Download the Cover App and start saving more than 70% on your car insurance:
Credit Shifu Wallets:
Like Credit Shifu on FACEBOOK:
In this video we show you how to boost your credit score in 2021. If you are watching this in the future, this info will likely still be accurate. We use My Fico to demonstrate.
SONG FROM OUTRO
Track: Halcyon & Valentina Franco – Runaway (Heuse Remix) [NCS Release]
Music provided by NoCopyrightSounds.
Watch: youtu.be/5bj44xI2oWw
Free Download / Stream: ncs.io/RunawayHeuseRemix
NOTE: The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.
33 comments
Download the Cover App and start saving more than 70% on your car insurance: https://app.cover.com/thecreditshifu
Step 1: Watch this video
Good job, now youβre on your way ππ
1
Future Bogan here!! The credit scoring scale is now 0-1000 and that 850 is only considered "very good" lol
I heard credit scores about to be canceled for social justice. That means this entire channel is promoting oppression. How dare you sir.
@The Credit Shifu can you mention more about the extra report that Chase does that you mentioned?
myFICO or Experian? Both offer the option of seeing the three credit scores?
Whats the minimum number of accounts that you need reporting balances before you get hit with no recent usage of credit cards/bank issued open ended accounts?
Edit: 1
Just wondering, but what would be an optimal FICO score under 800 that would get you the best rates for car loans and mortgages? I have a 733 TU FICO 8 score, but don't know if that's in the ballpark!
How does Medical Debt affect your credit score?
I never knew different credit scores depending on what youβre applying for. Great video, very informative!
This may be THE BEST breakdown of credit scores I've seen so far. Great video. Subbed
My credit went to 760 in a year by getting 4 cards, leaving them on 0$ balance, a car loan and my cellphone bill
I have 7 credit card with a debt of around 3k in total but I got a score of 747.
Okay
Any word on Fico 10? π€
Ben… is it possible to get the chase ecosystem (like slate edge as starter first) instead of the recommended one..? I mean don't wanna get conflict with 5/24
But I wonder if for someone that already had history with the major bank from another country.. like amex from UK for example.. they have like global relationship.. your thought, Ben…?
Nice content
I have a question how many times should someone pay a credit card every month? And is it correct to do?
Same as the years before D:
Does anyone have experience that if you paid the card in full you score drops but if you owe money it goes up?
How much do you pay for myFico?
I only have revolving credit…
Never took a loan
No apartment
No car loan
No mortgage
I could be wrong, but I swear, you're just like a British Ben. The algorithm finally showed me these other channels!
Credit scores are a joke. I was at 850 with no debt. Because I refinanced an auto, they dropped my score into the 750βs. The whole thing is a scam.
How about if you pay off a personal loan early but still have another small loan on file for my credit mix. What does the paid off loan do for my score?
Can you do a video on a construction loan ?
Great informative video, shifu. I am a bit confused about lowering the balance to zero though. Does it mean I could pay my bill fully before the close day every month so that I would have a 0% utilization rateοΌDoes it really help boost my scoreοΌ
No better assistance than themππππ best credit repair.
No better assistance than themππππ best credit repair.
Gained 200+ points with assistance from πππ, Always trust the process.
Gained 200+ points with assistance from πππ, Always trust the process.