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In tis video I talk about how I got to an 800 credit score. I took me a while…
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21 comments
I'm right behind you at just under 800 fico score with just 1% credit utilization. BTW I bumped into an older man today that went to army boot camp in Kentucky in the early 1960s with Jimmy Hendrix.
I love that 800 score
I remember when I was in club 800, but then I paid off my car loan and it dropped, and the last time it went above 800 was literally a day or so before I applied for a new credit card
.
What it comes down to is age of credit and utilization rate
You just reached 800. Sheesh. Been there for years. Probably will stop watching your channel.
Woah, I beat Ben to it??! I hit 802 FICO last year at 25. 12 cards, no mortgage, no auto loans. I essentially kept my utilization at 0% by paying everything weekly
Congrats Ben!
What can I do with 850? I have it and don’t know what to do with it. On Experian at least
Tommorows video title " Now I'm back to a 700 credit score."
My credit scores are over 800 with my highest one at 820, but I had that at a perfect 850 for a few months but then I decided to get some new credit cards lol. What website are you using to check your credit score? That doesn't look like any I have seen?
I reach 800 and managed to keep it for 2 months. Not sure how I reached it nor how I lost it. Now I hover around 780.
Mrs. Credit Shifu is unimpressed.
Idk how but I started with my first cc in July 2021 with a credit score of 716 with my first cc. Now in sept 2022 I have 4 cc with a credit of 833! I just wanted to get my score to 800 but it way over. I can’t complain though.
Took you long enough Ben hahah. I got to 800 months ago. It's down right now because I had to do some expenses but I'll get it back up.
I'm on the verge at 796 (EX Fico) after a seven year rebuild from 489. Two loans and two credit cards at the moment, with plans to get a couple more over the next 18 months.
Have you tried using the A.Z.E.O. utilization method?
Let me know when your true FICO 8 or 9 hits 835!
Maybe I should be making videos?!
I recommend Roy to you needing effective credit repair service and they did well fixing my report in 14days. I had all negative information deleted, tradelines added and my score got up to 800+ with no hassles.
My "credit score" is 69. I call her Wendy
I feel like i really catapulted my credit in just 1 year/ 1.5 years. I started rebuilding my credit jan 2021. Got approved for my secured credit card. 300 limit. I literally watched these videos daily for a year. What also helped was a few months later i got approved for a biz cc with cap 1 (1 of the few that reports the business to personal.) That has a 500 limit. In 1 year i brought my credit from the 560s to 724. Just 1 year thats amazing. And then in jan 22 i got another 2 ccs 1 personal 1 biz. Now after 1 year maybe 8 months im at a 764. Pretty proud of myself.
I went from no credit to 788 in about 1 year lol
Despite the economic downturn,I'm so happy
. I have been earning $ 60,000 returns from my $7,000 investment every 13days.