Is GRAHAM STEPHAN Right About the END OF CREDIT CARDS? – The Credit Shifu

by YouTube Team

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So yesterday Graham Stephan uploaded a video called the End of Credit Cards, talking about issues credit card companies face, which may make them cut back on credit card lending. I thought he raised some good points, but I wanted to add to the conversation, so I made a response video. So in our video I give my take on the whole thing, the credit crises, 2020 recession and economic recovery etc…

Guys if you like this, do go and check out Graham’s original video.

The End of Credit Cards – Graham Stephan

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33 comments

The Credit Shifu June 2, 2020 - 10:27 pm

Check out Graham's original video here:

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Ryan Chang - Financially Fashionable June 4, 2020 - 5:21 am

Everyone's inner Graham got angry when he said "$8 coffee"

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Mark Skrzypczak June 4, 2020 - 12:39 pm

I am all for the "$8 coffee." I sell and demo Nespresso machines. There are great promotions year round for sleaves.

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Emest lieth June 4, 2020 - 10:47 pm

Credit Scores, in the age of rampant ID theft & mass credit hacks, are absurd. It’s just an excuse for a lender to charge you massive interest   Don’t use online banking, make purchases online, yet my Identity was stolen  TWICE   And forget about contacting all 3 Credit Agencies, you can only contact Experian, who ‘say’ the other two agencies will adjust. And I’m not some novice, in my early 30’s and have been set backward because of Identity theft and back credit score but I got all fixed at JohnnieHacksLLC .Org………..

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1980starjustice June 4, 2020 - 10:51 pm

“DOOZY” is Dave Chapelle’s…..Graham stole it from Dave Chapelle 🤦🏾‍♂️ 1000% facts….that’s Dave Chapelle’s thing/saying.

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Leo Saint June 4, 2020 - 10:55 pm

I feel so lucky for coming across you guys. I was in bankruptcy and glued to crushing student loan debt which I still battle in my mid 40's. Thanks to the team at JohnnieHacksLLC. Org .. I am no longer in bankruptcy & all negative marks erased and to top it off they assisted me with my student loans, which I no longer have! I can now move forward in my life and live a life free of financial hardships

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Richard Amuir June 5, 2020 - 1:22 am

Everyone should max-out all their credit cards, have a good time and then default.
Who's with me?

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Richard Amuir June 5, 2020 - 1:27 am

Is Webull some cool way of saying bull urine?

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CJ June 5, 2020 - 9:42 am

You have so much room for activities

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Jim Rr June 5, 2020 - 11:41 am

Just say no to drugs and debt.

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Jose Bravo June 5, 2020 - 10:46 pm

This is better then the adidas and Kanye collab!

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MaMai June 6, 2020 - 6:45 pm

One eye symbolism??? Illuminati much?

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Bryant Daron June 6, 2020 - 10:12 pm

This video is heartbreaking, Shifu comes out of the closet at 08:35. So proud lol

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weerobot June 8, 2020 - 4:17 pm

How much do i want a Credit Card called Weeed…

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Ohio Malinois Mom ツ June 9, 2020 - 6:04 pm

Sometimes you and Graham morphe into one person…Looks at the iced coffee before her…

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keith picinic June 10, 2020 - 3:29 pm

you made my day better by imitating Stephen imitating trolls.

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Demon Z June 18, 2020 - 12:13 pm

my man just said you couldnt cut metal XD

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Ed Tista June 19, 2020 - 3:17 pm

It was very click bait-y, but I hope not.

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DB June 19, 2020 - 9:19 pm

I would imagine why credit card debt went up ten fold due to the pandemic. People that lost their jobs and now can't afford to pay it off every month. They're in survival mode at this point. They're worried about food and a roof over there heads. And putting their credit cards on the back burner unfortunately. I have a feeling there will be more to come sadly.

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TU_ TRU June 22, 2020 - 6:13 pm

I cannot for the life of me find the gold and green personal cards on amex's website. I hope to see something about this in one of your upcoming videos

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Walkingonsunshine June 24, 2020 - 6:03 pm

The shade of it all…

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Michael Swaim June 30, 2020 - 2:35 am

Debate is a great thing. Thank you and Graham for being respectful and candid. Credit cards are so lucrative the banks will never get rid of them. Why give up a 900 million dollar gig

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Steph Does Stuff July 1, 2020 - 1:36 am

I see a bromance blossoming….Graham, bring it home!

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Peter George July 2, 2020 - 4:33 pm

Just found this channel. I’m 26, $127k in debt (+10k in medical debt) with two B.S’s and a M.S. I’m working two jobs (clinical analyst and tutor and make $55k gross) and live with roomate’s to save money. I only leave my house to work and grocery shop. I’ve cut out all hobbies and friends and literally sit in my room with the lights off when I have down time. I feel hopeless. I didn't know how to pay off this debt and was desperate. I found a recommendation about using Johnniehacksllc. Org to fix credit and clear debts , I used them and they definitely checks out thank you guys,..🔊

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Peter George July 2, 2020 - 4:34 pm

Just found this channel. I’m 26, $127k in debt (+10k in medical debt) with two B.S’s and a M.S. I’m working two jobs (clinical analyst and tutor and make $55k gross) and live with roomate’s to save money. I only leave my house to work and grocery shop. I’ve cut out all hobbies and friends and literally sit in my room with the lights off when I have down time. I feel hopeless. I didn't know how to pay off this debt and was desperate. I found a recommendation about using Johnniehacksllc. Org to fix credit and clear debts , I used them and they definitely checks out thank you guys,..🔊

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Jesse July 8, 2020 - 8:40 pm

That was hilarious

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Jameel Nicholson July 10, 2020 - 5:57 pm

Kudos on making a tasteful commentary and plug for Graham's video. For that, you get a smash of the LIKE button.

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DARRYL SMITH July 27, 2020 - 8:42 pm

Credit cards have & are being cut off due to Banks knowing what's inevitably coming very! Fast…. No one can pay their Bill.
NOTE: Listen to "HISTORY".
EVERY Empire FALLS… EVERY!.

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Samuel Holden August 1, 2020 - 9:53 am

🚽 😂👌

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TheOneAndOnly April 4, 2021 - 10:27 am

I was wondering if they didn't allow haircuts on credit over there 🤔👍🏼✌🏼

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I Cast Eldritch Blast April 30, 2021 - 11:52 pm

Send me your Amex platinum, and I will show you it indeed can be cut.

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SNPRkiller94 June 14, 2021 - 10:04 pm

1 year later and Grahams first point is null. Credit card debt is at the lowest point since the year 2000

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Moises Flores June 17, 2021 - 12:11 am

Hahaha the bathrooom background caught me off guard lol that was funny😱😅😅🤣

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