CONFIRMED: Chase HAS Relaxed 5/24 Rule on These Cards… – The Credit Shifu

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The Chase 5/24 Rule seems to have been relaxed for some co-branded cards including the Soutwest Airlines cards, the Amazon Prime Visa Signature card and the United Explorer card.

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29 comments

Mike Goodwin December 7, 2021 - 4:01 am

I'm at 6/12, looking at about 13 months to get back under 5/24. But I'm holding out for a CSP.

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Yan Luo December 7, 2021 - 4:53 am

I got declined for flex with 0/60, fico 815, nearly 0% utilization and 12 years of credit history (8ish with chase: prime card, checking, auto loan which is nearly paid off) and they didn’t give me a clear reason …

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Linked....recommended webdack on telegram December 7, 2021 - 5:56 am

Kudos to him ☝️☝️☝️☝️he help me with ☝️☝️my credit card with high balance and walk me through all steps

Reply
Linked....recommended webdack on telegram December 7, 2021 - 5:56 am

Kudos to him ☝️☝️☝️☝️he help me with ☝️☝️my credit card with high balance and walk me through all steps

Reply
Mike Athony December 7, 2021 - 6:00 am

I just received my chase credit card last week, after being denied for (5) years. I always was past 750 credit score each time. This time with a 793 Fico score (9). I got the chase unlimited for (3) grand starting. To say the least, I'm very excited.

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Ngjuig1 December 7, 2021 - 6:06 am

Just applied and got approved for the Amazon prime card thanks to your video been over 5/24 but wanted this card

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Danny Arias Jr December 7, 2021 - 6:06 am

I applied for Chase Freedom Flex today and got approved for $4k, I believe I was on the 5/24 threshold so I was happy they accepted me.

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YallaHabibi961 December 7, 2021 - 6:11 am

Hey @the credit shifu, thanks for the info! I’ve been using max rewards for a while but for the past weeks chase has Been bugging, not letting me connect any account. Any idea when it’ll be solved?

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Kristian Lopez December 7, 2021 - 3:05 pm

I’m a 8/24, but just had my 2 yr anniversary with the CSR, signed onto the chase app and there were two offers for me “based on my spend.” One was for the freedom flex and one was for the freedom unlimited, not sure if it was because the amount I spend on the card (60k this yr) but I was shocked to see the offers because I’ve opened a bunch of cards this yr! Anyways, I ended up getting the unlimited and they gave me a $16,500 limit.

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Tahsin A December 7, 2021 - 3:27 pm

Update: I got approved!

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Alex Lee December 7, 2021 - 4:20 pm

Was on 5/24 before applying for the SW Priority card y'day. Was approved after calling them to confirm my personal info with a credit line of 16k!

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LeftOvers2Go December 7, 2021 - 4:29 pm

Got approved for Chase Amazon Visa and I'm at LOL/24

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Ry t json December 7, 2021 - 5:41 pm

If u have the chase prime card (and very happy with it) will you be able to keep it if they switch partners

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IG kramerhacks27 December 7, 2021 - 6:01 pm

I boost credit score,generate cpn,repair credit,source coding,tradelines and give loans. Buzz me up …. ☝️☝️☝️.. Remove hard inquiries.

Reply
Michael Meyer December 7, 2021 - 7:01 pm

Caveat Emptor! Max Rewards does not synchronize wth Chase accounts. I have been chatting with Max Rewards customer support but it is a Chase issue blocking Max Rewards. TPG is Apple only not Android.

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SamsungLG December 7, 2021 - 7:14 pm

Fun fact: Chase also relaxed the 5/24 rule on some cards b/c spontaneous "upgrades" may apply without notice.

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Aaron Taylor December 7, 2021 - 7:17 pm

Can anyone confirm whether the hotel cards are still affected by 5/24 or not?

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Jack Kroninger December 7, 2021 - 10:15 pm

I was at 6/24 and I was just approved for the Amazon card

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Korey Paul December 7, 2021 - 10:20 pm

Ready to cancel Max Rewards Gold. Not working for me…

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Milk Boi December 7, 2021 - 10:20 pm

Got denied with 740 for Hyatt and southwest

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TAREQ Islam December 7, 2021 - 10:44 pm

Yessir time to apply

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Luke's Points and Miles December 8, 2021 - 1:01 am

Data point: I applied and was denied two hours later. Over 5/24.

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tom92591 December 8, 2021 - 1:11 am

Whats your problem with synchrony bank they are better then amex in my opinion?

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The Sander Compound December 8, 2021 - 3:42 am

Im having issues now with Max Rewards not showing my Chase card data. Error I get says 'many people are having trouble logging in to chase'. Been this way for weeks. Anyone else?

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SIMESH TUBE December 8, 2021 - 3:48 am

I just approved united card 6/24

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Will Crowley December 8, 2021 - 4:49 am

I was at 5/24 and just got the Amazon Prime card. Now 6/24

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Zach D. December 8, 2021 - 5:25 am

I wonder if this was connected to amazon, maybe they didnt like how chase was denying otherwise qualified customers

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Jameel Nicholson December 8, 2021 - 5:27 am

I'm 12/24, still got denied for the Amazon Prime Visa. That's rubbish about that card being relaxed; I've applied for that card two years in a row while over 5/24 and got shot down both times. I've been picking up more valuable cards while over 5/24: Amex trifecta (Plat/Gold/BBP), Citi AA Platinum, Citi AA MileUp, Hilton Honors, Delta Gold, Air France Mastercard, etc, and don't have an issue. I'm just going to sit tight with the Chase Trifecta (CSP/CFU/CF) until something truly good comes along.

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Jay Tee December 8, 2021 - 9:04 am

I was 5/24 and applied for the Amazon Prime card and was approved initially for $5000 credit limit 2 days ago. I logged in my Chase account today and was very surprised to see that I have a $15000 limit. I'm definitely not complaining! 🙂

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