How to Use Chase’s New Pay Yourself Back Feature – The Credit Shifu

by YouTube Team

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In this video we show you how to use the new Pay Yourself Back feature that is now available on some Chase cards, namely the Chase Sapphire Reserve, Chase Sapphire Preferred and the JP Morgan Reserve. This enables you to get cash back at higher rates in select categories, the categories at time of launch are grocery, home improvement and dining. The feature will probably be added to new Chase credit cards in the near future, but for now it is just on those three.

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34 comments

The Credit Shifu June 1, 2020 - 6:51 pm

Check out a written guide on our website: https://bit.ly/3cnP88n

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Inderjot Rasila June 2, 2020 - 6:28 am

Super cool would love Amex give similar for platinum I don’t have CSR 😀

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Tony June 2, 2020 - 7:03 am

"credit stripper" makes a lot of sense. We can see the lap dance area behind you

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YeCannyDaeThat June 2, 2020 - 7:46 am

All rather irrelevant while America is about 5 days away from full blown civil breakdown and another civil war…

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Lafarg June 2, 2020 - 10:13 am

Think they will let me apply my credit as cash back into my checking account?

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Quick Dubbs June 2, 2020 - 11:33 am

Wish I had one of them 🤔

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Reza Habibian June 2, 2020 - 12:09 pm

Best whay to use $300 travel credit?

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Miki J June 2, 2020 - 3:59 pm

Valuable information, thank you

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Micayla Bel June 3, 2020 - 5:33 am

Has anyone tried purchasing gift cards for places like amazon at the grocery stores? I’m curious about if it still counts as a grocery purchase.

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dgdarien June 4, 2020 - 6:26 am

Is there any reason NOT to use all my points on my reserve for this promo? Especially if the 1.5 rate is the same as redeeming on travel.

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Tariq Owens June 4, 2020 - 2:04 pm

Do you know if the CSR Spending for groceries apply to super markets overseas for these bonuses? or only in the states?

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Cyber Realmz June 4, 2020 - 7:05 pm

If you pay yourself back you still get 5% back which mean you're points are worth almost 8% back

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Silver&Grey June 4, 2020 - 11:59 pm

so credit make you dance huh? Good goof

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Philmore James June 5, 2020 - 4:00 pm

It also doesn't count Walmart as a grocery store

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S Wedel June 6, 2020 - 1:38 am

I don’t have a Chase card yet, Capital One has this feature too. My question is what is the difference between Get Account Credit (lower your account balance) and Cover Your Purchase (get reimbursed for your purchase)?

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SJ Francis June 8, 2020 - 5:06 am

This was actually really helpful thank you!

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Timothy Walther June 8, 2020 - 2:18 pm

Are they getting rid of the feature or just the bonus

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Sean Gardner June 28, 2020 - 10:19 pm

I’ve heard a rumor that chase is going to roll out new benefits starting July first that include utility’s, phone/cable/internet, insurance. For the sapphire cards. Have you heard this too?

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Larry Byrd July 6, 2020 - 9:20 am

Assuming the credit system works at all there are very few people that have these cards lots of points and no cash on hand

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Mario Macias July 22, 2020 - 12:22 am

i like the new feature/service; makes sense

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gorviv529 July 26, 2020 - 10:15 pm

Are transactions you use the "pay yourself back" feature on completely removed from your record?

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Liliya Kamara July 31, 2020 - 7:56 am

Hmm… I have 72,000 points…. Pay off my balance once a week… So, going back 3 months, I could get a $1000 credit…. What to do?? 😏🤔

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Alicia Townsend August 7, 2020 - 2:06 am

So if I've already paid the statement. There is no point?

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bertito43 August 16, 2020 - 4:18 pm

If my statement is all paid off will it show then as a credit to my account?

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Richard Guo October 5, 2020 - 2:34 am

I think its a trick to make u use all points on grocery instead of other categories(maybe like fight)

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Naason Valencia October 11, 2020 - 7:06 am

What If you buy a flight with the card and pay yourself back instead of transfer partners would that work?

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Sapiens Strength November 30, 2020 - 2:04 pm

Okay , thank you . I wasn’t understanding what this was at 1st .

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InstantChildBirth December 22, 2020 - 3:54 pm

a lot of fluff 😐 get to the POINT, get it?

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MrJzigy January 25, 2021 - 1:11 pm

I was looking up how to do this, thanks for the info! I noticed on the thumbnail that you looked familiar, then I realized you also did those awesome, funny, and entertaining Chinese learning videos. Glad to see you're doing well on here.

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Lillyan Wong March 10, 2021 - 9:31 pm

Can you do this multiple times to any restaurants, home improvement stores, and grocery stores?

And let's say you spend $5,000 at homedepot? would the pay yourself back option work

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I-YELL- A-LOT March 18, 2021 - 9:05 pm

SOMEONE EXPLAIN THE POINTS TO CASH. HOW MANY POINTS DO I NEED TO CONVERT INTO $1,000 CASH?

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Mitch Walker June 28, 2021 - 7:55 pm

Trying to wrap my mind around this. If you take $82.55 (DA TANG SUPERMARKET) / 5,503pts to pay yourself back = $0.015 per point. So its not 7.5% cash, it's 1.5% cash back. Really just a 0.25% cash back increase not a 6% increase as promoted in the video. Unless I'm missing something?

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Leslie Gutierrez July 9, 2021 - 11:46 am

So if I use it? Then that means that I don’t get points?
If I don’t have points am I still able to “pay myself back”?

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L P September 13, 2021 - 11:24 pm

Came for the stripping, stayed for the info

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