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What better way than to end the year than to have some of your favorite credit card Youtubers give you our credit card predictions for 2020. These predictions range from credit card changes, to award travel, and even some devaluations you don’t want to hear. Big thanks to Brandon from @FinanceBuzz , David from @Wise Flys, David from @Travel Explore Click, Ramy from @Points Pointers, and Ben from @The Credit Shifu for being part of this collaboration, I appreciate it!
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41 comments
Too bad you couldn't get Sebby.
Great video as usual
Please do a video reviewing last years predictions. That would be cool to see what turned out to be true.
dont like the fact that your almost telling these banks what to do, im sure they have people looking at these videos, these videos pretty much tell them what they need to do next year and so on.
great video though, i just wish no banks see this video. lol
I already subscribed to most of these guys already, so great choices.
Thanks for having us Dustin! Some seriously smart people on this collab, very privileged to be apart of this.
Awesome video Dustin! Great editing work and we really enjoyed the topic. Hopefully that Chase Sapphire prediction will come true. Take care and happy travels!
Thanks for another fantastic collab! Merry Christmas and Happy New Year!
Awesome video Dustin! I do love the collaboration, but it does seem that the points game is going to be even more difficult and expensive going forward. BTW- Who decorated the tree? Great job.
I would love to see the CSR add United Club access like the Amex Platinum does with Delta.
Great Video!
I believe I agree with you where banks will enhance their loyalty bonuses for their customers that use their products or are in their "ecosystem" of products and to retain them. I also agree the CSP needs a refresh, but would be bad to see UR points being devalued. Anyways Happy Holidays and Happy New Year in advance!
FoSho
I personally dont see much value in chase cards. Definitely like amex and capital one better for earning and redemption regardless of their trifecta.
I going to follow suit with you. I think what you said makes perfect sense. I also like what Dave said from wise flys.
Great Video! Hoping for great things in 2020. We're always game for a #basic colab in the future 😉
Platinum card should add a premium dining 5 percent category kicking in at 100.00 dollars at restaurants
Fits with purpose of the card
Nice collab! 👊🏾
Damn, this might be the best video of 2019. Good way to end the year. Thanks!
I would love to see 3 things change. I only realistically believe 2/3 will happen.
1) CSR offer 3x on car gas.
2) CSP offer 2x on groceries.
3) Amex Platinum include all forms of travel for their $200 travel credit. Currently it is only incidental airline expenses.
I enjoyed this video. I recommend that you follow up at the end of the year to review which predictions occurred!
I’m pretty sure business cards don’t report to the credit bureaus so how would Chase even know about any non-Chase business cards you have?
Gosh. Everyone is so negative. Is it the end of the credit card world as we know it? Let's hope some good stuff comes to us who play the game with integrity. Great video Dustin and company.
No Sebastian or Graham ?
Hi all,
Aspire hope doesn’t get devalued. Works well w/ no AF Hilton card. Increased fee and. O benefit might negate some traffic but still a great overall card.
UR points I would say Chase needs better bonus category like gas or grocery or entertainment.
Platinum needs some category at 4x, 3x, 2x. Remove the Saks and change it to Clear. Move to the old prestige credit for airline credit.
Prestige update? Add transfer premium? Car rental? I got hosed on a hertz purchase w prestige.
Definitely Chase needs to remove the one Sapphire rule. Pair the two for a better combo and then supplement with Freedom
would love to hold newest Amex charge card and bring back other platinum cobrands
Love the hobby
Agree about Aspire Card, though it does give Hilton an edge over Marriott. Having no Chase cards, if the program gets devalued more, I'll be just as glad to have stayed clear. That BoA rewards program definitely sucked me in, at a time when Wells Fargo was opening accounts under my birth name. I would have leaned more towards a smaller bank like US, but duel loyalty and credit card boosters, won me back over.
Just subscribed…HAPPY NEW YEARS
Steptember? Never heard of that month (min 9:13)
Thank you Credit Shifu for being the only one to make predictions and backing it up with facts instead of just suggesting how credit card companies can improve their credit card.
I agree with some of the predictions. The fun thing for you to do is to do a what predictions came true at the end of 2020.
You can only abuse a system for so long before they get wise and stop the abuse.
Can't blame them
Dustin thanks again for putting together the collab, I really enjoyed doing it.
I disagree with Hilton Aspire devaluating its status. That change alone would turn it from one of the best hotel cards into one of the worse, due to Hilton's poor redemption value.
I agree that chase will continue to stagnate. JP Morgan doesn't care about accommodating the points and miles game and they make way too much money to need to care.
Although, I don't think Business cards will count to 5/24. Chase very much wants to accommodate businesses they actually do make money for banking with small businesses and they don't want to put up roadblocks for that demographic. If anything they will make it harder for people without legit business to get business cards.
Enjoyed this collab. Keep them coming!
Yes I can’t watch a single cat video without somebody mentioning 5/24
Great Video Man.
Great !! Combo.
Link up 15125220557..
I predict that Chase will update the CSP by raising the annual fee to 149 and offering a lower tier DoorDash credit, maybe 30 dollars per year. Hones, there is no incentive for them to come up with new multipliers. They know that with the 5/24 rule they will always have a new stream of people applying for their cards.
On another note, I also think they will make changes to how points can be transferred between cards. Everyone knows that the strategy to use is to have a rotation with the CF/CFU as earner cards and the CSR/CSP/CIP as the cards to redeem with. My prediction is that they will no longer transfer at 1:1 ratio, but perhaps a 1.5:1 ratio.
David is some kind of Oracle, get him back for 2021!