow, or do I need to wait 30+ days after they actually approved my last application? Thanks!