How to Climb the WEALTH LADDER – The Credit Shifu

by YouTube Team

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In this video we talk about how to climb the wealth ladder from building your credit score, to investing in stocks, to real estate to finally being able to afford yachts and private jets as a billionaire.
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Track: Halcyon & Valentina Franco – Runaway (Heuse Remix) [NCS Release]
Music provided by NoCopyrightSounds.
Watch: youtu.be/5bj44xI2oWw
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26 comments

Luis Beteta December 20, 2021 - 4:52 pm

First

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Victor Velediaz December 20, 2021 - 4:53 pm

First

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Marshall Ignas December 20, 2021 - 4:58 pm

Really looking forward implementing some of these steps.

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Mark Plymale December 20, 2021 - 5:00 pm

I’m done with steps 1-3, working on 4 now 🤑
Great video as usual man!

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Mr pogi December 20, 2021 - 5:01 pm

Why is this schmuck teaching people how to build billionaire wealth when he himself is not a billionaire?

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Daniel Braun - Finance & Credit Cards December 20, 2021 - 5:21 pm

So many ladders to climb, I'm getting a good workout! Great stuff, the wealth ladder is one of the most important to focus on and I like the way you broke it down into these 8 👍

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Ciborium December 20, 2021 - 5:29 pm

My father's advice to me: "If it flies, floats, or fucks… rent it."

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Trestin White December 20, 2021 - 5:40 pm

“Beezos” lol

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TyphoonStrom December 20, 2021 - 5:48 pm

One of the biggest walls to moving up in middle class is saving up enough for a down-payment on real estate. Unless you have a dependent to live with for cheap or free even saving enough for one is very difficult.

Which sucks because that leaves little income left over to invest in things like stocks, and ROTHs.

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deepesh chetwani December 20, 2021 - 6:39 pm

Invest in baby dogecoin and join the ape community.

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Ramsay Bolton December 20, 2021 - 6:52 pm

Chaos is a ladder.

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U.S.A. December 20, 2021 - 6:57 pm

Financial warrior checking in.

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Ben Engle December 20, 2021 - 7:03 pm

Shifu, love that you're going into finance using your branding from the credit card ladder. I think you'll find us your followers growing.

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Stephen Peake - Finance, Personal Development December 20, 2021 - 7:07 pm

So much to climb! I'm sure the view at the top is pretty great though.
Great list Ben! 👍

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Eric Tang December 20, 2021 - 7:15 pm

Cheers to you reaching millionaire status by the end of 2022! Start off the new year strong!

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cherrygarciafan December 20, 2021 - 7:45 pm

I’m going to have to disagree. I think Dave Ramsey’s baby steps is a better way to wealth building. Too many things on your list involve unnecessary risk taking. Obviously I don’t agree with Dave on credit cards lol.

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Blue BMW December 20, 2021 - 8:29 pm

You've really stepped up the quality of the content lately! I dig this thought provoking financial stuff!

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Mike Bell December 20, 2021 - 10:06 pm

More money. More problems

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Patrick King December 20, 2021 - 10:16 pm

You don't have to be an "accredited investor" to invest in private companies. There are so many little loopholes it is not even funny. Example, you can bypass the "accredited investor" rule by simply knowing the founder, a board member, etc. Hi I'm Bob, nice to meet you Bob, now we know each other lol. And as far as the "worth" component, it's not like you have to supply audited certified financial statements…see what I'm getting at here…

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tcgtpl December 20, 2021 - 11:36 pm

I think another consideration of a wealth building ladder would be how close you are to being financially independent, as in you have enough stashed away in investments or cash flow assets where you can stop working and focus on hobbies or anything else that you’d rather be doing than being in the rat race. That’s greatly dependent on the individual’s living style, though. Living a minimalist lifestyle wouldn’t require as much as someone who has a large family & wants the nicer things in life, so to speak.

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Palm Tree Media December 21, 2021 - 5:27 am

Mo' Money Mo' Problems 😎😂

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Tarunay Roy December 21, 2021 - 5:33 am

Those are Porsches, not Lambos 😛

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Gray Hills December 21, 2021 - 8:00 am

I think this pandemic has taught people the importance of multiple streams of income, unfortunately having a job doesn't mean security rather having different investments is the real deal.

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Rob U_73 December 21, 2021 - 12:49 pm

Oh the PDT rule. It gets so many people who aren't familiar with trading. Renting, unless house hacking, is such a waste of money. We really need to teach financial education in school.

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Doc December 21, 2021 - 1:59 pm

Ya I don’t F@&$ with stocks or ccypto. Too confusing. Instead im investing in my consulting firm & have been growing my business, while still working my job.

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David Levingstone December 21, 2021 - 7:21 pm

How to climb the wealth ladder… Don't buy shit until the shit u want to buy feels like pennies falling out of your pocket 🤷.If your attitude is getting money to buy the next shiny thing or go to a nice restaurant you will never rise from the gutters… I know way too many people who earn decent money but spend almost all of it on gas/car, food/entertainment, like wtf if you earn 5k+ and u can't even save 2,500 a month you are doing something very fucking wrong(by save i mean not spend on consumer goods aka flushing it down the toilet)

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