Download Mercari and start reselling your items online:
This video is sponsored by Mercari. Click “Show More” to see Ad Disclosure.
💳 See Sebby’s Card Picks:
Credit-Card Debt Keeps Falling, Banks Are On Edge article:
Timeline:
0:00 Start Here
0:20 The Credit Card Bubble
3:52 How It Impacts You
4:30 Mercari Sponsor: Resell Your Stuff
6:25 Credit Repair
8:11 Increased Marketing Spend
13:34 Investing Strategy
———————————————
Free Stocks & 💸:
📈 Get 2 Free Stocks on WeBull when you deposit $100 (limited time offer):
💸 Get 1 Free Stock on Robinhood w/ any deposit:
💰 Get $10 in Free Stock from Public:
💰 Get $10 in free BTC on Coinbase w/ $100 deposit:
🛍️ Get a $20 Bonus after spending $20 at Rakuten:
🎥 My Entire YouTube Camera and Recording Equipment:
———————————————
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available
—————————–
Follow us for updates:
YouTube Subscribe:
Newsletter:
Facebook:
Twitter:
Instagram:
Mandy’s YouTube:
Mandy’s Instagram:
27 comments
Sounds like we’ll have ourselves some boom years ahead of us. We never learn.
Debt what’s debt lol am free of debt I have CC and I pay every week I have 34k saved
1:14 "GOOD MORNING CAPITAL ONE" YES this happened to me! I had virtually no inquiries to speak of and 730 credit score with very low utilization! They denied me on grounds of "too many recent inquiries" which was false because I didn't have any! I checked all of my credit scores with all 3 bureaus and my info was accurate. I called capital one to try to be reconsidered and they basically told me to jump in a lake. I explained everything to them and there was no one who was willing to look into my application. They just said "if that's what the computer decided then that's final." I will never do business with them! I talked to so many reps and they were all horrible!
I know these banks decline me because of my annual income and it’s ridiculous
Can you do a video for those with low spending and good credit. I find that I can't take advantage of a lot of the offers you post because I can't meet the required spend. I have trouble with a 2k spend and all the 3/4k cards are off the table.
I've literally been thinking about this exact same thing for a while now. Especially the fact that people are getting more financially educated with YouTube/internet, I keep thinking that more and more cards are going to be paid/higher annual fee and there will be a devaluation of points.
I use my stimulus check to rebuild my credit score.
Great video! I wonder if this will encourage Chase to remove their 5/24 rule? Probably not!, yet hopeful!LOL!
100k offer is back!
Let's just say no to drugs and debt
people paying off their debts and defi disrupting the traditional financial systems? banks are screwed in the long term.
So I was thinking about going after a Chase Sapphire. My credit is now at a 782. We did file bankrupty on a Chase second mortgage. Does that mean I'm probably done with them? The second was huge… about 40K. BK was ten years ago.
Is capital one really considered sub prime tho? I’d assume them an discover are in the same category… Amex chase can Be the top tier but I put those two in that next tier
Great explanation ✅
Barclays mailed me a letter explaining they added a statement credit to my canceled Uber Visa Card. 🤷
The debt has been falling because I made a video on how to get the perfect credit score without debt lol https://youtu.be/dtAzKiWMGeM
Thank you your videos I always learn something from them
In the early eighties, Capital One was just like today's Credit One, and the rest of them nasty card offers. Back then, they suckered me into their web of deceit
Capital swiping right on everyone seeing who shows up, sounds like I catfished them
Working hard to pay them all off
I pay off my cards every month, and my credit score dropped by 20 points this month . 😳
Can I assume that Cap one isn't one of your sponsors ?
Its not about education its about travel and dining. Wait until people can travel, we will go from a falling credit card debt to the highest amount in history followed by the highest default rate in history.
I’ve reported your video.
According to our Child hair sniffer in Command…credit scores are racist 😂
Hi Sebby
Can you consolidate all repeatable bonuses for all issuers so we can built long term strategy
Who are the banks that keep a “black book”. I am currently rebuilding my credit. I burned chase, bofa, barclays, and citi bank. They were all for about $2-4k. The only one who i paid in full was chase. I am definitely interested in getting back to citis good side. So, i am curious to know if they have black listed me.