Travel credit card benefits offer great value and the benefits on these cards can reset every calendar year, or based on your cardmember year. And cards that reset each calendar year offer a great opportunity to triple dip benefits by applying for these cards in December instead of the rest of the year. Some of these cards include the Amex Platinum, Hilton Aspire, Citi Prestige and others. And taking advantage of these credits can provide more value when triple dipping credit card benefits
00:00 – Start
00:28 – Benefit reset dates
1:47 – Amex Platinum
3:12 – Amex Business Platinum
3:43 – Amex Gold
4:26 – Bank of America Premium Rewards
6:00 – Hilton Aspire
6:52 – Citi Prestige
8:10 – Final Thoughts
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34 comments
I just got the Platinum card! Thanks for the tips.
I didn't know about the Bank of America Premium card, even without this trick, it's still a negative effective annual fee. I've opened too many cards recently, but maybe next December I'd get this.
I hadn't thought about the Prestige travel credit being able to be triple dipped. I got it a few months ago, though I can still get the credit twice, which is $500, offsetting the annual fee, even excluding all the other benefits. I'm not sure it's worthwhile long term, but the year one value is incredible.
Thanks for the video, I'll definitely need to keep this in mind next December.
platinum in December is a must lol
I got an offer for that same Hilton card with the 10x multiples. It's the zero annual fee version though. I think I'm going to get it before the year is over.
No chase?
Thinking about getting the Amex gold since I have a targeted 75k offer. Is it possible to use the 2020 airline credit if I'm not planning on flying until next year?
How does triple dip work? How can you get 2022 credits in just one year with the card opening in 2020?
I'm surprised Amex hasn't clawed back any of those travel bank credits. I'm assuming it's fair game?
Awesome vid . Got the platinum and scrambling in figuring out how to use the airline credit
The Citi Prestige in December looks nice. Get the sign-up bonus, $250 credit, another $250 credit in January, and the hotel credit for a week long vacation. All in year 1.
Does the $250 Aspire air credit have to be split up in $100 deposits when depositing in the United Airlines Travel Bank?
Got the Aspire a few weeks ago for tuition spend. Great card, hopefully I can use it at a hilton property soon!
Probably holding off end of this year, because I'll fall back under Chase 5/24 in May if I can resist for 5 more months …
Don’t give RAT team more tools 😅
Got the Platinum a few weeks ago.
Great information as usual. 👍🏼 But my question (or concern) would be wouldn't the card issuers (especially amex!) have the option to claw back the credits used in year 3 if you try to cancel or downgrade??
How can I use the $200 air credit with Amex plat if I am not currently flying anywhere?????
Dustin, do you know of any good rewards DEBIT cards besides Discover? The fees are changing soon with paying rent for me (with the credit card fee increasing and the debit card fee decreasing).
Alternatively, does PayPal Key code as a debit card everywhere or was it just with Plastiq?
I feel like a lot of people are rooting for Citi to step their game up. Chase and AMEX are good but haven't done anything truly groundbreaking in years. Citi should put the spotlight on themselves and elevate/redesign the Prestige.
Got myself the JetBlue plus with 100k intro offer.
I want the Altitude Go and Freedom Flex. It's a combined $450 sub for $1500 spend in 90 days.
I wish I opened my platinum in mid December instead of mid November
Another great vid wall-dog ! Once we put funds into the united travel bank, can we transfer or use those funds on ANA? I was thinking of transferring my 100,000k MR platinum SUB to ANA for a Tokyo trip sometime in the future and it would be cool if I could also transfer united travel banks funds. Not sure if that is allowed.
I applied on 11/29. But just receive a statement period ended 12/11 with the annual fee. Is that normal?
That is some really good information!! The problem is we’re taking a break from getting my credit cards. I already have like 10 open
Accelerated my plans and just got accepted for AMEX Platinum/100K offer! (was planning on late Q1 of 2021)
If I'm nearing my 1st year by 3 weeks on my platinum card when should I try calling for a retention offer? Never tried it before so not sure how to br successful.
Awesome insights! I just hope the banks don't rewrite the fine print to stop this method. Keep up the hard work Dustin. Take care and keep the family safe!
Very awesome video,last week I buy the best quality one from replicaclubs..ru
I just open my plat end of November and got hit with the annual fee in this station already 🙁
Would be cool if someone plays nerdy with the different credit cards.. for example an Amex green is fir beginners, green initiatives, dinosaurs, snakes, forests, etc.
Are you sick? Hopefully not but hope you get well soon!
Citi never should have taken off the travel insurances, that made me not want to use my citi cards.
Whoever got the Gold card due to this video, you owe Dustin big time! What a good call.