CSP vs CSR: Why It Doesn’t Matter in 2022 šŸ¤” – Ask Sebby

by YouTube Team

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Timeline
0:00 CSP vs CSR
5:41 Value of Points
8:11 Key Protections
10:29 Which One Should You Get?


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21 comments

Ask Sebby April 15, 2022 - 5:51 am

5 Free Stocks from Webull w/ ANY deposit (until end of April): http://bit.ly/AskWeBull
šŸ’³ See Sebby's Card Picks: https://www.asksebby.com/go/topcards
Cash back on dining – Seated App: https://asksebby.com/seated

Reply
Alkheezy April 15, 2022 - 12:38 pm

Love when he turned into Debbie and put a shirt on his head šŸ˜‚šŸ˜‚šŸ’€ šŸƒšŸƒ

Reply
Cedric Brown April 15, 2022 - 12:40 pm

šŸ’³šŸ’³

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cjhan47 April 15, 2022 - 2:59 pm

Hyatt is so OP with chase I just did a 4cpp transfer and while the acctual value means very little because I was going to book it no matter what, it sure felt good.

Reply
PNW April 15, 2022 - 3:28 pm

Canā€™t wait for your next project, Ask Debbie

Reply
Omid Hariri April 15, 2022 - 4:08 pm

I got in with the big CSP bonus and had year 1 waived. Used half my points for hawaii tickets and likely going to transfer to a partner eventually. Then going to do AMEX gold because thatā€™s where most of my expenses are anyway.

Reply
Peter Williams April 15, 2022 - 4:52 pm

I've had my CSR for 4 years. I'm eligible for the sign up bonus again. If I cancle/downgrade, how long do I have to wait until I can get the csr again and get the bonus? šŸƒšŸƒ

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Calby Ng April 15, 2022 - 5:44 pm

šŸƒšŸƒ I like the CSR because of the unlimited benefit potential (priority pass) and higher multipliers like the Lyft & Tock multipliers.

Reply
Alex Dial April 15, 2022 - 6:12 pm

šŸƒ šŸƒ Looking forward to the collab with Graham!

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Jesse April 15, 2022 - 7:10 pm

2:50 what app is that?

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Doc April 15, 2022 - 7:19 pm

was considering down grading my CSP to a freedom card, but they just gave me a credit limit increase! was originally $5700, then i allocated $1300 from another card to bring it to more usable $7k. Been putting heavy spend on it. Then to my suprise, i login & its now $12k! šŸ˜ Thank you Chase! Guess i'll be keeping it for awhile. Plus, now i have enough credit to pc to the CSR in the future if i ever feel like it. šŸ™‚

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bigl9911 April 15, 2022 - 7:24 pm

šŸƒ šŸƒ CSR all the way!

Reply
halfthefiber April 15, 2022 - 7:42 pm

I've had the CSR for four years now and although it has served me well (I've booked three free round-trip flights and at least 10 nights at different hotels through the points), Amex Platinum and Venture X are giving it some serious competition. I am currently not leaning towards renewing it when the time comes early next year.

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Life of Ryan RC April 15, 2022 - 7:51 pm

Very good video. I. Looking to downgrade and reapply as we speak. Hopefully Iā€™m under 5/24

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Patrick King April 15, 2022 - 9:06 pm

Have no idea how to do emojis. I have the preferred, had too, 100k bonus, 1st year waived, reserve was only offering 60k no annual fee waiver. I've got about 4 years until I'm eligible for the sapphire bonus again but if I start traveling more I may downgrade the preferred then apply for a new reserve for the bonus.

A word to every out there, take all the insurance perks on any card with a grain of salt. I've filed claims with a credit union credit card and they company they outsource too is notorious for committing fraud and denying eligible claims. I can't speak for chase or amex.

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Carlos Mendoza April 15, 2022 - 10:00 pm

what's the name of the app you recommend where we can go to see what restaurants offer the most cash back for dining? I don't see the link you mentioned and you say the name so quickly I can't make out what the name of it is.

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Ximelord I April 15, 2022 - 10:00 pm

Do you have a video already, or could you talk about other alternatives to redeeming points other than the Maldives or other common spots that are great.

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E. Max April 16, 2022 - 12:48 am

Hey, Sebby, even if this is off the topic but it is possible now to direct deposit cash-back earned on Costco Anywhere Visa Card by Citi into a bank account (checking, savings). I have a screenshot, but I don't know how to contact you to send it to you. Thanks.

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Bruce Banks April 16, 2022 - 12:50 am

The card that wins is the one that has the better welcome offer. Always. šŸ’³šŸ’³

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E. Max April 16, 2022 - 12:58 am

Sebby, the 80 000 pts offer on Chase Sapphire Preferred is on again, at least for me.

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Konstantinos Points & Miles April 16, 2022 - 1:29 am

The Saphire Preferred all day long! I am transferring anyway, and the multipliers make more sense for everyday use. If I wanted to burn some cash on annual fees I would get a Platinum or Hilton Aspire and call it a day!

Reply