FINALLY! Amex Adds Most Requested Benefit (Amex Platinum, Amex Delta Platinum, Delta Reserve) – Ask Sebby

by YouTube Team

American Express finally adds the cell phone protection to select cards.
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Timestamps
0:00 New Benefit
0:45 What Does Cell Phone Protection Cover?
1:41 Which Cards Have Cell Phone Protection?
3:50 How It Works
5:33 How It Compares to Other Cards
7:15 What Would Sebby Do?

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The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available


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39 comments

wsthong March 7, 2021 - 11:34 pm

I have heard that Amex will only charge the card with highest annual fee card regardless of how many fee based card owned. For example AMEX platinum card is the highest fees of all the cards. Therefore, I won't be required to pay an annual fee for a green, gold, and others. Are you able to verify that is true? TQ

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Unk March 8, 2021 - 2:37 am

Hello Sebby, I have a question is it worth upgrading from the Amex Delta Gold to the Amex Delta Platinum or should I get the Chase sapphire preferred, I also have a Amex Platinum card. Thanks

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i love it here March 8, 2021 - 3:23 am

the wave 👋 in the beginning always cracks me up, keep up the great work sebby!

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adrian nieves March 8, 2021 - 5:40 am

Hey Sebby, can you do a video geared for airline employees since travel incidentals don't really have any value for us. TIA

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leahtronic March 8, 2021 - 9:51 pm

Hey Sebby, do you have a Discord or a Telegram chat? I wish I had a place I could ask one-off questions like “Is Thrive Market coded as wholesale?”

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Roop March 8, 2021 - 10:41 pm

i've a cobalt card and on the website it says that it has

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José The Rover March 8, 2021 - 11:37 pm

You get a like just for the Hello Kitty water gun

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kevin dang March 9, 2021 - 3:17 am

I like your new style. The visual aid is fun, I like the logic, analytical, the humor.

And slow down a notch lol. I have to watch your videos couple times to catch it all. I wonder “is it intentional?” Good information should generate a lot of views.

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Jason Lee March 9, 2021 - 2:15 pm

dang different outro music. which means I haven't watched asksebby for a while lol

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Santiago Mendez March 9, 2021 - 3:46 pm

Question!!!!… I heard this cards don’t have a spending limit, so how do they benefit your overall credit limit and your credit score??? Tks

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MercedesVirgo March 9, 2021 - 5:23 pm

This is great! I've been paying my T-mobile bill with my Delta Platinum for a long time now. Thanks for the info.

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365vacay March 10, 2021 - 1:13 pm

I read that “Eligible Cellular Wireless Telephone bill” is required, but I cannot find what carriers are eligible. Do you know? I have Visible.

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Harenton Garay March 10, 2021 - 7:00 pm

Hi hope your doing well at the time being.
What if get approved for the platinum and I know I can get the amex gold as an authorized user will I'll still be able to get all the benefits and multipliers of the gold with only one annual fee??

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DarthDaddy1701 March 10, 2021 - 7:32 pm

Thanks.

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Paul Yindeemark March 11, 2021 - 5:12 am

Wells Propel has phone coverage. No annual fee.

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captnron25 March 11, 2021 - 6:29 am

What's the deductible? That's a big factor in comparing other cards benefits. My Wells Fargo is only $25

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Pedro Munoz March 11, 2021 - 11:07 pm

Hi Hope you can help me on this question, Question on Amex, back in Nov of 2020 I got the Platnum Amex, now I'm ready for the Hilton Aspire, when tried to apply, they said I was not eligible for the promotion? I have never had any Credit cards from them in the past? And the same happend on a different Amex card? Why do you think??

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Pete K. March 12, 2021 - 9:31 pm

With Verizon I bundle my home internet and phone plan… And on autopay from my checking I save $20 a month. (possibly more iirc) This savings always surpassed any need for insurance…so I don't know if I really ever would want to put my phone on a credit card.

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Felipe Aleman March 12, 2021 - 11:17 pm

Will my phone still be covered if i only use my Amex platinum to pay a portion of my bill. I currently receiving an auto pay credit with my debit card.

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Abraham Pena March 13, 2021 - 6:36 pm

Just received an email with 100k offer for platinum with 5k spend in 6mo. I've had platinum before. The T&C don't seem to mention ANYTHING about previously holding it. Yet when asking Amex reps, they keep saying new offers are only for non-previous holders. The offer has my name and seems to be legit; when I open browser only works if I put my last 4 SSN. Should I apply and just save all the T&C documentation in case they give me a hard time later?

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V Nelson March 13, 2021 - 8:35 pm

Does it make sense to get the AMEX Platinum and the Delta AMEX Platinum?

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IllNinoAK47 Arias March 15, 2021 - 9:58 pm

I doubt you will see this but I have been actively looking at your videos for two years now and I came from 530 credit score where I could not get accepted for anything to I literally just got accepted for the Platinum card today. 🙌 I honestly couldn’t thank you enough for the huge help you have done for my self and family. You are the best thank you a million!! 📈🚀💎🙌

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FLAWDABOWI March 17, 2021 - 4:16 am

So if I drop phone and its damaged minimally I need to drop it 2 more times?

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David March 18, 2021 - 2:01 pm

Can I ask if you know. Why do you think the prepaid plan excludes me? I did that to save money. If I go with a regular plan I will pay way more in the end.

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cj junkee March 18, 2021 - 4:31 pm

Great vids Sebby, do you need all three: card statement, phone bill, and invoice, dont have invoice coz i bought my phone from costco which does not accept amex or can it be 1 of the 3, thank you

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Kevin Gormley March 19, 2021 - 12:56 pm

i wanted to like the video but the “reset” of the frame every 7-10 seconds makes it unwatchable to me. Maybe the young folks like that effect but I cannot watch it.

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Nev Shorter March 20, 2021 - 1:48 pm

Thanks , helpful information.

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Jordan Rampersad March 26, 2021 - 5:01 pm

Love the Philip DeFranco don't be stupid stupid reference.

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Matt Ji April 2, 2021 - 2:19 am

"why isn't this on my card, it's not fair!" lol, sebby you are my best friend!

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Legal Reefer April 2, 2021 - 5:29 am

I almost stopped watching when I saw the android phone 😉

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Totally Trent! April 8, 2021 - 10:36 am

The Chase Freedom Flex offers this with 0 AF as long as you pay your phone bill with it

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Daniel Rall April 12, 2021 - 4:57 pm

Threw Mandy right under the bus! 😆

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Jimmy Yu April 22, 2021 - 12:56 am

does it make more sense to use the chase business ink preferred with 3x on monthly cell bills and lower coverage ($600) or amex platinum with 1x on monthly bills and higher coverage ($800)?

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Andres Ramos April 24, 2021 - 3:07 pm

Sebby, I have a question for you related to baggage when using points. If I book a trip on Delta using points and I pay for the fees using my Delta Platinum card, will I still get my 1st checked bag free?

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Ayad Alomran May 19, 2021 - 5:39 pm

Hhhhhh diaper benefit

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S. Keegs May 29, 2021 - 10:45 am

Liked, and subscribed!

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Felisha Hinds June 2, 2021 - 3:20 am

Will they cover the phone if it was a gift as long as the bill is paid with my Amex?

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2 Many Remote Controllers June 8, 2021 - 11:43 pm

No one talks about Skymile Reserve….

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BrownieJPEG August 3, 2021 - 6:39 pm

Here before 1m subs

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