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Having an Ultimate Reward strategy is important to earning a lot of points. Chase points offer a lot of value and if you are new to the credit card game, there are a few things to keep in mind when it comes to Chase credit cards, like the 5/24 rule. But having a Chase strategy can lead to more points and more traveling
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21 comments
Unrelated to the video but… were you able to connect your Barclays Aviator to Mint/Personal Capital?
Love the chanel. Do amex and Citi business cards count towards 5/24? I'll be at 4/24 next month and definitely getting the CIP and amex and Citi business cards if it doesn't count towards 5/24.
Real method. CSR ASAP. Keeper forever. Why? Chase’s top personal credit product and so chase will want to give you there other products easily with higher limits. Get to CSR ASAP. First obvious step for everyone with chase.
Always step 2 after always step one. Ink preferred. Why? Anyone who’s not a muggle debt skave needs to pointe from online advertising. The rest of the muggles don’t count ever as they are not financially astute and are just Debt slaves with no ability to operate outside of their muggle training.
Step 3 of course would be the ink unlimited.
Step 4 obviously is another ink preferred.
Step 5 is then more situation oriented but these would always be the basic steps.
Of course there might be mini steps like getting a bank account and a freedom personal card depending on the personal credit score.
Pretty obvious
Hi Waller! I am just became 4/24 but when I applied Ink cash it is rejected due to 5/24. I went to Chase and ask if anything has been qualified and they said no. What should I do just wait until 0/24? Kinda want to get CITI AA but I really want to get all Chase ink first
My goal this year is to finish off 5/24 cards for my family while preparing for a trip to Taiwan/Vietnam in early 2021. Wife's 3/3 for Ink @ 3/24, I am 2/3 Ink @ 4/24. My mom, the player 3, is 0/3 Ink @ 4/24 (but will receive the Southwest Companion Pass at the end of this month!). Since we already have a United card in the household, we'll probably fill up the rest of the slots with hotel cards, mainly Hyatt.
I definitely want to add a few more Chase cards. All 3 Ink cards and the World of Hyatt card are on my list, but I don’t know if I’ll be able to add all 4 this year. Hopefully at least 2 of them.
Great overview of Chase cards Dustin.
I just got my CSP with a credit score of 670 so I’m excited to hit that bonus then I want to get the CIP if qualified. Question, can you use the CIP for personal use?
FoSho
So I can apply for the ink cards even if I’m like 10/24 right now and have a 800 credit score
I'm at 4/24 and once I have the Ink Preffered I will have every card that earns UR points!
I'm waiting for the CIP and WoH next summer.
This was very helpful Dustin. I am waiting two years to get all the inquiries off my credit report, then maybe I'll apply for my first Chase card. In the mean time, happy travels and take care!
I’m at 3/24. I may go for one of the Southwest cards or the Hyatt card.
If I am over 5/24 but recieved a mailer for pre approved on CFU, will I still be denied or is this a way around it?
Does upgrading from the CSP to the CSR count toward 5/24? I'm at 4/24 now, and want plan to upgrade by CSP to the CSR when I hit a year with the CSP so don't know if I should wait to get other cards until I do so. My guess would be no, but don't want to mess this up.
Chase is stingy on their business cards. I got a CSR with no problem, applied for the ink cash and had to call the reconsideration line and got approved, then I applied for the ink unlimited and they denied me. I tried having them lower my credit on another card and they still said no. But a month later I applied for the freedom and was instantly approved. 🤷♂️
Hey Dustin. If we sign up to your patreon account, will that get us quicker response to credit card questions or specific challenges in redeeming points? Thanks.
I have a 763 credit score and never had a chase card, which card should I start off with it? I was thinking one of the sapphire
If I'm at 5/24 limit, will a chase ink business not be approved?
I got the CSP in early June, waited till about a week ago (50 days) , applies for the unlimited preferred and was denied 🙅♂️. Luckily I was able to chat up the reconsideration line and got it over turned 😅 but looks like I’ll be waiting a good few months before going after those business cards . Until then, I can soak up 5x on groceries