Every Chase Credit Card Application Rule Explained – The Credit Shifu

by YouTube Team

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💳 Ink Preferred:

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37 comments

Frank Bradford April 23, 2022 - 3:30 pm

First

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Jafar Gais April 23, 2022 - 3:30 pm

.

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Patrick King April 23, 2022 - 3:31 pm

THIRD :-p

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uplds April 23, 2022 - 3:31 pm

What does it mean when you get denied for “copy of borrowing resolution”?

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Dan April 23, 2022 - 3:32 pm

Cool, I just got the 80k sapphire preferred.

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Bhriss2001 Lopez April 23, 2022 - 3:34 pm

Let’s go !

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Jason Winn April 23, 2022 - 3:40 pm

I only use American Express (TM)

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Rotten Soul April 23, 2022 - 3:41 pm

Hey Ben how many credit cards can i apply with chase in calendar year?

Also how often should i apply for them besides the 2/30 rule?

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iltelefono April 23, 2022 - 3:53 pm

I'm 3/24 and have Freedom, Reserve, Ink Cash, Ink Unlimited, and just closed Ink Preferred. Any suggestions on next cards? Don't have any airline or hotel cards. Or get the Ink Preferred again? Very interested in Max Rewards. Thanks.

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Rotten Soul April 23, 2022 - 3:58 pm

Ben so i have a Flex card since 01/15/22
i plan on downgrading my Sapphire to a Flex on 06/15/22.
can i do that?
i got confused on the part

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Rotten Soul April 23, 2022 - 4:07 pm

What are the cons and pros of Sapphire preferred vs ink preferred?
I'm about to switch to the ink

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Rajesh Ravindran April 23, 2022 - 4:13 pm

Do freedom card have any rule for signup bonus like 48 months for sapphire cards

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Spencer Johnson April 23, 2022 - 4:15 pm

Great video Ben! Quick question. If I already have the freedom unlimited and got the bonus for that, it seems I can still apply for the freedom flex and get the bonus for that one as well, correct?

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SamsungLG April 23, 2022 - 4:17 pm

Saturday, the day of peace 🙏

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Jay Nolasco April 23, 2022 - 4:18 pm

You said you can transfer points to ink preferred, so you dont need chase sapphire to transfer points?

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Czar April 23, 2022 - 4:26 pm

I'm over 5/24 but got a mail offer for the freedom flex. I have an invitation code, not an RSVP code. Is that the same thing?

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Tau April 23, 2022 - 4:35 pm

Do it includes authorized users?

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Sam April 23, 2022 - 4:35 pm

can anyone tell me if chase flex card is a solid intermediate card? i’ve had credit for nearly 2 years now. also is it a good balance transfer card? would like a card with no interest for a few months while i find a new job

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John Little April 23, 2022 - 4:47 pm

you lost me at 5 lol since I'm 8/24 I don't have time for Chase – Amex, Barclays and Citi offering more….

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Michael Johnson April 23, 2022 - 5:32 pm

Has anyone heard of 5/24 being relaxed for the Chase British Airways card?

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TIWIKS April 23, 2022 - 5:39 pm

Great info! Have you ever gotten preapprovals for Chase cards while in 5/24 jail?

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infinitY Infinity April 23, 2022 - 7:54 pm

Ben, this is a great video, combining all the rules in 1 video. Great refresher! Can you do a video like this for all the major banks please.

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Marissa Yang April 23, 2022 - 8:18 pm

How long after applying and getting a bonus for a Freedom card do I have to wait to downgrade a CSP to that specific Freedom?

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Maria Hall ©® April 23, 2022 - 8:25 pm

Investing in crypto now should be in every wise individuals list, in some months time you'll be ecstatic with the decision you made today.

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E92 M3 joeie April 23, 2022 - 8:28 pm

I got 9 credit cards in the past year 😂 and I was still able to get the Amazon prime visa signature with a 5000 limit, I then applied for a chase card shortly after with a fico of 705 on average and was straight up denied without any processing time 😂

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Peter Williams April 23, 2022 - 10:00 pm

Hi Ben I've been watching you for a while and get a lot of good info. And fun watching the lounge and hotel visits. My questions is abt getting the sapphire bonus. I've had my CSR for 5 years. I'm ready for the 80K bonus again. How long after I down grade my current card do in have to wait before reapplying for the sapphire and get the bonus?

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Brendon April 23, 2022 - 10:19 pm

Hey Ben, have you heard about some people getting huge credit limit increases from Chase recently? I just went from $6,600 to $50,000! Freedom Unlimited open since November 2020.

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Cristian Cortes April 23, 2022 - 11:44 pm

Great video! So if my card opened in 2020 passes the 2 year mark since opening, I can be under 5/24? (Opened four other cards)

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blue jay April 24, 2022 - 12:55 am

Nice video ben I'm glad chase did away with the 5/24 rule for chase southwest cards ill pass since I got 4 cards that's over 24 months but waiting on preapproval offer that I did get in Jan.

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lol April 24, 2022 - 1:05 am

I just checked my account. I'm definitely over 524, but it shows that I'm pre-approved for freedom unlimited and united cards.

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K Man April 24, 2022 - 4:09 am

Co-branded card you have to be close 6/24….if you are 7/24 or 10/24 most likely you won't be approved.

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Nemui April 24, 2022 - 6:18 am

Does Citi have any rule like 5/24?

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Christian Kansichi April 24, 2022 - 8:41 am

You need to do this for Marriott Bonvoy cards.

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CONTACT👉MIVACLONE👉on telegram April 24, 2022 - 11:01 am

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Charles Wheat April 24, 2022 - 8:53 pm

I have a question for you if I downgrade my Sapphire Preferred card to the FreedomCard will it be the original FREEDOM that’s a Visa logo or will it be the freedom flex with a MasterCard logo?

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James Stencil April 25, 2022 - 4:40 am

Excellent video! This is very useful to navigate the complicated rules, especially regarding the business credit cards. Thank you!

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Olesya Edyth April 25, 2022 - 6:53 am

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