How I built Over $100,000 of Home Equity in ONE YEAR – The Credit Shifu

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The housing market went crazy just after the pandemic, my home equity increased to over $100,000 in about one year. In this video we are going to look at how it happened and also what I can do with that equity, such as a cash out refinance or a Home Equity line of credit or HELOC.

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37 comments

Ramsay Bolton January 5, 2022 - 10:44 pm

I like that you are covering financial topics and branching out from credit cards.

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Danny Wu January 5, 2022 - 10:52 pm

Hi Credit Shifu

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Danny Wu January 5, 2022 - 10:52 pm

Love how you are not just the credit card guy anymore. You are much more valuable than that!

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EJBIII January 5, 2022 - 10:54 pm

Haven't watched yet, but I'd like to think the greater home "value" is actually just decreased US dollar value making the house worth more dollars like everybody else.

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For Animals or Military Consumption January 5, 2022 - 10:55 pm

Yo! Is this the new channel? Looks great! But you're still doing credit shifu right?

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Jorge January 5, 2022 - 10:59 pm

Same here for me. Wish I would have listened to MeetKevin sooner back when houses were still affordable. Instead of having just one house I could’ve had a few more by now

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David Mark January 5, 2022 - 11:12 pm

I'm no longer waiting for the GRANT LOAN because I earn $50,000 every 7 days recently

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Anna Richard January 5, 2022 - 11:18 pm

Sir what is the best way to make money

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Fiscal Forward January 5, 2022 - 11:29 pm

I’m not sure there are too many of us who haven’t seen our home’s value increase by $100k. The market is crazy!

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Daniel Braun - Finance & Credit Cards January 5, 2022 - 11:31 pm

Awesome valuable stuff here Ben! The first new video from the channel rebrand and very well explained 👍

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MfGallonjaust January 5, 2022 - 11:32 pm

Remodel it and re finance to get more equity

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Terence Williams January 5, 2022 - 11:35 pm

Would’ve been great if you merged the credit card stuff with the finance stuff as I really enjoy your presentation of credit card issues.

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Mc Chan January 5, 2022 - 11:40 pm

Its time for Ben to blow up!!!!

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Ernie Leyba January 5, 2022 - 11:41 pm

Awesome Ben!!

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waltervila33 January 6, 2022 - 12:40 am

I need to know if I should get the freedom or the gold card 😆 where’s credit shin fu

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Jered N January 6, 2022 - 12:51 am

My equity went up 250k in 2 years, here in Cali

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J Beltran January 6, 2022 - 1:04 am

Damn a 100k home ?!!!

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smart think January 6, 2022 - 1:38 am

Good info

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George Sarraf January 6, 2022 - 2:03 am

FHA loans are a pain.

I had to pay for THREE FHA INSPECTIONS
– first one I knew I’d need a 2nd
– 2nd inspection failed due to an OUTLET COVER not installed

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Lalit Devraj January 6, 2022 - 2:54 am

This was such a great and wholesome video to watch Shifu…I mean Ben 😉 😁

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SerLizar January 6, 2022 - 4:40 am

Really interesting information, won’t need it for a few years though XD

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Olin Wread January 6, 2022 - 7:08 am

Pffft amateur. Here in California it is not uncommon to see $300k->$1million last year. Hell, people bid $1million OVER ASKING PRICE on listings.

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Minhaj Khaled January 6, 2022 - 7:40 am

Please make more videos like this

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Borno It January 6, 2022 - 1:40 pm

Wow for a debit card this is actually crazy! This is such a middle of the road product for people looking for rewards but aren't interested in credit. Although, as someone who is a huge proponent of credit/credit cards, it will be harder now to argue with those people who are totally against using credit cards! Also, the name "Cheese" is definitely a different choice for sure, especially for a debit card!

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Aaron Taylor January 6, 2022 - 3:07 pm

Make a credit shifu nft. Gotta make bank while the gullible are still buying digital beanie babies

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Arachne Tutorials January 6, 2022 - 3:50 pm

Great job on the rebrand! This is great stuff 😀

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Explorers of the Verse January 6, 2022 - 4:00 pm

I bought a four bedroom back in 2014 for 400k. Last year, I sold my home for 670k. I paid off all my debts and had a nice savings left over. Free at last, free at last, thank God almighty free at last!

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Nicholas Coyle January 6, 2022 - 4:50 pm

“Hey financial warriors!” ain't too shabby

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jeff chung January 6, 2022 - 7:16 pm

Valuations can also go in the opposite direction. Dont forget 2008, people lost their equity and mortgages were more than their valuation. Its important to have holding power…….

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Fu Lim January 6, 2022 - 8:48 pm

Any updates on the cabin ABNB project Ben? Would love to see a video on it!

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Charlie Durham January 6, 2022 - 10:02 pm

Headline not click baity enough. Tons of people built more than 100k in equity last year totally by accident.

Also, happy you didn't say you could do a HELOC and invest it in crypto, 😂

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Nate & Jess - Personal Finance, Travel & Investing January 7, 2022 - 1:08 am

We gained so much equity between our 3 homes its crazy!

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Mauricio Garcia January 7, 2022 - 5:38 am

Love the new content Ben! Keep it up!

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Odis Brown January 7, 2022 - 2:34 pm

Equity line of credit

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Mark Cohen January 7, 2022 - 5:20 pm

It’s even crazier here in Florida. My house has went from $282K when we bought it to probably $400K. I say probably because we aren’t selling but others are in the area and they have sold at that

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Blue BMW January 7, 2022 - 5:50 pm

Do you still do the wallets?

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Robin Rising January 9, 2022 - 7:49 pm

how I built over 300k in two years… it's in SF, I existed. same issues with vet loans, 0 down, no one takes it.

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