Chase Trifecta: Still Worth It in 2021?! – Ask Sebby

by YouTube Team

Is the Chase Trifecta still worth it in 2021?
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#ChaseTrifecta

Timeline
0:00 Chase Trifecta Overview
03:09 Benefits of the Chase Trifecta
05:38 Cents Per Point Valuation and Comparisons
06:55 Redemption Example
07:54 Disadvantages of the Chase Trifecta
09:30 Is the Chase Trifecta Still Worth It?


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31 comments

MerBad April 23, 2021 - 2:08 pm

Love your content! So if you get these cards (unlimited and preferred) within a few months of each other do you not get the bonuses on both chase cards. Or is that one bonus for 24 months on the same card?

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choreomaniac April 25, 2021 - 5:40 pm

Could you just simplify to CSP/R & Flex?isn’t he only loss a .5 percent on everything? But then you only have to carry one card and use the flex to buy gift cards quarterly.

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Eliud Perez April 26, 2021 - 6:17 am

Hopefully someone can help… If i have the chase trifecta with the CSP where can I downgrade to?

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John Wick April 28, 2021 - 3:56 pm

trifectas are so overrated, don't fall into this trap
I've watched many reviews and being loyal to a certain bank does not work best…. you need to understand what card works best with what category and use that…. for me

AMEX Platinum – international travel for 5x
Sapphire preferred – car rental for primary insurance and welcome bonus
US Bank Altitude go – 4% cash back on all dining
Barclays Jetblue plus or Chase Southwest – for domestic travel
Hiltons Honors surpass – for staying at Hilton hotels on a gold status and weekend certificate
Chase Freedom flex – for everyday spending
Ink business preferred – ideal for overseas purchases (Rolex, jewelries, etc)

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artraft May 4, 2021 - 4:22 pm

Remember that Freedom cards are “No” design. The premium tiers are “Yes” design

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James Moore May 8, 2021 - 4:45 am

Good thing is when I apply for the unlimited or the csp I will be at 2/24

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John Wilson III June 7, 2021 - 1:31 am

I appreciate you doing this video. Good knowledge. 👍🏾💯

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Amanda Fischer June 12, 2021 - 11:57 pm

So I’m new at this—would the idea be to apply for 2-3 of the cards all at once? How do you downgrade the CSP to one of the others if you already have them?

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Es Gee June 14, 2021 - 11:22 pm

2 things to be very careful with chase travel: 1. for some itineraries (I've noticed for many hotels and also many international flights esp domestic international e.g. uk to mainland europe), the rates shown to you on chase travel are much higher than on competing OTAs or directly from merchant (sometimes as high as 25% more than rate shown on competing OTA). 2. getting a refund, even where protected by consumer protection laws in your country (eg US DOT rules for cancelled flights where flight originates or terminates in the US), getting a refund of your ticket value in points or cash will require filing a complaint with the relevant government authority. One additional note is that changing a ticket booked through chase travel requires a call to them. Can't do it in-app or on web or by chat.

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hisham qaddura June 17, 2021 - 4:40 am

Can I upgrade the preferred to reserve bc the preferred has the 100k special now

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Traildisc June 17, 2021 - 6:19 am

The sapphires are torque converters for the freedoms

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Dmitry V. Malinkin June 19, 2021 - 3:47 pm

Why are you ignoring Chase Ink?
Include CI card and get 5% for internet, phones, cable, office supplies, 2% for gas.

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one swell foop June 22, 2021 - 9:05 pm

Chase's rewards customer service is dogshit.

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Terrance Steiner July 6, 2021 - 8:49 pm

FYI. I have a Flex with 5x in groceries the first year. I can confirm that the grocery Q3 quarterly category is in addition. I used it at the grocery store and got 9x! 1x + 4x + 4x.

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tewia July 26, 2021 - 7:57 am

If you have chase freedom unlimited and sapphire preferred, what purchases would you use your sapphire card on? The freedom unlimited has better rewards when it comes to travel, dining, and all other purchases.

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Cody Jeralds July 27, 2021 - 3:31 am

Can I apply for the Freedom Flex if I have the original Freedom card? i.e. can I have both at the same time?

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Kristina A. July 28, 2021 - 9:13 pm

After going through a legit 6 month analysis paralysis (lol at the example you gave in another video which b/c that was definitely me) I finally applied and was approved for my first Chase credit card. Thank you so much for your help!!! Definitely subscribed to your channel <3

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niming2000 August 5, 2021 - 7:07 pm

check your chase credit card frequently, chase bank will steal your money silently called 'purchase interest charge'

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Gabriela Barker August 12, 2021 - 5:37 pm

LOL it’s funny that you bring up the LabelMaker, that’s the exact one I have and that’s exactly what I do with my card

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Gabriel Ayon August 20, 2021 - 2:23 am

what if i accidently got the slate card

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BHFFS August 20, 2021 - 8:47 pm

For the points I earn on the freedom cards, am I supposed to transfer those points onto the CSR to get the most benefit? Or just use them on the freedom card's rewards portal?

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jamaalb966 August 25, 2021 - 11:26 am

I’m thinking about adding a third card so I’m thinking about chase freedom flex or the Amex blue cash preferred. I currently have the CSP & Chase Boundless Marriott, what do think about this add?

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Nick McGhee September 7, 2021 - 4:08 am

Ok so which cards do you use for which purpose? And which Card should I get first, since all I have is a college card with another institution?

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scott boyd September 9, 2021 - 3:29 am

Card match link broken

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Lena Smith September 13, 2021 - 1:54 am

Thank you Sebby!! There's lots to learn. I had no ideal parking is in the travel category. I have to pay for parking for work for I will definitely use the card with the most return.

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Taina Malave September 26, 2021 - 5:18 pm

Which card out of these 3 should you get first? I’ve been wanting to get the chase trifecta for awhile now

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Nevan123 September 29, 2021 - 5:33 pm

My banker told me I couldnt have a Freedom unlimited and Flex open at the same time. Is that correct?

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Amy Toure October 2, 2021 - 12:33 pm

This is going to be my first credit card ever but I’m still confuse in getting either the flex or the unlimited

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Gavin Ng October 3, 2021 - 2:42 am

If i downgrade from the CSP to freedom unlimited, do I get the welcome bonus from freedom unlimited?

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Brand Execute October 12, 2021 - 4:16 am

Hey? Why does chase keep asking for my full social security number and mother’s maiden name each time I call customer service? Makes me super uncomfortable! Is this normal? I’m not used to giving my full social on the phone and I got the freedom unlimited.

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Chris M October 13, 2021 - 2:57 am

I have the Chase Freedom and its no longer offered. is my Freedom card the CFF now?

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