The Apple Card is now easier to get with Path to Apple Card. Is the Apple Card worth applying for? [ Blog Post ] 💳 Learn more about Sebby’s Card Picks: Click “Show More” to see Ad Disclosure
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#AppleCard #pathtoapplecard
0:00 Intro
1:12 Who can get the Apple Card
3:00 Path to Apple Card
3:40 Multipliers and benefits
5:55 Who should NOT get the card
6:44 Optimal strategy for applying
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49 comments
I just applied for this at my second credit card at 18. I have an auto lease and a Discover It student card ($500 limit) and they approved me for $3000. No other card would even give me a credit increase with the 695 score I had.
No foreign transaction fees is BS. There is no fee, that’s true, but they get their “fee” by charging an higher exchange rate if compared to other cards. I tested it abroad, using different cards the same day, at the same shop, for the same amount in Euros and AC charged the highest amount once converted in USD.
I’m 18 and applied for the card a few months ago, my fico score was 650ish and they gave me a $2,500 limit
Apple could crap all over many other cards by even further enhancing it if they're actually serious about being successful in this category. Just imagine:
4% back on Apple Store/apple.com purchases
3% back on all Apple Pay purchases (up to a certain limit, then 1.5% after that)
2% when using the physical card (up to a certain limit, then 1% after that).
All online purchases plz
Which bureau are they reporting to?
I tried it many time to get Apple Card but they decline my application 🤷♂️
hmmm I'm thinking of getting this specially to buy the new Macbook Pro 2020 (since its a LOT of money right out the wallet). Is it worth it for that?
Apple accepted me with $1500 which I am going buy my wife a unlock iPhone 12 pro max with the Apple Card one time payment so I can get 3% back ($35) then pay back $1170 to Apple Card for the purchase of the 12 pro max then get me one on a monthly payment plan with Apple Card
Commenting to comment
What about for younger people 18 to 20 years of age
Not gonna lie. I got this for work. Whenever travel starts again ima use this for all my travel charges because I reimburse everything and will just take the cash back.
I was approved for 1500 on the card financed the iPhone 12 pro max i was surprised when they approved it with my 703 but their online portal needs work
Got approved with a 1000 limit after 3 years of filing bk7
Guess I didn’t have enough credit to get a chase or Amex. But got approved for Apple Card. I’m gonna have to grind more and get my credit up so I can get a chase or Amex. I really wanna travel
I was wondering what you think would be my next best cards to get in order I have a secured capital one and a non secured capital one can I get another capital one or should I move on to something else and I do really want the Apple Card somewhere in the mix I do not travel much but I use internet shopping a lot mostly eBay and Amazon I have three hard inquiries which two are about a year and half old and the last was apple a few months ago but did not give me any option for there four month fix program I subscribed to your channel now looking forward to more videos and one last question what is the best app to check your credit score with the best accuracy so I really know my actual credit score
Please help me ask me what you need to know so I can build higher and higher credit all my bills are up to date a streak of on time payments of about two years at least and have no out standing accounts but some I payed off about 1 and half years ago but still show ty
I had 653 credit score and they did not accept me now I have over 700 and now they accepted me???
ขอขอบคุณครับสำหรับเรื่องดีๆครับผม😍👍
I applied 3 days ago and my application is still under review? Up til now I thought i had good credit…lol
Love your videos!!
I’ve had this card since May 2020 and I love it for so many different reasons. I also run a AMEX trifecta but I still give the Apple Card a good amount of spin.
can you get this card when you just have debit card? I never had a credit card
Just got approved. Got a 3000 limit on mine
DON'T DO IT!!! THE APPLE CARD SUCKS ALONG WITH GOLDMAN SACHS! Their attitude is terrible. Extremely difficult to make payments! You cannot send them a check. You have to give them your checking account number!! NOW!! the most ridiculous thing I have ever heard!! YOU CANNOT SEND EXTRA MONEY TOWARDS YOUR BALANCE!!! You have to make the monthly payment or pay the entire Balance!! Also be very careful here. If you have your Credit Card in the Wallet App for Apple Pay the Apple Credit Card Becomes the Default Card! So now if you buy a movie in iTunes it goes on the Apple Card that you can only pay the specified amount monthly! Really SUCKS! I can't wait to get rid of it and never use Apple again!!
Hmm, should be 3% on Apple Card and 4% on Apple Pay and 5% within the network … Tons of people will enroll
If I were to apple when I turn 18 and get a limit of 500 and I make all my payments on time. Would my limit be raised automatically or would I have to apply for another card?
I love my United Traveler Card so I got that big perk. The Apple Card would be for me to get the installments of 12 months for a new Mac
Can you apply with an ITIN ?
Goldman’s Sachs should take its own advice lol.
But I’m def getting this soon thank you
I don’t know why I’m watching all his credit card advise. I’m not looking for a card but it’s interesting anyway.
I mean, it’s also a MasterCard, so I’m pretty sure you get all the travel benefits of a MasterCard
Great video bro 😎
What is the grace period of this card ? My current credit card 💳 gives me 7 days without charging me interest…..
I've just got my Apple Card and they gave me a 4k limit. A year before this, they denied my application.
Apple card is garbage. My trade-in credit was delayed by four weeks
until I complained, then the trade-in credit was reduced by 6% for
"promotional daily cash adjustment -3% and daily cash adjustment -3%" –
now I'm wasting more time disputing these charges. Don't get this card.
only us citizens eligible?
My Current and Future Credit Cards
1st: Bank of American Credit card because i’m with BOFA.
2nd: Apple Card because I like the metal Card and Im strong into Apple’s ecosystem.
3rd: It will be with Chase because my parents are with them and need history with chase for a future house purchase.
Apple eco system is literally the only reason to get this. And credit cards don't need eco systems lmao.
I've had the Apple Card right from when it was first issued and had no problem getting it. Some months later, my wife decided she would like one of her own. She has SS and a small pension and was rejected. Our home, cars, etc are joint owned and made it look like her income was supporting all of this. We've been married for 51 years and re-applied using "Household Income" and she got the card without issue. BTW, she wanted the card because, at our age, it was important for her to have a card that she uses and manages completely on her own. Our other cards are "Joint Accounts".
21- 580 and approved for $5k (probably cause of income )
Ur getting subbed
trash card.
I got approved for this Apple CC with $1500 credit with a 732 credit score…I did it spontaneously should I close it? Or will that hurt my credit score?
Great content bro! Love the drink analogy!
Give us 3% amazon, walmart, Sephora, best buy would be awesome, I like it to have in my Apple universe. We use Uber eats alot and uber so we can capitalize on those benefits. The 0 interest is really awesome. I will keep my eye on this for something in the future.
i was able to get a CSP (without having any other chase card or chase account) but got denied the apple card lol
Apple can’t verify my identity 🙁
Woah … this video literally saved me money! I didn't even know about the 3% cash back with T-Mobile Autopay! 🤯